IMG EDMA

“𝗣𝗮𝗴𝗱𝗮𝘁𝗶𝗻𝗴 𝗻𝗴 𝗲𝗱𝗮𝗱 𝗻𝗮 𝟲𝟬, 𝗵𝗮𝘄𝗮𝗸 𝗺𝗼 𝗽𝗮 𝗿𝗶𝗻 𝗯𝗮 𝗮𝗻𝗴 𝗱𝗶𝗿𝗲𝗸𝘀𝘆𝗼𝗻 𝗻𝗴 𝗯𝘂𝗵𝗮𝘆 𝗺𝗼?
𝗢 𝘀𝗮 𝗶𝗯𝗮 𝗺𝗼 𝗻𝗮 𝗶𝗽𝗮𝗽𝗮𝘂𝗯𝗮𝘆𝗮 𝗮𝗻𝗴 𝗸𝗶𝗻𝗮𝗯𝘂𝗸𝗮𝘀𝗮𝗻 𝗺𝗼?”

Isipin mo sandali…

60 years old ka na.
Mas pinipili mo na ang pahinga kaysa overtime.
Mas mahalaga na ang oras kaysa kita.

𝗠𝗮𝘆 𝗰𝗵𝗼𝗶𝗰𝗲 𝗸𝗮 𝗯𝗮?
Choice na mag-travel.
Choice na tumulong sa apo.
Choice na magtrabaho dahil gusto mo — hindi dahil kailangan.

O napipilitan ka pa rin dahil wala kang ibang aasahan?

Ang retirement ay hindi lang tungkol sa edad.
Ito ay tungkol sa kalayaan.

Habang maaga pa, pwede mo nang simulan:

• Mag-set ng malinaw na retirement target
• Mag-invest nang consistent, kahit maliit pero regular
• Magkaroon ng sapat na health protection
• Iwasan ang utang na pabigat sa future income
• Patuloy na palawakin ang financial knowledge

Hindi natin kontrolado ang lahat ng mangyayari sa buhay.
Pero kontrolado natin ang paghahanda.

Balang araw, kapag 60 ka na…
sana masasabi mo sa sarili mo:

“Salamat, hindi mo ako pinabayaan.”

Handa ka na bang simulan ang paghahanda para sa future mo?

I-comment ang “RETIREMENT” at isesend ko sa’yo ang isang simple Retirement Checklist na pwede mong gamitin bilang guide.

Pag-usapan natin kung paano ka makakapagsimula — step by step, at ayon sa kaya mo.

Securing your family's financial future by availing yourself of an insurance policy comes with great responsibility, commitment, and love.

As you protect yourself through your insurance policy, you are also protecting them.

With the foundation of your love and commitment, you will leave a legacy for them in this lifetime and beyond.

Manila Bankers Assurance is the best way to show your love.

📢 PARA SA MGA OFW: ANG PINAKAMATALINONG INVESTMENT SA 2026 🇵🇭✈️

OFW ka ba na nagtatrabaho nang malayo sa pamilya para sa mas magandang kinabukasan?
Tanong: Paano kung may mangyari sa’yo abroad? 🤔

Sa 2026, hindi sapat ang ipon lang.
Ang kailangan mo ay PROTEKSYON + INVESTMENT + HEALTHCARE sa iisang plano.

✅ Kaiser 3-in-1 Long-Term Care
✔️ Lifetime Healthcare – protektado ka kahit tumanda
✔️ Life & Accident Insurance – siguradong may maiiwan sa pamilya
✔️ Mutual Funds Investment – pinaghihirapan mong pera, pinapalaki pa

💡 Para ito sa OFW na:
– May pamilya sa Pilipinas
– Gusto ng long-term security
– Ayaw maubos ang ipon sa ospital
– Gustong siguradong may babalikan ang pamilya

📌 Trabaho mo ay pansamantala, pero ang plano mo dapat panghabambuhay.

📩 Message me ngayon at alamin kung paano magsimula kahit nasa abroad ka.

Karamihan sa nakakausap ko gusto daw ang longterm healthcare. Alam naman daw nila na kailangan nila to.

Pero di daw kaya mag avail, kasi may huluging motor, cellphone, paluwagan, lay away na mga gamit at alahas, saka mga bills daw.

Kung ayaw mong ipriority ang healthcare mo, dadating ang panahon na lahat ng bagay na ipinundar mo ibebenta mo ng palugi kasi kailangan mo ng pampagamot.

Pero di pa naman huli ang lahat kasi malusog at kumikita ka pa.

Tara iexplain ko sa yo, Bakit kailangan mo ng longterm healthcare?

𝐁𝐀𝐍𝐊 𝐯𝐬 𝐊𝐀𝐈𝐒𝐄𝐑

Save the SMART WAY! Take this as a guide. 🙂
Let say you're 25 years old now and invested P88.00 per month (or P2,647/month) for 7 years...

🔸🔸𝐁𝐀𝐍𝐊
If you invested in the BANK with a 1% rate of return per year, your money after reaching the age of 60 is P274, 347.53.

🔸🔸𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆𝐓𝐄𝐑𝐌 𝐂𝐀𝐑𝐄
If you invested in Kaiser 3-in-1 Plan with an average of 10% rate of return per year, your money after reaching the age of 60 is P2,192,117.00

😱𝐒𝐞𝐞 𝐭𝐡𝐞 𝐝𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐜𝐞? 🤔
Grow your money faster, better, and safer by investing in Kaiser Longterm Care with 10% average returns per year.

