Penny Finance

We are FIVE🎈We love building for you, and seeing you grow your wallets 👛✌🏽

Barriers of access to personalized money education and planning perpetuates the cycle of financial instability for everyday Americans.

If you’re paycheck to paycheck, always stressed about money or want to ensure your money plan is one that will carry you through a lifetime, we’re here

>> You can become a member for $10 month.
>> If you bank with one of our partner credit unions, you can get Penny for free.

Although you won’t see much of us on social media, we want you to know we’re a real company serving up financial planning to everyone who doesn’t have millions of dollars.

Everything you need to know at
www.penny-finance.com

Penny’s almost 4 years old and these are the people who’ve helped build her from the ground up.

While at surface level, Penny’s technology, she’s also real humans running ship behind the scenes.

We all want to create a platform that’s provides digestible, useful money education and guidance to everyday people at an accessible price. We believe everyone, at baseline, should know this stuff. We’re driven by this impact.

So, know that when you use our support line or book a free call or email us, we answer.

- The Penny Team

When you think about wealth, does your mind automatically go to your dollars and cents? 💸

The truth is, it’s so much more. Think beyond the scope of your bank account!

Sure, your numbers matter. AND, it’s about building a life with freedom, choice, and flexibility too.

Join the conversation Thursday January 16th, 1pm est. No get-rich-quick schemes here. We’re talking sustainable, long-term financial health, resources and happiness. Recording sent, too

Link in bio to sign up!

It costs 29 cents to print an incredible memory in 4x6 form at CVS.

A love letter to your best friend will floor them more than that thing you bought them when you felt like you had to.

Date nights are more fun than opening boxes!!

Don’t let the holidays be a reason you go into debt. Know what feels good to spend and live within that.

A huge part of good money habits is having a good plan. We’ll help you make one but you’ve still got to be the one to see it through. It’s the only way for long-lasting change to happen. Like, not letting the fear of not having enough steal your joy for living your life now. Ya, like that.

We made you two action lists: (in list form) 5 steps to setting realistic-for-you-goals and 5 money-must-do’s as you begin this new calendar year.

Check out the link in our bio.

An extraordinarily cool thing about credit unions is that they’re incentivized to meet their member’s needs, not make a profit. Unlike a bank with shareholders [owners] who make a profit off their customers, credit unions are not-for-profit and owned by their customers who they call members because it’s just that personal.

This means they tend to focus on things that actually matter to those who bank with them.

One of those things is now Penny (!!!!!!)

Don’t worry, anyone can still join us and we’ll always be women focused. This is simply one new arm to get money education and guidance into the hands of everyday people who need it most.

Do you really need life insurance? Probably, yes.

The way to think about it is: why and what will this fund if/when I pass away?

Do you have children, a partner, a mortgage, or big bales that they would become responsible for? What about your funeral, who would pay for that?

Morbid, we know. But this is about protection for the future so let’s not ignore it.

There are many types of life insurance. We’ve outlined the 3 most common to help you determine if it’s time and if so, what kind best meets your needs.

On the blog >>> link in bio.

Calling Doctor YOU: it’s time for your wallet’s annual check-up! Join our founder Crissi Cole as we dive into the five places you must check in on at the very least on an annual basis, and why they matter. Think: emergency savings, retirement contributions, debt repayment plans, and more.

Let’s end this year with financial wellness on the brain, together 💪🏼

Our wish: The foundational pillars of good money management should be taught to everyone... but they’re not.

Truth is, money isn’t going anywhere. We need it for even the most basic needs. We want you to know...

it doesn’t have to be hard!! There are core pillars of financial health to be aware of. And once you know, you know.

Our wish 👆🏼👆🏼

Who can relate?! You’re not alone if you’re seeing the rising costs and feeling a little extra stressed when it comes to your cash (but seriously avocados, why?!)

Knowing your numbers, living within your means, and making your money work FOR you, are just some ways to deal with the financial climate.

Need some support knowing your numbers? We’ve got personalized calculators to show you how.

You’ve got this, and we’re here to help 💪🏼

Math is hard, for most of us. Interest added. Monthly payments. How many years until it’s paid off? When you’re in debt, it’s overwhelming enough. Let us do that hard math for you.

Credit card payoff courses and calculators accessible in our membership. $10mo, a lifetime of money decision making power.