Josh Valdez

Helping professionals build their own insurance business
Founder @vaffluenceph
Start your journey here 👉 https://fortifi.ph/advisor/joshua-valdez

22/05/2026

Most people say they’re looking for the ‘BEST Insurance.’

Pero in reality, what they’re really looking for is PEACE OF MIND. 💭

Don’t just buy because uso.
Choose what truly fits YOU.

゚

21/05/2026

Bakit parang habang tumatagal, mas kumakaunti yung kaya ng pera mo?

That’s INFLATION.
Tahimik lang siya, but over time... kinakain niya yung value ng pera mo and even your future plans.

🎥 Full episode is here.
If gusto mong maintindihan paano protektahan at palaguin yung pera mo habang tumatagal, this conversation is for you.

20/05/2026

Habang tumatagal… paliit nang paliit ang value ng pera mo.

Same sweldo.
Same ipon.
Pero mas mahal na lahat.

That’s inflation.

At kahit hindi natin siya napapansin araw-araw, unti-unti nitong kinakain yung future natin.

🎥 𝐍𝐞𝐰 𝐞𝐩𝐢𝐬𝐨𝐝𝐞 𝐢𝐬 𝐨𝐮𝐭.
Sa episode na ‘to, pag-usapan natin:
– Paano naaapektuhan ng inflation ang pera mo
– The Financial Planning Pyramid explained simply
– Step-by-step way to plan your finances better
– Bakit mahalagang maghanda for emergencies and uncertainties
– At paano ka magsisimulang bumuo ng mas stable na future

It’s about making sure na hindi ka napag-iiwanan habang tumatagal.

19/05/2026

Worth it ba ang HMO or Health Card? 😳

Most people only realize the importance of HMO, kapag nasa hospital na.

Pero health cards are not just for emergencies.

Watch this to understand how HMO really works.

18/05/2026

Anong BEST Insurance?

Honestly… maling question minsan ‘yan.
Kasi walang iisang plan na perfect para sa lahat.

What works for a single person may not work for a breadwinner.
What works for investing may not be enough for protection.

🎥 Full episode is here.
Before getting any plan, make sure malinaw muna kung ano talaga yung goal mo, and what you actually need.

17/05/2026

𝗪𝗮𝗹𝗮𝗻𝗴 𝗯𝗲𝘀𝘁 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗽𝗮𝗿𝗮 𝘀𝗮 𝗹𝗮𝗵𝗮𝘁.

Ito yung hindi masyadong pinag-uusapan online.

Kasi ang totoo? Different insurance plans serve different purposes.

May insurance para sa:
✔️ Protection
✔️ Wealth building
✔️ Health emergencies
✔️ Retirement
✔️ Family security

Kaya bago ka kumuha ng kahit anong plan… kailangan malinaw muna kung "ano ba talaga ang goal mo."

🎥 𝐍𝐞𝐰 𝐞𝐩𝐢𝐬𝐨𝐝𝐞 𝐢𝐬 𝐨𝐮𝐭. Sa episode na ‘to, let's talk about:
– Difference ng Term, Whole Life, VUL, at Health Insurance
– High risk/high return vs low risk/guaranteed returns
– Paano protektahan ang investments mo from hospital bills
– Bakit hindi sapat na “insured” ka lang
– At paano pumili ng plan based sa goals mo

It’s about choosing the right tool for your life stage and priorities.

Because at the end of the day… 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗶𝘀 𝗻𝗼𝘁 𝗼𝗻𝗲-𝘀𝗶𝘇𝗲-𝗳𝗶𝘁𝘀-𝗮𝗹𝗹.

💬 Comment “LINK” or check the comments for the full video.

17/05/2026

Akala ng karamihan, tapos na agad kapag hindi ka nakabayad ng insurance.

Pero what if… may way para hindi agad mawala yung protection mo? 💭

Especially during hard times.
Financial crisis.
Unexpected problems.

Because life happens.

16/05/2026

Minsan, the biggest financial mistake isn’t getting the wrong plan.

It’s trusting the wrong person.

Fake agents. Pressure tactics. Fear-based selling.
Mas common na siya kaysa sa akala mo.

A real financial advisor educates you.

Hindi ka minamadali.
Hindi ka tinatakot.

🎥 Full episode is here.
Before you sign anything, make sure you know the red flags.

14/05/2026

𝗡𝗼𝘁 𝗮𝗹𝗹 “𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗮𝗱𝘃𝗶𝗰𝗲” 𝗶𝘀 𝗿𝗲𝗮𝗹 𝗮𝗱𝘃𝗶𝗰𝗲.

Minsan, the biggest financial mistake isn’t getting the wrong plan.

It’s trusting the wrong person.

Sadly, mas dumadami ngayon ang insurance scams at fake agents. And most people only notice the red flags kapag huli na.

Please be careful.

A real financial advisor educates you.
Hindi ka minamadali. Hindi ka tinatakot.

🎥 𝐍𝐞𝐰 𝐞𝐩𝐢𝐬𝐨𝐝𝐞 𝐢𝐬 𝐨𝐮𝐭.
In this episode, we talked about:
– Common insurance scam red flags
– How to verify if an advisor is legit
– What real financial guidance should actually look like
– Mistakes that can cost families thousands (or more)

Because at the end of the day, financial protection starts with the right information.

12/05/2026

We asked financial advisors: “What’s your WORST money mistake?”

🎥 Full episode is here.

Their answers? Mas relatable kaysa ine-expect mo.

Because financial growth isn’t about being perfect. It’s about learning before it’s too late.

💬 Comment “RELATE” if may money mistake ka ring natutunan the hard way.

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Location

Makati

Telephone

+639663184011

Website

https://www.fortifi.ph/advisor/joshua-valdez

Address