08/12/2022
Bakit karamihan kapag nag NIB ayaw na ituloy? Kasi hindi naunawaan na insurance component lang which is free ni Kaiser ang nawala the most important component are still there, ang Health Care and Investment na pinaka point natin why we are saving for Future self. Ang Insurance eh kapag na tsugi na tayo, kaya wag agad ayawan ang kaiser kapag na NIB .. try to comply sa requirements'ng underwriter para ma re enforce ang insurance component po.
Kapag NIB, may option ka na i-withdraw ang iyong application within 7 days ( yata, not sure ). Kapag na-withdraw, ibabalik ang bayad.
Pero kung silipin mo ang benefits, ang Kaiser ay
-- maganda, maski healhcare lang
-- maganda, maski investment lang
-- maganda maski life insurance lang
Kaya kung NIB, 2-in-1 pa rin ang iyong Kaiser plan, kaya keep it na, sa halip na i-withdraw ang application.
08/08/2022
You read and heard it right! IMG community's way of thanking the Filipino people.
Get your Free Personal Accident Insurance.
Plus+ free Ebook to guide you in your Financial upliftment journey.
Register here for the free 20k Insurance
https://242463ph.30m2030.com/home/30M2030/share.php
Get your free ebook here
Https://242463ph.imgcorp.com/freeebook2022january/
05/08/2022
The poor mind loves to waste time.
No time, no money.
The poor mind wishes and dreams to live an average life.
The average mind sells time in exchange for money. And spends that money to have some time for rest and relaxation.
After years of working, there is little time left and small money left.
The average mind wants to look rich with branded stuff, extravagant vacations, expensive toys, so they tend to spend more than what they earn and get into unwanted debts.
The rich mind maximize their time in learning to build financial security (financial education) and wealth (savings, investments, assets).
After years of building wealth, they have something to give and leave behind to the family and community.
The rich mind wants to cut poverty and mediocre/average thinking in his family.
The rich mind wants abundance and prosperity for all, his family and community.
-
What we do with our time makes us poor, average or rich.
The Good News is...
We can change our life (financial situation) by changing the way we think about money and time.
We can adopt and develop a new way of thinking.
We can teach our minds to think prosperity instead of poverty, to think of abundance instead of anxieties, to be positive instead of being problematic, to think of plenty instead of lack.
We can do this and achieve this thru Financial education.
It's all in this book.
Get your copy today.
04/08/2022
The Platform of IKEA, Costco and IMG
IKEA
IKEA's business concept is “to provide well designed, functional home furnishings at prices so low that as many people as possible will be able to afford them.”
At the heart of the strategy is the concept of do-it-yourself (DIY) furniture which means buyers have to assemble different pieces of the product themselves.
Costco
Costco uses a membership-only warehouse club business model. In this model, passing along lower costs to customers, and providing "differentiated and high quality" products, consumers pay a membership fee to access these low-cost products available at Costco stores.
IMG is the IKEA and Costco of the Philippine financial industry.
Members have D-I-Y access to the best financial strategies, cost-wise programs and benefits, free guidance, right knowledge, unlimited information and amazing career/income opportunity while learning to build financial security for their own.
Know more here https://242463ph.imgcorp.com
25/07/2022
There is more to financial planning than just buying Life Insurance or investing in the Stock Market.
Lahat ng member ng IMG community ay ang mga taong naghahangad ng pagbabago sa kanilang financial life.
Sila ang mga taong naghahanap ng solusyun sa kanilang mga financial challenges kagaya ng:
✅ Lack of savings
✅ Small income
✅ Mismanaged income
✅ Bad debts
✅ PagkaGastador
✅ Lack of financial planning
✅ Family issues due to money
✅ Lack of purpose
✅ Kulang sa budget
✅ Lack of guidance
✅ Mismanaged time
✅ Kulang sa financial discipline
✅ Big dreams but small budget
✅ Big excuses and small hope left
✅ Wrong money beliefs and habits
✅ Lack of abundance and prosperity mindset
Kelangan natin ang PAGBABAGO kung saan sinisiguro ang mas solid at secure na kinabukasan habang ginagawa ang mga right steps o tamang habkang upang mabuo ang mas magandang buhay ngayon.
If you're looking for a better change in your financial life, your success is more attainable as an IMG community member.
It is proven by many.
It is tested by all.
Start your journey to a better life.
Find a community with a crusade you truly believe in and be a part of them, join them or get involved in their mission.
Ctto
12/05/2022
Mababa na naman ang market, it is an opportunity to invest more. At kung hindi ka pa nakakapag umpisa, this is one of the best time for you to start.
Why? Madaming shares ang mabibili sa stocks or mutual funds.
Pero ang maganda, learn with us, attend our free financial classes, and start to join our community. Maganda, ung ikaw mismo alam mo ang iyong financial decisions at guided ka.
CTTO
242463ph.imgcorp.com
12/03/2022
Huwag po natin sila husgahan, o sisihin o kaya'y kasuklaman...tulad mo at tulad ko
"nagMAHAL lang naman sila."
At wla tayong magagawa dahil kailangan natin sila.
Sabi nga ni uncle Rex, we cannot control our country's economy, pero kaya naman natin icontrol our own economy.
How about learning the basics in IMG http://242463ph.imgcorp.com
07/03/2022
Sabi ng marami mahirap mag ipon!!
Alin ba ang mas mahirap?
