Financial Literacy is For Everyone

Do you know that this is what you will get when you avail KAISER Long Term HMO.

You will only save for 7 years. Even if you live to be 100 years old, you still have healthcare.

𝟑-𝐢𝐧-𝟏 𝐏𝐥𝐚𝐧: 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭

Benefits of KAISER:
Very Affordable: You will only pay for 7 years, unlike others who are 10 to 20 years. There's a 5-year plan, expensive and no healthcare.

No Hospital Admission Worries: You can use this as long as the plan is active, and you've been saving for atleast 1-year.

𝐁𝐚𝐬𝐢𝐜 𝐌𝐞𝐝𝐢𝐜𝐚𝐥 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬: Free annual physical exam, dental cleaning, etc.

Fixed Amount: Fixed for 7 years, won't change even if you get old.

Transferable: Can be transferred upon death. At maturity, your beneficiary will get money that will be their starter.

𝐒𝐭𝐚𝐫𝐭 𝐍𝐨𝐰 𝐖𝐡𝐢𝐥𝐞 𝐘𝐨𝐮 𝐒𝐭𝐢𝐥𝐥 𝐂𝐚𝐧!

Message us more for details

My friend: Ako na lang mag iipon mas sigurado pa!

Me: Talaga ba? Sinabi ko din ito noon, pero umabot ako 10yrs sa pag aabroad di ko alam asan ang aking inipon. Kase pagkakatabi ko nadudukot!

ALAM MO KUNG BAKIT?

Kasi noon nag iipon ako walang direksyon! Walang goal at higit sa lahat walang disiplina!

Pero dito sa IMG, bawat ipon may goal alam ko yung pupuntahan ko direksyon.

Tulad nito, ang goal ko para sa LONGTERM CARE, para sa aking golden age, kaya kumuha ako ng kaiser. I also invest in mutual funds kc alam kong darating ang araw na diko na kayang magtrabaho at pera ko naman ang magtatrabaho para sa akin. 😊

If you want to know more about proper saving ang investing, attend our free financial literacy webinar via zoom. ☺

At Kaiser International HealthGroup, we believe in a future where your health is a lifelong journey, and we're here to support you every step of the way.

Your dedication can inspire those around you to prioritize their health as well.

By having Long-Term Care, you can worry less about your future.

Learn more about our long-term care by sending us a message.

Sa KAISER,7 years ka lang mag-iipon.
Mabuhay ka man hanggang 100 years old
may healthcare ka pa rin.

3in 1= HealthCare+Income Replacement+ Investment. kumpleto na.
Advantages ng KAISER:

📌VERY AFFORDABLE: 7 years ka lang mag-iipon,after dun mag grow na ang pera mo,good as cash pa by maturity! Lahat ng mga unused health funds mo, ma co covert pa to Investment! Sa iba,masyadong mahal,wala pang HealthCare yun,tama

📌HINDI PROBLEMA ANG PANG-ADMIT MO SA HOSPITATAL: magagamit mo ito dahil may KAISER ka at active ang PLAN,at least 1-year ka nag-iipon thru KAISER.

📌BASIC MEDICAL BENEFITS: free Annual Physical Examination,Check up,Laboratory,Free Dental Cleaning,etc.

📌FIXED ANG AMOUT: kung ano ang inumpisahan mo,fixed na sya for 7-yrs hind mag babago kahit nagkaka-edad ka.

📌MAYROON FAMILY ASSISTANCE: Maaari mong ipagamitsa immediate family mong nagkakasakit.hindi mo kailangan mangutang nang pandeposit sa hospital bill.

*subject for KAISER Approval*

📌TRANSFERABLE: Maari itong ma-transfer upon death,hindi magiging mabigat FINANCIALLY sa family ang pag-kawala mo. At pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.

Maganda diba?
Kumpleto.😍

Gusto mo na bang mag simula?Pwedeng pwede
kahit nasa ibang Bansa ka pa!

Online ang application at napaka hassle free ang pag process.Start NOW!

Mag-ipon lang ng 𝟳 years 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗻.

May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘, 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 at 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 ka na.

The 𝗯𝗲𝘀𝘁 𝗶𝗽𝗼𝗻 na 𝘄𝗮𝗹𝗮𝗻𝗴 𝘁𝗮𝗽𝗼𝗻.
𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?

It’s a 3-in-1 product that solves the 3 major Financial Needs of Filipinos:
- LONG TERM HEALTHCARE
- DEATH AND ACCIDENT INSURANCE
- INVESTMENT
3 PHASES OF LONG-TERM CARE PERIOD:

𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:

- Free Annual Physical Exam

- Free Dental Benefits

- Waiver of Installment due to death

- Transfer of investment to beneficiary if planholder dies

- Waiver of Installment due to disability

- Basic Medical Benefits

- Member’s choice of room and board

- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)

- Life insurance equivalent to contract price

- Accidental Death and Dismemberment for 20 years

- Lifetime network access to over 500 major hospitals and pool of doctors.

𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:

- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.