Kaiser Long Term Care is an HMO (Health Maintenance Organization) savings plan which is a complete Financial Solution that answers our 3 major financial needs:
𝟏. 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞- magagamit natin when we get sick, hindi na natin problem yung pampaospital. At covered tayo nito even when we retire, mga panahong mas kailangan natin ng healthcare, dahil dito na naglalabasan yung mga health conditions.

𝟐. 𝐋𝐢𝐟𝐞 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 - in case something will happen to us unexpectedly, maaga tayo tinawag ni Lord, makaka-receive ang family ng life insurance money. This is crucial especially kung ikaw ay breadwinner - hindi na problem ang mga gastusin, pampaaral sa mga anak, at magagamit din na makapag-start ng business to generate continuous income.

𝟑. 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 - kapag blessed tayo ni Lord with long life - it's good news, pero ang tanong ngayon, "Enough ba ang savings natin to support our needs when we retire?" This will generate passive income sa ating retirement years, ito yung panahon na hindi na tayo kumikita ng active income kaya kailangan natin magbuild ng passive income as early as we can para kahit na hindi na tayo nagtatrabaho ay pumapatak parin yung income.

📢📢𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐖𝐚𝐤𝐞-𝐮𝐩 𝐜𝐚𝐥𝐥🤔
Now, you decide! If not now, when? Kung kelan wala ka nang oras? If not this, what else out there?

"𝘛𝘪𝘮𝘦 𝘪𝘴 𝘱𝘳𝘦𝘤𝘪𝘰𝘶𝘴 𝘢𝘯𝘥 𝘳𝘦𝘨𝘳𝘦𝘵 𝘪𝘴 𝘢𝘭𝘸𝘢𝘺𝘴 𝘢𝘵 𝘵𝘩𝘦 𝘦𝘯𝘥. 𝘛𝘢𝘬𝘦 𝘤𝘰𝘯𝘵𝘳𝘰𝘭 𝘰𝘧 𝘺𝘰𝘶𝘳 𝘧𝘶𝘵𝘶𝘳𝘦 𝘸𝘩𝘪𝘭𝘦 𝘺𝘰𝘶 𝘤𝘢𝘯.
𝘉𝘦 𝘏𝘦𝘢𝘭𝘵𝘩𝘺 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘥 𝘸𝘩𝘪𝘭𝘦 𝘪𝘯𝘷𝘦𝘴𝘵𝘪𝘯𝘨!"

Message me for more info.

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𝗞𝗔𝗜𝗦𝗘𝗥 𝗶𝘀 𝘁𝗵𝗲 𝗺𝗼𝘀𝘁 𝘁𝗿𝘂𝘀𝘁𝗲𝗱 𝗛𝗠𝗢 𝗽𝗿𝗼𝘃𝗶𝗱𝗲𝗿 𝗶𝗻 𝘁𝗵𝗲 𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲𝘀. 🇵🇭

7K Medical Allowance for Government Employees = 75K per illness per member per year. Cheapest yet comprehensive healthcare benefit.

Pre-existing illness is covered 👍

𝟱 𝗣𝗼𝗶𝗻𝘁 𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 𝗣𝗹𝗮𝗻 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀
1. Preventive Care
2. In-patient Care
3. Out-patient Care
4. Emergency Care
5. Dental Care

Bonus : Financial Care Assistance
10K for Natural Death
20K for Accidental Death

Direct message po for more details or call me.
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The most important financial product you need to have today is HEALTHCARE.

We all know that...
👉 PhilHealth is not enough.
👉 Short-term healthcare is not enough.
We all know that...
👉 VUL is not a healthcare plan.
👉 Hospital Income is not a healthcare plan.
We all know that...
👉 Asking for help on Facebook is not enough.
👉 Soliciting is not enough.

You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.
That's why it's very important to start building up your long-term healthcare savings starting today.

Kaiser Long Term Care
A 3in1 savings program that has healthcare, life insurance and investment. You only need to save for 7 years and you're lifetime covered with healthcare.

✅ If you think healthcare is expensive, try getting sick without it.
✅ Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?

Time is our greatest ally in building wealth 🙋🏻‍♀️

A lot of older people are playing catch up saying "bakit ngayon ko lang nalaman ang tungkol dito, andami ko nang pera na nasayang."
Start today, while you still can. ❤️👌🇵🇭 🇨🇳

Ask me how😊🤗🙋‍♀️

The National Healthcare Shield is Officially Launched! 🩵

Kaiser’s newest innovation in healthcare protection is here—designed to provide complete, trusted, and reliable coverage when you need it most.

Guard your health, secure your future.
Take the step toward protection today—scan the QR code now!

KAISER is the most trusted HMO provider in the Philippines. 💙

7K Medical Allowance for Government Employees = 75K per illness per member per year. Cheapest yet comprehensive healthcare benefit.

Pre-existing illness is covered.

5 Point Healthcare Plan Benefits
1. Preventive Care
2. In-patient Care
3. Out-patient Care
4. Emergency Care
5. Dental Care

Bonus : Financial Care Assistance
10K for Natural Death
20K for Accidental Death

Message me for presentation.