Mag-ipon o ang tumandang walang ipon?
Kung hirap ka ngayon na may trabaho kpa, paano na kapag matanda na at wala ng trabaho?
Reminder:
📍Ang edad natin ay umuusad
📍Ang trabaho natin ay temporary
📍Ang lakas natin ay temporary
🤔Kung wala tayong gagawin ngaun na bata pa, malakas at may trabaho pa, cgurado sa oras na katawan natin na ang sumuko sa atin maaala mo ang mga sinabi ko...promise!
Why?
☝️Because...No matter what your excuse is, one thing for sure you're going to get old next year!!! walang ligtas lahat tayo dito patungo..
☝️No matter what your excuse is you'll eventually retire and stop making active income, You have to take an action , secure your future now to have passive income.
03/03/2022
MARAMI ang nagtatanong, ANO daw ang pinaka-RECOMMENDED na healthcare provider sa Philippines?
We actually recommend LONG-TERM HEALTHCARE that does not only stand as healthcare, rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.
Sa PILIPINAS,
NAG-IISA lang ang ganito sa market:
“KAISER LONG TERM HEALTHCARE”
It's a 3 in 1 plan, composed of
(1) Lifetime Healthcare,
(2) Lifetime Investment and
(3) Life Insurance.
HOW Does Kaiser Long Term Healthcare Work?
It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos:
(1) Healthcare
(2) Investment
(3) Insurance
✅ This long-term care product is called the Kaiser Ultimate Health Builder.
How does it work?
✅ The long-term care program has 3 phases:
the accumulation period,
extended period, and
the start of long-term care period (maturity).
👉1. (7years).
This is the part where the plan holder is made to save for 7 years. - paying period
At this period, the plan holder gets to have the following AMAZING BENEFITS:
👍- Free Annual Physical Exam
👍- Free Dental Benefits
👍- Waiver of Installment due to death.
👍- Waiver of Installment due to disability.
👍- Basic Medical Benefits
👍- Member’s choice of room and board
👍- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan, or higher)
👉 2. (13years)
Since it is also an investment product, the fund has an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.
The plan holder no longer needs to contribute in his account but just have to wait for its maturity.
The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.
The BENEFITS under EXTENDED period includes:
☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.
☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)
☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)
☝🏻- Lifetime Network access to over 500 major hospitals
☝🏻- Additional Health Bonus when the market is at top performance
☝🏻- Receives the VISA card after full contribution from the accumulation period
👉 3. (beyond 20 years)
Upon MATURITY, the plan holder will receive the following BENEFITS:
✅ - Total accumulation of unused health benefits
✅ - Long term care benefit or the plan coverage
✅ - Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)
✅ - Additional health benefits when the market is at top performance.
💰 All the above benefits will be GOOD AS CASH.
The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.
💰 Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lump sum retirement fund.
💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a HEALTH fund, but if not, it becomes your SAVINGS/INVESTMENT.
💡Unlike the traditional (short term or HMO) healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.
💡The Kaiser long term plan covers beyond age 60 and above basing on the health fund accumulated in your account until age 100.
01/03/2022
Kailan nga ba natin iisipin ang Health Care?
Ngayon o pag Matanda na tayo at nagkakasakit na?
Importante po ang Health Care!
Para hindi ka nangangamba sa iyong kinabukasan. ‘Wag mo na sana itong ipagpabukas.
Get your KAISER Long Term Healthcare now.
3 in 1 ito. ✔️ May Life Insurance ✔️ HMO - o budget sakaling ikaw ay maospital at ✔️ Savings for your retirement.
Pwede mo rin maipamana ang KAISER, sakali kunin ka na ni Lord (wag naman po) At Kahit hindi ka pa fully paid, Automatic Magiging Fullypaid ito, makukuha ang lahat ng benepisyo at maipapamana ang HMO at Retirement Money sa iyong Primary Beneficiary.
Ganyan po kaganda ang KAISER 💙
Sabi nga ni Mega: “Wala sa Estado ng Buhay, lahat tayo Kailangan ng Magandang HealthCare.”
Remember:
Ang HEALTHCARE iniisip habang bata pa, malakas at kaya pa natin magtrabaho, hindi yung kung kailan tayo ay ONDERS na. (Matanda na).
Kung wala ka pang KAISER Health card, let's talk Kaibigan
Ctto
04/02/2022
KAIBIGAN KUNG MAY SSS, PAG IBIG KA MAYROON DIN AKO. Pero kung wala pang LONG TERM HEALTHCARE AND RETIREMENT FUND …
Give time to read at dagdag kaalaman
Life is too short kaya act now before it’s too late .
Hindi natin dapat iasa ang kinabukasan sa SSS at PAG-IBIG lang.
Dapat may protection tayo.
Hindi yan gastos bagkus savings and investment.
Pagmamahal natin na hindi dapat natatapos kahit nawala tayo too soon.
Mahal ba natin ang ating pamilya?
Dapat tuloy ang buhay nila kahit namayapa na tayo.
Para sa akin yan ang tunay na pagmamahal!!!!!
# Get a Long Term health care 3 in 1 ( Healthcare beyond retirement) Insurance at investment
# Manila Bankers Life insurance na very affordable
Pag member ka ng IMG,easy muna lang maa-access ang mga ito.
Be frugal and prudent po tayo at huwag ibuhos sa mga wants na magiging financially tight later ang ganitong mindset.
Message me para ma guide Kita.
CTTO