- Additional Health Bonus when the market is at top performance

- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.

𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:

- Total accumulation of un-used health funds

- Guaranteed longterm care benefit or the plan coverage

- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.

Additional health benefits when the market is at top performance.

Receives visa card where the funds are deposited.
Options upon maturity:
- Withdraw all the money.
- Withdraw a portion/interest only and growth continues.
Retain all and let it grow at an average of 10% Yearly.
Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.

This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.
The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.

Avail your Online policy account now! Habang ikaw ay bata at malakas pa at most importantly kumikita pa!
You can check your own quotation here Message us

Message me to set an appointments via zoom.

𝙉𝙤𝙩𝙚: 𝙏𝙝𝙞𝙨 𝙞𝙨 𝙣𝙤𝙩 𝙖 𝙡𝙞𝙛𝙚 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙥𝙧𝙤𝙙𝙪𝙘𝙩, 𝙨𝙤 𝙖𝙡𝙡 𝙁𝙞𝙡𝙞𝙥𝙞𝙣𝙤𝙨 𝙗𝙖𝙨𝙚𝙙 𝙖𝙣𝙙 𝙤𝙧 𝙬𝙤𝙧𝙠𝙞𝙣𝙜 𝙞𝙣 𝙖𝙗𝙧𝙤𝙖𝙙 𝙘𝙖𝙣 𝙖𝙫𝙖𝙞𝙡 𝙖𝙣𝙙 𝙖𝙥𝙥𝙡𝙮 𝙛𝙤𝙧 𝙩𝙝𝙞𝙨 𝙤𝙣𝙡𝙞𝙣𝙚.

𝐑𝐄𝐓𝐈𝐑𝐄𝐌𝐄𝐍𝐓 𝐢𝐬 𝐧𝐨𝐭 𝐚𝐛𝐨𝐮𝐭 𝐭𝐡𝐞 𝐚𝐠𝐞.
It's about the amount of money you need in order to sustain Your Life, during your Retirement Years.

Kung magre-retire ka nang 60 years old at mabubuhay ka hanggang 80, your Retirement Years = 20. By then you will, most probably, be unemployed (unable to work nor actively participate in your business) and thus, you'll need alternative sources of income to fund the basic expenses of a typical retiree (food, househelp, maintenance medicine, hospitalization, etc.) and of course, to live-out your dreams (travel, re-modeled house, upgraded car/vehicle, regular treat for grandchildren, etc).

Sa food mo pa lang, kulang na ang P1 Million para makakain ka ng 3 times/day (at P50/meal). Isang araw lang na walang pera ang tao, mahirap na diba? Imagine if 20 years kang walang pera kapag retirado ka na.

"Never stop learning. Because even at retirement, life will never stop teaching."

Join us and learn on how to manage your finances.

WHY KAISER IS THE BEST Investment to START?

❤️ 7 years na pag iipon at protected kana at mag work sayo for your GOLDEN YEARS.

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).

INVEST only for 7 years and be PROTECTED for the REST of your LIFE ❤️

KAISER Longterm Healthcare is the first and only longterm health care in our country.

Ang galing talaga sa IMG!!! Pangmasa at abot-kaya!!!

✔Every New IMG Member: may P1,000 initial investment in Soldivo Strategic Growth Funds!
✔ Pwede mag-create ng Sub Accounts for Educational funds, Retirement funds, Travel funds or kahit Emergency funds dahil withdrawable ito anytime.
✔ Pwede ka na mag TOP UP ng halagang 20 PESOS lang!!!

Kayang-kaya 'di ba? Ilang 20 pesos na ba dumaan sa kamay mo?
Kaya naman, sulit na sulit ang pag-join sa IMG! Just imagine, sa 20 pesos pwede ka mag-invest! 😎

Pwede mo ring ma-experience ang benefit na ito!

MESSAGE Us.

TOTOO BA PHP. 1,000 lang?
Ang galing di ba?! Dati you'll need P100,000 para makapag-invest sa malalaking companies. Ginawang P5,000. Ngayon P1,000 na lang!
Alam mo ba sa P1,000 mo pwede ka na maging Shareholder ni Jollibee at iba pang malalaking Company thru MUTUAL FUND!
Build your College Education Fund, Dream House Fund, Retirement Fund at iba pang financial goals thru this investment.
Financial literacy is the key! Aral muna bago mag invest ma'am/sir.
Grab this opportunity to be one of the investor.
Start investing NOW!

Message me "HOW?" for more details.

Disclaimer:IMG does not sell mutual funds.All mutual funds are sold by Rampver Financial.

