Wealth Makers Group

05/11/2022

"Mahal ko ang PAMILYA ko. I will take care of them AND take care of myself as well." - 𝘗𝘪𝘯𝘰𝘺 𝘖𝘍𝘞𝘴

Worth it ang HIRAP at PAGOD sa pagtatrabaho (sa Pilipinas man o sa abroad) kung mayroon tayong tamang kaalaman at paghahanda sa pagre-retiro.

Maaari kang makapagsimulang mag-ipon sa Kaiser 3-in-1 Long-Term Care: Healthcare, Insurance, and Investment rolled into one.

"Kasama mo ang Kaiser, kahit maputi na ang buhok mo!"

Send a message to get a proposal and if you want to know more, set appointment here: bit.ly/wmg_freeseminar

05/11/2022

OFWS ARE BREADWINNERS, BUT SOME FAMILY MEMBERS WANT THE BAKERY?

An OFW once shared with me these stories:

▪️ A brother asking for extra money for a “business”
▪️ A cousin asking money for her niece’ birthday bash

The OFW asked me, “Is it an act of humility to provide for these requests, even if it’s hard to do so?”

Maybe.

But at the same time, giving in to these non-important requests is sending a wrong message. They would think that it’s okay and won’t feel that money is a problem for you. Sooner or later it will become a habit.

So how to deal with it? Two things: TS (“Ti-is”)

1️⃣ T for TOUGH LOVE

If you are married with kids, your spouse and your own children are your priority. It is not your role to provide for the wants, and even the needs of your relatives. But, as embedded on our culture, we do this out of love.

But giving is not the only way to show love.

Say no. Not giving them everything doesn’t mean you love them less. Loving does not mean you give all they want. You wake them up from the toxic mentality. You need to let them realize that you have a family of your own to feed. If they feel bad, take it, even if it pinches your heart too. That’s the only way to help them stand on their own feet. That’s what TOUGH LOVE means - you teach them how to become responsible.

2️⃣S for SELF CARE

OFWs often neglect caring for themselves because they are too busy taking care also of the extended family - ate, kuya, pinsan, pamangkin, tito and tita, etc.

Kumusta naman ang sarili mong pangarap?

We don’t realize, as we work diligently abroad, we could already be in a position to reach our dreams. But when giving becomes an obligation, we deprive ourselves of that opportunity to work on our personal goals. Because the finances that we could have invested in ourselves go to the family back home instead.

Giving is a noble act, a very selfless gesture - especially when done with joy and a cheerful heart. But if it’s becoming a burden and not out of the overflow of the heart anymore, we have a problem.

Don’t wait for the day that what’s left on your plate are just breadcrumbs because you gave them the bakery.
Ctto.

28/08/2022

𝘼𝙡𝙖𝙢 𝙢𝙤 𝙗𝙖 𝙣𝙖 𝙢𝙖𝙮 𝙘𝙤𝙢𝙥𝙡𝙚𝙩𝙚 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙨𝙤𝙡𝙪𝙩𝙞𝙤𝙣 𝙥𝙖𝙧𝙖 𝙨𝙖 𝙞𝙮𝙤?

Covered nito ang major financial needs mo at ng family mo!

𝗠𝗮𝘆 𝗵𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 𝗸𝗮 𝗻𝗮...
𝗠𝗮𝘆 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗱𝗶𝗻..
𝗔𝘁 𝗺𝗮𝘆 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗽𝗮!

If nasa edad 40 and below ka and kaya mong mag save ng P88.00 per day, maaari ka ng magsimula sa programang ito!
sign up for our upcoming training experience for FREE ;
bit.ly/wmg_freeseminar

08/08/2022

PEOPLE join a CHURCH group to grow their SPIRITUAL life.
PEOPLE join a SOCIO-CIVIC organization to help give "fish" to the needy.
PEOPLE join a HEALTH & WELLNESS club to be PHYSICALLY FIT.
BUT at the end of the day, WE all WANT FINANCIAL UPLIFTMENT, progress, & PEACE OF MIND. That's why WE EXIST as a community for the past 20 yrs or more.
We teach people "HOW TO FISH" for their families & dreams thru Financial Education concepts.

ctto:

click here to learn more;

bit.ly/wmg_freeseminar

Build your Wealth through Financial Education

07/08/2022

Kung ang itinuturo sa'yo ng ibang mga kumpanya ay kung paano gumastos at makapasok sa mga utang. Ang IMG sa kabilang banda ay magtuturo sa iyo:

1. Paano maging tagapamahala ng iyong sariling pera;
2. Pahalagahan ang iyong pinaghirapang pera sa pamamagitan ng pag-save at pag-invest sa tamang paraan;
3. Paano magkaroon ng wastong proteksyon para sa iyong sarili at para sa iyong pamilya, at;
4. Higit sa lahat ay magtuturo sa iyo kung paano maging isang pagpapala sa iba sa pamamagitan ng pagbabahagi ng iyong natutunan hindi lamang sa iyong pamilya at mga kaibigan kundi pati na rin sa ibang mga tao sa paligid mo.

