JF Abernano

SUN Fit and Well Advantage 20 lets you enjoy these benefits:

HEALTH AND WELLNESS BENEFITS

Enjoy special access and privileges to various wellness activities that will help you stay fit and healthy.

CRITICAL ILLNESS COVERAGE

This offers critical illness benefit to shield you from financial burden caused by any of the 114 covered critical illness conditions, additional cash benefit upon first diagnosis of any covered specific cancer condition, and additional benefits to cover expenses related to home recovery and palliative care.

GUARANTEED CASH BENEFITS

As early as age 65, you may advance 5% of your policy's Face Amount for 8 consecutive years. This gives you a steady income stream that you can rely on during your golden years.

LIFE INSURANCE PROTECTION

Secure your loved ones' future with guaranteed life insurance protection equivalent to the policy's Face Amount less any previous amount paid for Minor Critical Illness Benefit and/or cash benefits. You may also enhance your benefits with the addition of riders or supplements which provide protection for contingencies such as accidental death, disability and illnesses.

SPECIAL BONUS AND DIVIDEND EARNINGS

Be rewarded with a special bonus at the end of the premium paying period, and annual dividend earnings thereafter which you may opt to get in cash or leave with Sun Life to accumulate.

LIMITED PAYMENT PERIOD

Pay your premiums for 20 years via Annual, Semi-Annual, or Quarterly mode, whichever is more convenient to you. Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly premium.

Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract.

💡 𝗜𝗺𝗮𝗴𝗶𝗻𝗲 𝗵𝗮𝘃𝗶𝗻𝗴 𝗮 𝗽𝗹𝗮𝗻 𝘁𝗵𝗮𝘁 𝗽𝗮𝘆𝘀 𝘆𝗼𝘂 𝗯𝗮𝗰𝗸 𝗲𝘃𝗲𝗿𝘆 𝘀𝗶𝗻𝗴𝗹𝗲 𝘆𝗲𝗮𝗿.

Habang insured ka na, may lifetime income ka pa. 🎉

Yes, tama! Tuloy-tuloy na 𝗬𝗘𝗔𝗥𝗟𝗬 𝗣𝗔𝗬𝗢𝗨𝗧𝗦 hanggang age 100.

Ito ang 𝗦𝘂𝗻 𝗟𝗶𝗳𝗲 𝗦𝗲𝗰𝘂𝗿𝗲 𝗜𝗻𝗰𝗼𝗺𝗲 — para kang may sariling ATM na nagbibigay ng guaranteed cash yearly hanggang age 100!

𝗔𝗻𝗼 𝗮𝗻𝗴 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀?
1️⃣ 𝗬𝗲𝗮𝗿𝗹𝘆 𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗖𝗮𝘀𝗵 – simula end of year 6, tuloy-tuloy na until 100 years old! (6% of Face Amount yearly. Example: ₱1M coverage = ₱60K yearly payout).
2️⃣ 𝗟𝗶𝗳𝗲 𝗖𝗼𝘃𝗲𝗿𝗮𝗴𝗲 – double the Face Amount, kaya doble rin ang protection mo.
3️⃣ 𝗖𝗮𝘀𝗵 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀 – extra fund na pwede mong kunin taon-taon o ipalago with Sun Life.
4️⃣ 𝗖𝗲𝗻𝘁𝗲𝗻𝗮𝗿𝗶𝗮𝗻 𝗕𝗼𝗻𝘂𝘀 – unique feature where you can advance 25% of your insurance benefit at ages 80, 85, 90 & 95.
5️⃣ 𝗟𝗶𝗺𝗶𝘁𝗲𝗱 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 – pili ka kung 3, 5, 10, or 15 years lang magbabayad pero lifetime ang benefits.

💭 𝗛𝗼𝘄 𝗰𝗮𝗻 𝘆𝗼𝘂 𝘂𝘀𝗲 𝘁𝗵𝗲 𝗽𝗮𝘆𝗼𝘂𝘁𝘀?
✔ Education fund for your kids
✔ Retirement allowance
✔ Business capital or side hustle
✔ Travel and leisure fund
✔ Health or medical reserve
✔ Home or property investment
✔ Legacy/pamana for your family
✔ Lifestyle goals (gadgets, concerts, bags, self-care)
Insured ka na, may lifetime protection ka pa, tapos may yearly passive income ka pang matatanggap, 𝗳𝗼𝗿 𝗹𝗶𝗳𝗲. 💛
Kung gusto mong malaman magkano ang plan na ito for you and your loved ones, message me and let’s talk about your options. 💻📲

Email@: [email protected]

10 𝘆𝗲𝗮𝗿𝘀 𝗸𝗮 𝗹𝗮𝗻𝗴 𝗺𝗮𝗴𝗯𝗮𝗯𝗮𝘆𝗮𝗱… 𝗰𝗼𝘃𝗲𝗿𝗲𝗱 𝗸𝗮 𝗻𝗮 𝘂𝗻𝘁𝗶𝗹 𝗮𝗴𝗲 100. 🤯

Real talk, mga ka-professional, ilang beses na ba nating naisip na “sayang” ang insurance kasi sana hindi naman natin magamit?

