April Publico Financial Coach

April Publico Financial Coach Financial Literacy Advocate | IMG
Work-from-home mom of 2 ๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ
Helping Filipino families learn how to save, protect, and grow their money.

Alam nโ€™yo ba na minsang sinabi ng aktor na si John Regala ang mapait na katotohanang ito tungkol sa buhay?โ€œGanun pala an...
14/04/2026

Alam nโ€™yo ba na minsang sinabi ng aktor na si John Regala ang mapait na katotohanang ito tungkol sa buhay?

โ€œGanun pala ang buhay, pag wala ka nang pera, kahit may mabuti kang nagawa, wala na rin silang paggalang sa tao.โ€

Hindi niya ito sinabi para magpasikat, kundi dahil naranasan niya mismo ang hirap at realidad ng buhay.

Ayon sa kanya, kahit gaano pa karami ang mabubuting bagay na nagawa mo para sa iba, kapag dumating ang panahon na ikaw naman ang naghihikahos, may mga taong unti-unting nawawala ang respeto at paggalang saโ€™yo.

Masakit man pakinggan, pero ito ang paalala niya sa lahat:

Habang malakas ka pa, matutong magtira para sa sarili mo.

Hindi sa lahat ng oras ay may tutulong saโ€™yoโ€”kahit pa tinulungan mo sila noon. Hindi rin habang-buhay ay may lakas kang magtrabaho, at hindi rin palaging may pagkakataong dumarating.

Kaya kung anuman ang meron ka ngayonโ€”oras, trabaho, o tsansaโ€”pag-isipan mo itong mabuti.

Dahil sa huli, ang pagbabago ng buhay mo ay hindi manggagaling sa iba, kundi sa sarili mong desisyon at pagsisikap.

๐Š๐”๐Œ๐”๐‡๐€ ๐๐† ๐‹๐Ž๐๐†-๐“๐„๐‘๐Œ ๐‡๐„๐€๐‹๐“๐‡๐‚๐€๐‘๐„ ๐‡๐€๐๐€๐๐† ๐Œ๐€๐‹๐€๐Š๐€๐’ ๐€๐“๐Š๐”๐Œ๐ˆ๐Š๐ˆ๐“๐€ ๐๐€! Huwag manghinayang sa 7 taong pag-iipon kapalit ang ๐—Ÿ๐—œ๐—™๐—˜๐—ง๐—œ๐— ...
07/04/2026

๐Š๐”๐Œ๐”๐‡๐€ ๐๐† ๐‹๐Ž๐๐†-๐“๐„๐‘๐Œ ๐‡๐„๐€๐‹๐“๐‡๐‚๐€๐‘๐„ ๐‡๐€๐๐€๐๐† ๐Œ๐€๐‹๐€๐Š๐€๐’ ๐€๐“
๐Š๐”๐Œ๐ˆ๐Š๐ˆ๐“๐€ ๐๐€!

Huwag manghinayang sa 7 taong pag-iipon kapalit ang ๐—Ÿ๐—œ๐—™๐—˜๐—ง๐—œ๐— ๐—˜ ๐—ฃ๐—ฅ๐—ข๐—ง๐—˜๐—–๐—ง๐—œ๐—ข๐—ก๐Ÿ›ก๏ธโค๏ธ

Maraming nagsasabi, โ€œMay ipon naman ako, may investment ako, okay na โ€˜yun.โ€ ๐Ÿค”

Pero kaibigan, alam mo ba? Isa sa pangunahing dahilan ng bankruptcy ay ang matinding karamdaman ๐Ÿฅ๐Ÿ˜ท

Kapag hindi napaghandaan, kayang ubusin ng hospital bills ang savings mo ๐Ÿ’ธ at pati investments mo, baka mapilitan kang ibenta kahit ayaw mo. ๐Ÿ˜Ÿ

Sa Kaiser 3-in-1 ๐Ÿ’™๐Ÿ’›, walang tapon ang bawat hulog mo:

โœ… ๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต๐—ฐ๐—ฎ๐—ฟ๐—ฒ๐Ÿฅ โ€“ may proteksyon kapag nagkasakit

โœ… ๐—Ÿ๐—ถ๐—ณ๐—ฒ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ โ€“ may seguridad ang pamilya kung may mangyari

โœ… ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜ / ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—™๐˜‚๐—ป๐—ฑ๐Ÿ“ˆ๐Ÿ‘ต โ€“ may maaasahan sa pagtanda

Hindi natin kontrolado ang bukas, pero kaya natin itong paghandaan ngayon. ๐ŸŒ…โœจ

๐Ÿ“ฉ ๐—›๐˜‚๐˜„๐—ฎ๐—ด ๐—ป๐—ฎ๐—ป๐—ด ๐—บ๐—ฎ๐—ด๐—ต๐—ถ๐—ป๐˜๐—ฎ๐˜†!

