Tammy S. Ernst NMLS #9684 Nationwide Lender!!! Step up Buyers struggle with all the changes in the industry.
We take the time to not only find a financial solution for our borrowers but we also give them a road map to assist them along the way. With over 20 years of Mortgage Lending experience my goal is to assist my clients if finding the solution that best fits their financial needs. Educating them on their home loan options and reviewing their financial goals. Experienced in USDA, FHA, VA, Conventiona
08/10/2026
Selling a home isn't just about saying goodbye to a place you've lived; it's about preparing for what's next. 🏡 Whether you've been in your home for a few years or a few decades, every move marks the beginning of a new chapter. If selling is on your horizon, having the right financing plan for your next home is just as important as preparing your current one for the market. If you're thinking about making a move, send me a message and let's talk about your options!
08/07/2026
Home is more than just a place; It's where love, comfort, and cherished memories reside. It's where the magic of everyday life happens. There truly is no place like it! ✨🏠
08/06/2026
If you're wondering what a mortgage would look like in your budget, I can help. Let's review your financial situation today.
08/05/2026
Explore Our Mortgage Options: 😎
Conventional: Flexible down payment options
FHA: Low down payment
VA Loan for veteran or active military
New Construction: Build a new home.
HELOC & Refinance: Cash from my home’s equity and lower my mortgage rate
USDA: Zero down payment for rural homes
Reverse Mortgage: If you're 62 or older, you may qualify for a reverse mortgage
08/04/2026
Some home upgrades do more than make your space more enjoyable—they can also add long-term value to your investment. 🏡 If you're thinking about making improvements, it's worth considering projects that enhance both your day-to-day living and your home's future appeal. Before you get started, it can also be helpful to explore financing options that may be available for your renovation goals. If you're planning your next home project, send me a message and let's talk through your options!
A good cup of coffee and a solid plan can make just about anything feel possible. ☕🏡 If buying a home is on your mind, getting preapproved is a great way to start the day with confidence and clarity about your budget. I'll help you understand your options, answer your questions, and guide you through the financing process from start to finish. Reach out today, and let's get brewing on your homeownership goals!
08/02/2026
5.0 star review received on Experience.com for Tammy S. Ernst by Dawnita M N
New ★★★★★ 5 Star Experience.com Review by Dawnita M N Click to see all 54 reviews of Tammy S. Ernst, Loan Officer | NMLS # 9684