The Bright Raketera Ph

The Bright Raketera Ph

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The Bright Raketera Ph promotes financial literacy especially to young professional & all all bright moms like me.

TBR shares and provides tips and solutions on how to manage and protect wealth and protect futures ๏ฟฝ

07/03/2024

May KOTSE ka ba?

If meron... Please lang, kahit Personal Accident coverage kumuha ka!
And pls lang, siguraduhin mo naman mas mahal sa kotse ang coverage mo ๐Ÿ˜“

Based on a true story:๐Ÿ˜ข๐Ÿ˜ข๐Ÿ˜ข

Scenario: CAR ACCIDENT

Passengers of the said vehicle :
> Parents (Mother and Father)
>Children ( 5 year old son and 2 year old daugther)

Father died while mother survived but critical and stayed in the hospital for almost 2 months.

Children survived with minor injuries.

Father : No insurance (Bread Winner)
Mother: No insurance (Plain House Wife)
Children :No insurance/ No educational plan
CAR : INSURED (still under mortgage)

The questions are:

1. Who will shoulder for the funeral expenses of the father?

2. Who will shoulder for the hospital bills of the mother?

3. Who will give income to the family knowing the bread winner died?

4. Could kids still continue living the life they used to live ?

5. Could kids still continue go to school?

These are some of the things we do not realize first. Mas protected pa ang kotse kaysa sa pamilya or mga mahal sa buhay.

Will the car save the familyโ€™s future? Of course NO! Can the car pay for the hospital bills and education of the children? NO!

Learn to do the math and start having financial planning. Huwag ibuhos lahat sa material na bagay. Wala nang mas mahalaga pa sa mundo kaysa sa buhay at kinabukasan ng mga mahal mo sa buhay.

Protection should come first before investment. Itโ€™s sad knowing this familyโ€™s story. If only the parents were informed enough. ๐Ÿ˜ข

Only Life insurance can create wealth overnight at the time you need it the most. No investment can give you say, 2M by just paying 4-5k a month but life insurance can do that.

If you want both ( Insurance and Investment) have VUL . VUL is a Life insurance with investment component. If you will be taken out of the picture too soon, you have life insurance to save your family and if you will live too long you have retirement fund to continue living and enjoying life after you retire.

Have it now while you do not need it yet. Because the moment you need it you can never have it.

Send me message today for FREE less than 30 mins financial planning tips/session.

Ccto

06/11/2023
20/07/2023

Lifetime partners. Partners for life. Like Matteo and Sarah, we can create a brighter future together at Sun Life๐Ÿ’›



Licensed Advisor

The Bright Raketera Ph 17/05/2021

SUN SMARTER LIFE ELITE PESO 5/10

๐ŸŒžWhole Life Insurance Plan that provides lifetime GUARANTEED passive income or Cash Benefit equal to 8% of the face amount starting at the end of the 6th year and every 2 years afterwards until age 100. May pension ka na until age 100
๐ŸŒž Additional 3.6% projected dividend (not guaranteed)

For example if you have
1,000,000 Face Amount
8% guaranteed endowment benefit,
that is P80,000

Child: 1 year old

6th year : 80,000 + dividends
8th year: 80,000 + dividends
10th year: 80,000 + dividends
12th year: 80,000 + dividends
14th, 16th, 18th
and so on...until 100 years old!

๐ŸŒžFace Amount is the amount stated in the policy as payable under a life insurance policy if the insured dies while the policy is in force
๐ŸŒž Sa Elite Peso double ang face amount upon death of the insured. Kung 1 Million ang face amount P2 Million ang life insurance coverage
๐ŸŒžMinimum Face Amount ay 200,000 (P125 per day, endowment benefit P16,000)
๐ŸŒž Depende sa laki ng face amount ang laki ng 8% endowment benefit na makukuha.
๐ŸŒž Maaari mong ilipat sa anak mo ang cash benefit kung nasa tamang edad na sya until magka-apo ka, meron makukuha until age 100.
๐ŸŒž 10% DISCOUNT if you PAY ANNUAL
๐ŸŒž LOANABLE Policy on your planโ€™s 80% of the cash value instead of borrowing from various financial institutions or selling your prized possessions.
๐ŸŒž Meron waiver of premium na kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap pa rin siya ng pera until age 100
๐ŸŒžPerfect para sa sigurista
๐ŸŒž It is a participating regular pay, limited pay (5 years, 10 years)





๐Ÿ‘‡Message n๐ŸŒžw for more details
Email add: [email protected]
DM Me NOW!