Message me now para malaman kung paano mo mase-secure ang future mo at ng pamilya mo. ๐Ÿ˜‰

Do not let your hard-earned money be wiped out by a single emergency in your family. Get your Kaiser 3in1 (Healthcare, L...
03/04/2026

Do not let your hard-earned money be wiped out by a single emergency in your family.

Get your Kaiser 3in1 (Healthcare, Life Insurance and Investment) now.

Starts at 88/day you can have your peace of mind. ๐Ÿ™๐Ÿฅฐ

For more details, message us and book an online appointment. ๐Ÿ˜Š

Poverty is not made by God.It was created by YOU and ME.We need to share what we learn here in Financial Literacy.Kaya k...
30/03/2026

Poverty is not made by God.
It was created by YOU and ME.
We need to share what we learn here in Financial Literacy.

Kaya kaming mga IMG Campaigners ay patuloy na nagsi-share ng aming Mission of helping every families from all walks of life to be financially educated.

IMG is a community that teaches us to end poverty.

Bigyan mo ng CHANCE ang iyong sarili mag attend at makinig ng Financial Literacy class.

Join us and see it for yourself.

DM me to register our FREE Financial literacy class.
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๐€๐๐† ๐ˆ๐Œ๐†, ๐–๐€๐‹๐€๐๐† ๐๐ˆ๐๐ˆ๐๐ˆ๐‹๐ˆ๐๐† ๐Œ๐€๐†๐ˆ๐๐† ๐๐€๐‘๐“ ๐๐† ๐Œ๐ˆ๐’๐’๐ˆ๐Ž๐; ๐๐€๐’๐“๐€ ๐Œ๐€๐˜ ๐๐”๐’๐Ž ๐Š๐€๐๐† ๐‡๐€๐๐ƒ๐€๐๐† ๐“๐”๐Œ๐”๐‹๐Ž๐๐† ๐’๐€ ๐ˆ๐๐€, ๐–๐„๐‹๐‚๐Ž๐Œ๐„ ๐“๐Ž ๐ˆ๐Œ๐†.Hindi tin...
29/03/2026

๐€๐๐† ๐ˆ๐Œ๐†, ๐–๐€๐‹๐€๐๐† ๐๐ˆ๐๐ˆ๐๐ˆ๐‹๐ˆ๐๐† ๐Œ๐€๐†๐ˆ๐๐† ๐๐€๐‘๐“ ๐๐† ๐Œ๐ˆ๐’๐’๐ˆ๐Ž๐; ๐๐€๐’๐“๐€ ๐Œ๐€๐˜ ๐๐”๐’๐Ž ๐Š๐€๐๐† ๐‡๐€๐๐ƒ๐€๐๐† ๐“๐”๐Œ๐”๐‹๐Ž๐๐† ๐’๐€ ๐ˆ๐๐€, ๐–๐„๐‹๐‚๐Ž๐Œ๐„ ๐“๐Ž ๐ˆ๐Œ๐†.
Hindi tinitingnan ang estado sa buhay: mayaman ka man, mahirap, walang pinag-aralan, o artista ka man. Tulad na lang ng mag-asawang sina Janice de Belen at Ariel Revira, sikat na magaling na singer, pero malaki ang puso para sa Pilipino. Welcome sa IMG.







This message is an eye-opener for everyone!Hello friends and relatives, if I have messaged you about IMG or KAISER and y...
28/03/2026

This message is an eye-opener for everyone!

Hello friends and relatives, if I have messaged you about IMG or KAISER and you have not yet made a decision, please urgently message me so we can discuss and prepare your future plans.

masakit malaman na the surviving family is having a financial distress kung saan kukuha ng pampagamot at pambayad sa hospital.

Hindi ako naging persistent kasi alam kong iniisip nila na pinagkakakitaan ko lang sila. But it's not about the money.
It's about the financial security of the surviving family.
Kung sana naging makulit ako to protect them kung sana hindi ko agad sila sinukuan, edi sana wala akong pinagsisisihan ngayon.

Kaya guys, please, if you still have the means to protect yourself, do it.
Kung ayaw mo talaga, isipin mo na lang yung pamilyang maiiwan mo, kung ayaw mo silang mahirapan in the future, Protect them



Ctto

๐Ÿ”ฅ Hindi lang ito basta healthcareโ€ฆ pinagkakatiwalaan ito ng mismong gobyerno.May nakausap ako recently na empleyado sa g...
26/03/2026

๐Ÿ”ฅ Hindi lang ito basta healthcareโ€ฆ pinagkakatiwalaan ito ng mismong gobyerno.

May nakausap ako recently na empleyado sa gobyerno.

Sabi niya:
โ€œSir, buti na lang may ganitong programโ€ฆ hindi kami basta-basta nagaalala sa medical.โ€

Doon ko na-realizeโ€ฆ

๐Ÿ‘‰ Hindi lahat ng healthcare program, pare-pareho.

๐Ÿ’ก Ito yung program na hindi lang pang-emergencyโ€ฆ kundi pang long-term na proteksyon.