Simulan mo na pag-aralan ang tamang kaalamang pampinansyal.
Umattend sa aming mga libreng Financial Classes para matuto.

ctto🌟

07/08/2022

Ma realize mo nlang to kapag tumanda at wala kang work.

Akala mo nung malakas ka ok at ngbbgay lang lagi tapos di mo iniisip ang sarili mo.

Darating ang time na yung binibgyan mo ay iba din priority nila at hndi IKAW. Kaya matoto mgtabi para sa sarili, sa panahon ngayon dapat wise na. Para di kawawa balang araw.

TANDAAN WALA KA IBANG KAKAMPI KUNDI SARILI MO AT IPON KAPAG WALA KA NG WORK AT MAHINA NA.

Ctto

05/08/2022

Alam mo ba? kapag mababa ang presyo ng NAVPS (net asset Value per share), magandang opportunity para mag dagdag sa investment mo.
Bakit? Kasi marami kang mabibili na shares. Hindi mo naman kailangan ng maraming pera para maka invest at maka ipon. Kahit nga 20.00 pwedeng pwede mo idagdag.
Ang importante nag iinvest ka consistently. Ang malaki nag uumpisa sa maliit.
Sabi nga, kapag may itinanim ay may aanihin. 🙂
PS: Kung ang hanap mo ay Get-Rich-Quick, hindi ito para sa'yo.

05/08/2022

Imagine, if the money you wasted was invested properly... 😵

05/08/2022

PAANO BA MAG IPON? 🤔
1. Pay yourself first – Bago gumastos o maglaan ng budget para sa pagkakagastusan, ugaliing magtabi muna ng pera mula sa iyong sahod o kita kada buwan. Pag nakuha mo ang sweldo mo, unahin mong bayaran ang sarili mo. Use this basic saving equation; Income - Savings = Expenses or Sahod – Ipon = Gastos
2. Wise Spending – Gumawa ng listahan ng mga bibilihin upang malaman at matiyak kung magkano ang dapat gastusin ayon lamang sa pangangailangan. Maging matalino sa paggastos at laging isipin na hindi lagi “PAYDAY”. Disiplina ang kailangan upang hindi maging “SHOPAHOLIC”.
3. Bayaran ang utang – Utang ang kadalasang dahilan kung bakit hindi makaipon kaya kung hindi pa kailangan huwag muna mangutang. Kung hindi naman maiwasan, bayaran ang utang sa takdang oras ng bayarin. Alamin kung magkano lang ang dapat utangin nang naaayon sa kakayanang magbayad upang hindi mabaon sa utang.
4. Emergency Fund – Mas mainam kung may nakatabi kang pera mula 3 hanggang 6 na buwang halaga ng gastusin upang sa pangangailangan ay mayroon kang magagasta at hindi mapilitang mangutang.
5. Extra Income – Mas madali kang makakaipon kung mayroon ka pang ibang pagkakakitaan.
Lagi nating tandaan,
Money speak only one language;
"If you save me TODAY, I'll save you TOMORROW.
ctto💕

30/03/2022

Ang bangko ay maganda para emergency funds at iba pang transactions.

Pero kung ang gusto natin ay long-term goals tulad ng Retirement Funds, Dream house, Dream car, Dream vacation, Dream travels maging College fund hindi magandang option ang bangko lalo na kung nakalagay lang ito sa Savings account, @0.25% lang ang interest kada taon hindi man lang umabot sa 1%.

Kung nasa time deposit naman, nagre-range ito ng @0.5%-2% interest kada taon sa Pilipinas, hindi pa rin natatalo ang inflation, dapat mas mataas sa inflation rate tayo nagse-save or invest.

Kaya kung nakatago lang ang pera mo sa bangko na para sana pang matagalang financial goals katulad ng mga nabanggit sa itaas, mag isip isip ka na. Kinakain lang yan ng inflation at taxes ng hindi mo alam.

Be financially Smart!

Ctto❣
Click here to a FREE WEBINAR:
bit.ly/wmg_freeseminar
Learn more: feel free to message me🥰

30/03/2022

Ang bangko ay maganda para emergency funds at iba pang transactions.

Pero kung ang gusto natin ay long-term goals tulad ng Retirement Funds, Dream house, Dream car, Dream vacation, Dream travels maging College fund hindi magandang option ang bangko lalo na kung nakalagay lang ito sa Savings account, @0.25% lang ang interest kada taon hindi man lang umabot sa 1%.

Kung nasa time deposit naman, nagre-range ito ng @0.5%-2% interest kada taon sa Pilipinas, hindi pa rin natatalo ang inflation, dapat mas mataas sa inflation rate tayo nagse-save or invest.

Kaya kung nakatago lang ang pera mo sa bangko na para sana pang matagalang financial goals katulad ng mga nabanggit sa itaas, mag isip isip ka na. Kinakain lang yan ng inflation at taxes ng hindi mo alam.

Be financially Smart!

Ctto❣click here to register to a free webinar; but.ly/wmg_freeseminar
Learn more: feel free to message me🥰