SG Young Investment

60% of Singaporeans are living paycheck to paycheck. While we have the CPF system for retirement, it may often not be enough especially if you use it for housing.

Find out if living paycheck to paycheck is a good idea in this post.

60% of Singaporeans Live Paycheck to Paycheck A journey into the world of finance and investment. Learning how to manage money to achieve financial freedom.

It's been awhile since I wrote an article on HDB prices and how much you need to earn to afford a HDB flat (10 years to be exact).

We see headline news of million dollar flats and HDB flat prices which kept rising. Is it still affordable for Singaporeans to buy now?

How much money does a couple need to earn in order to afford a Million dollar HDB flat? A journey into the world of finance and investment. Learning how to manage money to achieve financial freedom.

Picking Growth Stocks With Investor-One Portfolio A journey into the world of finance and investment. Learning how to manage money to achieve financial freedom.

Here's a tool I created to help you in your financial independence journey for you to visualise the outcome and adjust your life accordingly.

https://sgyounginvestment.blogspot.com/2022/08/the-ultimate-financial-independence.html

Work can be frustrating and that's why the need for financial independence A journey into the world of finance and investment. Learning how to manage money to achieve financial freedom.

Wrote an article after reading the Financial Independence, Retire Early (FIRE) article on CNA. Here are my thoughts on it.

Financial Independence, Retire Early (FIRE) Movement A journey into the world of finance and investment. Learning how to manage money to achieve financial freedom.

INVEST Fair is back with their physical event

INVEST Fair 2022 - Investing in this Borderless Era A journey into the world of finance and investment. Learning how to manage money to achieve financial freedom.

Bond yields have stayed low for quite awhile but yields have spiked recently. Is this a good time to invest in bonds?

Beware of investing in bonds during rising interest rates environment? A journey into the world of finance and investment. Learning how to manage money to achieve financial freedom.

Are we going to be hit by another recession after going through one during Covid? It seems like the risk has increased significantly.

Is a Recession Coming? A journey into the world of finance and investment. Learning how to manage money to achieve financial freedom.

Inflation is hitting us hard as Singapore imports almost all of its food supply from overseas.

The Russian-Ukraine war affected wheat prices which is a main ingredient used for chicken feed. The price of chickens soared partly because of the increase of the price of wheat. We felt the impact of higher oil and petrol prices quite immediately after the war but all these other impacts come months after as countries around the world prioritise their own consumption to stabilise prices thus they start to ban export.

Singapore imports around 34% of chickens from Malaysia. The ban of exports of chickens from Malaysia will greatly impact the supply of chilled chickens in Singapore. There may be temporary shortage of chilled chickens and prices will definitely soar.

This may be just the beginning of what we see of inflation in the coming months. We've not lived through this for a long time and many people are unaware of the impact this would have of their financials.

On a side note, petrol pump prices are still at an all time high with Ron 95 hitting $3.25. Electricity tariff rate is already at 27.94 cents per kwh as compared to 18 cents per kwh just last year.

SFA working to minimise impact on supply after Malaysia curbs export of chickens SINGAPORE: The Singapore Food Agency (SFA) said on Monday it was working to minimise impact on supply after Malaysia imposed curbs on the export of chickens. Malaysian Prime Minister Ismail Sabri Yaakob on Monday announced the decision to curb

Interest rates are rising and will probably rise even higher going forward. How will this affect our lives and investments as a whole?

How Will Our Lives Be Impacted In The Face Of Rising Interest Rates A journey into the world of finance and investment. Learning how to manage money to achieve financial freedom.

My reflections for year 2021. Happy new year 2022 to all!

https://sgyounginvestment.blogspot.com/2021/12/reflections-for-year-2021.html