Bashin niyo guys His a Seaferer
para sa mga Seaman dyn oh
Meet Mr. UTI 🙂
UTI stands for 𝐔𝐦𝐢𝐛𝐢𝐠 𝐓𝐚𝐩𝐨𝐬 𝐈𝐧𝐢𝐰𝐚𝐧 😉
Pero naka move on na siya, but still he is the
Mr. UTI...... 𝐔𝐦𝐢𝐛𝐢𝐠 𝐓𝐚𝐩𝐨𝐬 𝐧𝐚𝐠𝐈𝐧𝐯𝐞𝐬𝐭 na!:)

Meet Nanfree Villanueva, a seafarer for 7 years. Dahil nga MALAKAS KUMITA, MALAKAS DIN GUMASTOS. In short,
he became SPENDER.
𝙀𝘼𝙍𝙉 𝙃𝘼𝘽𝘼𝙉𝙂 𝙉𝘼𝙎𝘼 𝘽𝘼𝙍𝙆𝙊 > 𝙂𝘼𝙎𝙏𝙊𝙎 𝘿𝙐𝙍𝙄𝙉𝙂 𝘽𝘼𝙆𝘼𝙎𝙔𝙊𝙉 > 𝙏𝙍𝘼𝙄𝙉𝙄𝙉𝙂 > 𝙏𝙃𝙀𝙉 𝙎𝘼𝙆𝘼𝙔 𝙐𝙇𝙄𝙏 𝙉𝙂 𝘽𝘼𝙍𝙆𝙊

When he was a seafarer, he somewhat started investing in stock market having in mind that everything would be well when he has investments. He later on realized that he needs guidance in the proper way of saving and investing. Then and there, he decided to grab the opportunity of attending free financial literacy class offered by the International Marketing Group (IMG). After which, he realized na 𝘋𝘐 𝘗𝘈𝘓𝘈 𝘚𝘈𝘗𝘈𝘛 𝘕𝘈 𝘔𝘈𝘠 𝘐𝘕𝘝𝘌𝘚𝘛𝘔𝘌𝘕𝘛 𝘒𝘈 𝘓𝘈𝘕𝘎. 𝘠𝘰𝘶 𝘯𝘦𝘦𝘥 𝘵𝘰 𝘣𝘦 𝘍𝘐𝘕𝘈𝘕𝘊𝘐𝘈𝘓𝘓𝘠 𝘓𝘐𝘛𝘌𝘙𝘈𝘛𝘌 𝘢𝘯𝘥 𝘉𝘜𝘐𝘓𝘋 𝘠𝘖𝘜𝘙 𝘚𝘖𝘓𝘐𝘋 𝘍𝘐𝘕𝘈𝘕𝘊𝘐𝘈𝘓 𝘍𝘖𝘜𝘕𝘋𝘈𝘛𝘐𝘖𝘕. It was a blessing na nalaman niya how powerful financial education is. That's why 𝘍𝘳𝘰𝘮 '𝘈𝘓𝘈𝘔 𝘒𝘖 𝘕𝘈 𝘠𝘈𝘕 𝘈𝘛𝘛𝘐𝘛𝘜𝘋𝘌' 𝘵𝘰 𝘈𝘓𝘞𝘈𝘠𝘚 𝘞𝘐𝘓𝘓𝘐𝘕𝘎 𝘛𝘖 𝘓𝘌𝘈𝘙𝘕 𝘚𝘛𝘜𝘋𝘌𝘕𝘛 na tlaga siya up to now.

With the help of the community of savers and investors in IMG, at young age, nakapag retire agad siya as seafarer. No need na mag barko at kasama na ang pamilya. PLUS move on na din sa heart break.hehe 🙂 It is because of the positive environment in IMG community.

He is now a Full Time Financial Educator and build his business in the financial industry. Nabi build na niya ang Solid Financial Foundation, mas madami pa siya natutulungan ngayon na makapaghanda din sa future.

𝗟𝗘𝗔𝗥𝗡𝗜𝗡𝗚 𝗛𝗢𝗪 𝗠𝗢𝗡𝗘𝗬 𝗪𝗢𝗥𝗞𝗦 𝗠𝗨𝗦𝗧 𝗕𝗘 𝗢𝗡𝗘 𝗢𝗙 𝗬𝗢𝗨𝗥 𝗣𝗥𝗜𝗢𝗥𝗜𝗧𝗜𝗘𝗦, 𝗗𝗔𝗛𝗜𝗟 𝗛𝗜𝗡𝗗𝗜 𝗛𝗔𝗕𝗔𝗡𝗚 𝗕𝗨𝗛𝗔𝗬 𝗠𝗔𝗟𝗔𝗞𝗔𝗦 𝗧𝗔𝗬𝗢 𝗣𝗔𝗥𝗔 𝗠𝗔𝗚𝗧𝗥𝗔𝗕𝗔𝗛𝗢. 𝗣𝗘𝗥𝗢 𝗣𝗔𝗚 𝗔𝗡𝗚 𝗣𝗘𝗥𝗔 𝗔𝗡𝗚 𝗡𝗔𝗚𝗧𝗥𝗔𝗕𝗔𝗛𝗢, 𝗗𝗜 𝗡𝗔𝗣𝗔𝗣𝗔𝗚𝗢𝗗 𝗬𝗔𝗡.

Financial Literacy is the key.
Message me to attend free financial literacy seminar.
Your Friendly and approachable Coach