โœ”๏ธ Preventive care (check-ups, early detection)
โœ”๏ธ Hospitalization coverage
โœ”๏ธ Outpatient services
โœ”๏ธ Emergency medical needs

Hindi ka lang protected kapag may sakit ka naโ€ฆ
๐Ÿ‘‰ Tinuturuan ka pa nitong umiwas sa sakit.

๐Ÿ›๏ธ At ito ang pinaka-powerful na partโ€ฆ

Hindi lang ito ginagamit ng iilang tao.

Pinagkakatiwalaan ito ng malalaking institusyon ng gobyerno tulad ng:

โ€ข Supreme Court
โ€ข Senate of the Philippines
โ€ข Commission on Elections (COMELEC)
โ€ข Department of Justice (DOJ)
โ€ข Philippine Drug Enforcement Agency (PDEA)
โ€ข Court of Appeals
โ€ข House of Representatives
โ€ข Technical Education and Skills Development Authority (TESDA)
โ€ข Department of Environment and Natural Resources (DENR)
โ€ข Public Attorneyโ€™s Office (PAO)

Tanong ko saโ€™yo:

๐Ÿ‘‰ Ikawโ€ฆ may healthcare ka na ba?
๐Ÿ‘‰ O umaasa ka pa rin sa ipon at โ€œbahala naโ€?

๐Ÿ“Œ Hindi lang ito gastosโ€ฆ
Ito ay proteksyon para sa future mo at sa pamilya mo.

Kung gusto mong maintindihan paano ito gumagana (simple lang),
message mo lang ako ng:

๐Ÿ‘‰ โ€œHEALTHCAREโ€

Tutulungan kitang magplano.

22/03/2026

BASAHIN: Minsan mas nakikinig pa tayo sa mga friends na sabing huwag kumuha ng healthcare o insurance. Pero kapag may nangyari "๐†๐ž๐ญ ๐ฐ๐ž๐ฅ๐ฅ ๐ฌ๐จ๐จ๐ง" ๐ฅ๐š๐ง๐  ๐ฉ๐š๐ฅ๐š ๐š๐ง๐  ๐š๐ฆ๐›๐š๐  ๐ง๐ข๐ฒ๐š ๐ฌ๐š ๐ก๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ ๐›๐ข๐ฅ๐ฅ ๐ฆ๐จ.

Hindi lahat ng sakit napaghahandaanโ€ฆ

pero ang gastos sa ospital? Pwede.

๐“๐š๐ญ๐ฅ๐จ๐ง๐  ๐›๐š๐ ๐š๐ฒ ๐š๐ง๐  ๐ญ๐š๐ง๐๐š๐š๐ง ๐ฆ๐จ:

โœ”๏ธ Mas mabilis ang recovery kapag may access sa maayos na healthcare

โœ”๏ธ Hindi mauubos ang ipon mo sa biglaang emergency

โœ”๏ธ Mas panatag ang isip mo at ng pamilya mo

๐€๐ง๐  ๐ก๐ž๐š๐ฅ๐ญ๐ก๐œ๐š๐ซ๐ž ๐š๐ฒ ๐ก๐ข๐ง๐๐ข ๐ฅ๐ฎ๐ก๐จ.

๐๐ซ๐จ๐ญ๐ž๐ค๐ฌ๐ฒ๐จ๐ง ๐ข๐ญ๐จ ๐ฌ๐š ๐ฉ๐ข๐ง๐š๐ ๐ก๐ข๐ซ๐š๐ฉ๐š๐ง ๐ฆ๐จ.

Message me kung gusto mong malaman kung paano ka makakapag-start.

April Publico


Madami ka ba kilala na ganito Ang mindset. Buy dito buy doon. Ng magkasakit asked ng help , Go fund me , ask the governm...
20/03/2026

Madami ka ba kilala na ganito Ang mindset.
Buy dito buy doon.
Ng magkasakit asked ng help , Go fund me , ask the government.
Or garage sale lahat ng gamit para lng sa pag pagpapagamot.

โš ๏ธ Ayaw mong masabi ang salitang "Anak, sorry..."Lalo na kung tungkol ito sa pangarap nilang kolehiyo.Ang hirap makitang...
19/03/2026

โš ๏ธ Ayaw mong masabi ang salitang "Anak, sorry..."

Lalo na kung tungkol ito sa pangarap nilang kolehiyo.

Ang hirap makitang gumuho ang pangarap nila dahil lang hindi tayo nakapaghanda.

โ€ข Mahal na tuition fees
โ€ข Biglaang gastusin sa school
โ€ข Ipon na hindi sapat sa inflation

Doon mo nare-realize, mas masarap maging 'True Hero' sa mata ng anak mo.

Yung tipong pagdating ng panahon, ikaw na ang magtatanong sa kanila...

"Anak, saan mo gusto mag-college?"

โœ” May yearly payouts na nakahanda
โœ” May secured na education fund
โœ” Mas kampante ang future nila

๐Ÿ‘‰ Message me!
April Publico



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