Retire Better Dividend Investing

With the Philippine REIT market still facing pressure from high interest rates, office vacancies, and uncertainty in the property sector, I’ve been researching which REITs may still have strong long-term potential for dividend investing. 📈

After my research, the three REITs that stood out most to me right now are:

✅ AREIT – strong sponsor, premium assets, and consistent dividend performance
✅ RCR – diversified portfolio with stable income potential
✅ MREIT – attractive dividend yield with possible long-term growth opportunities

One thing I realized from researching the market today: high dividend yield alone is not enough. In today’s environment, quality assets, reliable sponsors, occupancy stability, and long-term sustainability matter even more.

Personally, if I were to buy only ONE REIT stock today for long-term investing, I would choose AREIT because of its stability, Ayala backing, and overall consistency compared to many others in the market today.

⚠️ Disclaimer: This is based on my personal research and opinions only. This is not financial advice. Always do your own research and invest according to your own financial goals and risk tolerance.

📈 Market is GREEN, but foreign participation is only ~39%. What does this mean?

Here’s my simple take 👇

✅ The rally is driven by local investors
Retail investors, local funds, and institutions are the ones buying — not foreign money.

🇵🇭 Local confidence is quietly improving
Locals may be accumulating on value, dividends, and long-term fundamentals while prices are still reasonable.

🌍 Foreigners are still cautious
Global uncertainties, interest rates, and FX concerns may be keeping foreign funds on the sidelines for now.

⚠️ Positive, but not yet a “strong” rally
Without heavy foreign inflows, market moves can be slower and more volatile — but this is often where early positioning happens.

📌 My takeaway:
This kind of market favors strong, fundamentally sound, dividend-paying stocks that locals are comfortable holding long term.

⚠️ This is my personal take only. Please do your own research and invest with conviction.

💬 What’s your move — buying with the locals or waiting for foreign money to return?

📊 My Top 5 Stock Picks (Aside from TEL)

Aside from PLDT (TEL), these are the 5 stocks I’m currently watching and considering for long-term and dividend investing:

• Metrobank (MBT)
• Meralco (MER)
• Globe Telecom (GLO)
• DMCI Holdings (DMCI)
• Aboitiz Equity Ventures (AEV)

These companies stood out to me based on fundamentals, business sustainability, and dividend potential, especially in today’s market.

💬 Which stock do you want me to cover first?
Comment below 👇

⚠️ This is my personal take only. Please invest with conviction after doing your own research.

📌 My Stock Picks (From the Listed Companies )
From the companies shown, these are the stocks that caught my attention and made it into my personal watchlist/picks:
• Manila Electric Company (MER)
• Metrobank (MBT)
• Globe Telecom (GLO)
• PLDT (TEL)
These are the stocks I’m currently studying and considering based on long-term fundamentals and dividend potential.
👉 I’ll be sharing why I picked each of these in my next posts.
⚠️ This is my personal take only. Please invest with conviction after doing your own research.

The Top 1,000 corporations in the Philippines weathered economic shocks in 2024 as their balance sheets remained stable despite geopolitical tensions and subdued global demand. https://zurl.co/NbGBW

📉 Market Sentiment for Today

After the holiday, today is actually the first day I had the chance to really check my stocks again — and the market is still showing some weakness.

💭 My sentiment:
This kind of setup reminds me not to rush. Volatility is still there, and emotions can easily affect decisions.

📌 What kind of stocks I’m focusing on right now:
✔️ Companies with strong fundamentals
✔️ Consistent dividend payers
✔️ Businesses that can weather different market cycles
✔️ Stocks I’m comfortable holding for the long term, even if prices move sideways or dip short term

For now, this feels more like a review and watchlist day, not an aggressive buying day. If prices soften further, I’d rather slowly accumulate quality dividend stocks than chase quick gains.

⚠️ This is my personal take only. Please invest with conviction after doing your own research.

💬 How about you — are you buying, waiting, or just observing today?

The Philippine Stock Exchange Index (PSEi) plunged 1.7% on Monday to 5,828.06, cementing its position as the weakest performer among ASEAN markets.

Read it here: https://bilyonaryo.com/2025/11/03/philippine-stocks-extend-slide-sink-to-5800-level-as-scandals-weak-growth-sap-investor-confidence/money/

🚨 PSEi : Down 1.7% to 5,828.06 – officially the weakest in ASEAN. 📉 Corruption, weak GDP, and fading confidence are hitting hard. 😔
Is dividend investing still a good move? 🤔
Stocks like BDO Unibank, PLDT, or Ayala Land might offer some stability, BUT... ⚠️ Due diligence is now MORE critical than ever! Understand the risks, watch foreign investor activity, and stay informed! 💪


Disclaimer: This is not financial advice. I am simply sharing information for discussion purposes.

Market Breaks Below 6,000 as Peso Weakens and
Growth Concerns Rise
After spending most of October consolidating between the 6,000 to 6,130
range, the PSEi broke down last week, falling 1.7% to close at 5,988.02.
Market breadth was negative, with 177 losers outnumbering 87 gainers,
while foreign investors remained net sellers, unloading Php634.6 Mil worth
of stocks.
- Col Financial (Market Commentary)