What if I tell you may health plan na walang tapon — healthy ka man or mag-claim ka, may bumabalik sa’yo? 💎

With 𝗦𝘂𝗻 𝗙𝗶𝘁 𝗮𝗻𝗱 𝗪𝗲𝗹𝗹 𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲 10, ibang level ang protection.

✨ 10 𝘆𝗲𝗮𝗿𝘀 𝘁𝗼 𝗽𝗮𝘆 𝗹𝗮𝗻𝗴, 𝘁𝗮𝗽𝗼𝘀 𝗻𝗮.
Covered ka na until age 100. Hindi ka nagbabayad forever.

🏥 114 𝗰𝗿𝗶𝘁𝗶𝗰𝗮𝗹 𝗶𝗹𝗹𝗻𝗲𝘀𝘀𝗲𝘀 𝗰𝗼𝘃𝗲𝗿𝗲𝗱 (𝗺𝗮𝗷𝗼𝗿 & 𝗺𝗶𝗻𝗼𝗿)
Kung may mangyari, may cash ka agad pampagamot — hindi gagalawin ang emergency fund o savings.

🎁 𝗛𝗲𝗮𝗹𝘁𝗵𝘆 𝗟𝗶𝘃𝗶𝗻𝗴 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀 + 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀.
Natapos mo yung 10 years at healthy ka? May cash rewards ka pa.
Trip? Gadget? Investment? Ikaw bahala.

💰 𝗠𝗮𝘆 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗕𝗼𝗼𝘀𝘁 𝗽𝗮.
Starting age 65, may guaranteed cash benefit yearly for 8 years.
Protection + dignity sa retirement.

Kaya stop seeing insurance as “expense.”
Start seeing it as your 𝗡𝗢 𝗧𝗔𝗣𝗢𝗡 𝗣𝗟𝗔𝗡, kasi bawat hulog mo, may value.

If you’re earning well ngayon but not yet fully protected, this might be the smartest upgrade you’ll make this year.

Message me for a sample computation.
Let’s check kung paano ito magfi-fit sa income at goals mo. ☀️💛
Gmail. [email protected]

Ito ang simple explanation Bakit kailangan natin nang Insurance, at kung naunawaan mo ito, message mo lang ako♥️
Email: [email protected]

Sun Fit and well Advantage🌞

𝑺𝒖𝒏 𝑭𝒊𝒕 𝒂𝒏𝒅 𝑾𝒆𝒍𝒍 𝑨𝒅𝒗𝒂𝒏𝒕𝒂𝒈𝒆 is the most comprehensive health insurance of Sun Life. A complete wellness product from prevention, diagnosis, treatment and rehabilitation.

𝑩𝒆𝒏𝒆𝒇𝒊𝒕𝒔:

✔ 𝐒𝐩𝐞𝐜𝐢𝐚𝐥 𝐀𝐜𝐜𝐞𝐬𝐬 𝐭𝐨 𝐖𝐞𝐥𝐥𝐧𝐞𝐬𝐬
Once you avail Sun Fit and Well life insurance, you are automatically a GoWell Gold member. GoWell is a wellness advocacy program of Sun Life where you can receive health and wellness contents, invites to community workouts, receive perks and privileges, and have the opportunity to meet like-minded individuals who also promote healthy living.

✔ 𝐂𝐨𝐦𝐩𝐫𝐞𝐡𝐞𝐧𝐬𝐢𝐯𝐞 𝐂𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐈𝐥𝐥𝐧𝐞𝐬𝐬 𝐁𝐞𝐧𝐞𝐟𝐢𝐭
It provides coverage from 64 Major Critical Illnesses, 34 Minor Critical Illnesses and 16 Specific Cancer for a total of 114 critical illnesses. Specific Cancer Booster benefit gives an additional 50% of the Face Amount to the insured in the case of diagnosis of cancer-related illness.

✔ 𝐇𝐨𝐬𝐩𝐢𝐭𝐚𝐥𝐢𝐳𝐚𝐭𝐢𝐨𝐧 𝐁𝐞𝐧𝐞𝐟𝐢𝐭
In case of diagnosis from the critical illnesses, you can claim 0.125% of the Face Amount for Hospital Income Benefit (HIB) which will be multiplied by the number of days you’ve been confined. You also get a fixed amount of Post Hospitalization Benefit to be used for follow up check-ups.

✔ 𝐇𝐨𝐦𝐞 𝐑𝐞𝐜𝐨𝐯𝐞𝐫𝐲 𝐁𝐞𝐧𝐞𝐟𝐢𝐭
This is an additional fund that you can claim upon discharge which is equivalent to 50% of HIB multiplied also by the number of days you’ve been confined.
In the case of worst scenario where insured became terminally ill having a life expectancy of 6 months or less, a Palliative Care Benefit of 10% of the Face Amount will be given additionally to the insured. It is somehow a way of relieving the pain and stress caused by the illness.