The Bright Raketera Ph The Bright Raketera Ph promotes financial literacy especially to young professional & all all bright moms like me. TBR shares and provides tips and solutions on how to manage and protect wealth and protect futures ๏ฟฝ

13/02/2021

It's almost Valentine's Day, and we know that not all of us are keen on going out for a date due to health-safety reasons or possible heavy traffic. We get that! So here are some home date ideas that you can try instead. ๐Ÿ’•

You can also see other ways to celebrate your partnership with these special alternative gifts: http://bit.ly/uniquevdaygifts ๐ŸŽ

Photos from The Bright Raketera Ph's post 19/12/2020

It's the last month of the year โ€” and if you're working, we know that it's challenging to push yourself now since it's supposedly the time of merriment. โœจ ~We feel you! ๐Ÿ™Œ But we know that you can do it too! Here are some tips to help all of us efficiently manage work at this time of the year.๐ŸŽ„โ˜•๐Ÿงฃ

Photos from The Bright Raketera Ph's post 17/11/2020

Single Attached and Single Detached House and Lot sa Cavite

Para sa mga Kababayan natin na OFW, SEAMAN, ENGINEER, TEACHER,DOCTOR at kung ano mang uri ng TRABAHO meron ka deserve mong Magkabahay. Hulugang House and Lot na Swak Sa Budget ng bawat isa. Kung paano? Inquire na at matutulungan kita.

Project Location: Barangay Hugo Perez Trece Martirez Cavite Boundery of Mangahan General trias and Trece

โ€ข WE PROCESS YOUR LOAN
โ€ข EASY TO APPLY LOAN

โœ” Master Planned Township and Themed Community
โœ” Near Metro Manila, Air Port, Accessible Transportation
โœ” Near Malls, Hospitals, Schools and other Establishments
โœ” Building your OWN dream house?
โœ” Combining BUSINESS and your HOME at the same property?
โœ” Investment or End use property at CAVITE, a new BUSINESS DISTRICT near in MANILA?
โœ” No Bad Experience reported
โœ” With well trained In-House Property Consultant

WE GOT THEM ALL HERE at GOLDEN HPRIZON

We Are Offering 4 kinds of Model Units:

DETAILS

Cecilla , a two-story single attached unit
Floor Area: 54 sqm/Lot Area: 96 sqm;
3BR 1T&B and Carport

Louisa , a two-story single attached unit
Floor Area: 62 sqm/Lot Area: 96 sqm;
3BR 2T&B with Balcony and Carport

Athena , a two-story single-detached unit
Floor Area: 90 sqm/Lot Area: 112.5 sqm;
3BR 2T&B with Balcony and Carport

Sofia , a two-story single-detached unit
Floor Area: 122 sqm/Lot Area: 105 sqm;
4BR 3T&B with Balcony and Carport

For those interested to know more about our project:

Please Call or text: 09178770242

11/11/2020

GOOD NEWS!!!! Start protecting your hard-earned money against COVID-19 because you can claim hospital expenses if due to pandemic PLUS have the chance to get the GUARANTEED MONEY BACK UP TO 75%

Interested to know more?
Send us a MESSAGE now for a FREE Quotation !!!

06/09/2020

One of the most basic money management principle I always mention is this: Distinguish wants from needs.

Most of the time, what we want isnโ€™t what we need. And if weโ€™re honest, weโ€™ve been given far more than we actually need. We need food, clothing and shelter. We want everything else.

So how do we find joy when we canโ€™t get what we want? Contentment is contingent on our attitudes, not our bank statements. If weโ€™re always looking to make more money, gain more resources and acquire more wealth for ourselves, weโ€™re not using money how God designed it to be used.

Money is a tool to provide for our needs, to provide for the needs of others and an opportunity to give back to God as an act of worship. By giving to God, weโ€™re declaring that we donโ€™t find our satisfaction in money, but in Jesus. Jesus is the one who provides for us. Loving money more than God leads to pain, letdown and sin. But when we trust God will provide for our needs, we can find our contentment in Him.

Money will run out, but God is a generous giver who is with us through everything, no matter what. He provides for us, above and beyond what we expect. When we trust and obey Him with our money and our lives, we receive His rich love and the transformation it creates in us.
-------
ccto

"But godliness with contentment is great gain"
- 1 Timothy 6:6

05/09/2020

๐Ÿ‘ท๐Ÿ ๐Ÿ“LLOYD CADENAs HOUSE IS NOW FULLY PAID BECAUSE OF THEIR MRI.

๐Ÿ‘‰ ๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐— ๐—ฅ๐—œ?
๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฒ๐—ฑ๐—ฒ๐—บ๐—ฝ๐˜๐—ถ๐—ผ๐—ป ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ

MRI is a requirement by PAG-IBIG and banks before approving your HOUSING loan. The proceeds of your insurance will fully pay the remaining LOAN while the excess of the insurance money will be given to your heirs.

Did you ever wonder what will happen to your house without MRI? PAG-IBIG and Banks can foreclose your property regardless of how much is your remaining loan. MRI ensures that your family will STILL have your house to live when you die too soon.

Kaya please stop spreading fake news na hindi pa bayad ang bahay ni Lloyd. Co'z the good son in him didn't want her mother suffer pag nawala siya.






22/08/2020

โ€œKapag Inuna Mo ang LUHO, Tiyak ang kasunod nyan ay LUHAโ€



- Bright Raketera Ph

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