✔ 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞
It also provide a guaranteed life insurance coverage until age 100 in case no major critical illness claim has

Sun MaxiLink Prime is an investment-linked life insurance plan that offers a combined benefit of insurance protection and investment, providing you financial security and peace of mind while you grow your money over time.

It enables you to build funds through a manageable payment scheme and offers you an option to even add more into what you have initially saved for better growth potential.

This can help fund future long-term goals or any life milestones.

To inquire about this, send me a message via Jovanie Fernandez Fernandez Fernandez 📨 or call 09098030611📞

Sun Maxilink 100
Sun MaxiLink 100 is a life insurance plan that offers protection and investments opportunities to help you secure your family's future while you’re working towards your financial goals. It offers lifetime protection until age 100 and lets you grow your money through various investment fund options. As your life changes, this plan gives you flexible options to adapt to your evolving needs, helping you achieve your goals every step of the way.

Sunfit and Well Advantage
SUN Fit and Well is a holistic health protection plan designed to support your life and wellness journey until age 100. It helps you stay healthy and covers you if you get a serious illness. The plan supports you in four ways: prevention, diagnosis, treatment, and recovery. This innovative product encourages proactive wellness while providing crucial financial support during critical health challenges. With SUN Fit and Well, you can face life's uncertainties with confidence.

Sun Secure Income
With the highest payout in the market, Sun Life Secure Income can help boost funds for your goals. This first-in-market product gives protection for life and guaranteed 6% annual income* - for life.
From short-term needs to lifelong dreams, choose Sun Life as your partner in creating the life you deserve

Life Insurance is essential for you, as it offers your family a vital safety net in case of your untimely demise. It preserves your family's financial independence and enables them to maintain their standard of living without having to compromise on essential needs. Life insurance policies act as a protective shield in case of an unexpected incident to ensure that your loved ones are not left unsecured and can continue to thrive with adequate financial support.. As Breadwinner at Provider ng Pamilya, I make sured na Protected na sila with Sun Life.
Contact Me. [email protected]

📣 SUN START-UP 📣

Introducing SUN START-UP ! ☀️☀️☀️

Pinaka affordable na plan ng bayan 😍🥰

Sun Start-Up is a life insurance plan that provides protection for at least 10 years and gives back a portion of your total payment if you outlive the 10-year coverage period. It's a good choice for first-time insurance buyers who want something simple, affordable and hassle-free in application.

✅Life Insurance Coverage

✅Accidental Death Benefit

✅Money Back Feature- 50% Return of Premium

To know more about Sun Life Products don't hesitate to contact me thru:

📩 [email protected]
📞 0917-129-78155

📨 Get your FREE CONSULTATION AND PERSONALIZED PLAN QUOTATION NOW according to your AGE, GENDER, & SMOKING HABITS.

🏃Sun Fit and well Advantage🌞

𝑺𝒖𝒏 𝑭𝒊𝒕 𝒂𝒏𝒅 𝑾𝒆𝒍𝒍 𝑨𝒅𝒗𝒂𝒏𝒕𝒂𝒈𝒆 is the most comprehensive health insurance of Sun Life. A complete wellness product from prevention, diagnosis, treatment and rehabilitation.

𝑩𝒆𝒏𝒆𝒇𝒊𝒕𝒔:

✔ 𝐒𝐩𝐞𝐜𝐢𝐚𝐥 𝐀𝐜𝐜𝐞𝐬𝐬 𝐭𝐨 𝐖𝐞𝐥𝐥𝐧𝐞𝐬𝐬
Once you avail Sun Fit and Well life insurance, you are automatically a GoWell Gold member. GoWell is a wellness advocacy program of Sun Life where you can receive health and wellness contents, invites to community workouts, receive perks and privileges, and have the opportunity to meet like-minded individuals who also promote healthy living.

✔ 𝐂𝐨𝐦𝐩𝐫𝐞𝐡𝐞𝐧𝐬𝐢𝐯𝐞 𝐂𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐈𝐥𝐥𝐧𝐞𝐬𝐬 𝐁𝐞𝐧𝐞𝐟𝐢𝐭
It provides coverage from 64 Major Critical Illnesses, 34 Minor Critical Illnesses and 16 Specific Cancer for a total of 114 critical illnesses. Specific Cancer Booster benefit gives an additional 50% of the Face Amount to the insured in the case of diagnosis of cancer-related illness.

✔ 𝐇𝐨𝐬𝐩𝐢𝐭𝐚𝐥𝐢𝐳𝐚𝐭𝐢𝐨𝐧 𝐁𝐞𝐧𝐞𝐟𝐢𝐭
In case of diagnosis from the critical illnesses, you can claim 0.125% of the Face Amount for Hospital Income Benefit (HIB) which will be multiplied by the number of days you’ve been confined. You also get a fixed amount of Post Hospitalization Benefit to be used for follow up check-ups.

✔ 𝐇𝐨𝐦𝐞 𝐑𝐞𝐜𝐨𝐯𝐞𝐫𝐲 𝐁𝐞𝐧𝐞𝐟𝐢𝐭
This is an additional fund that you can claim upon discharge which is equivalent to 50% of HIB multiplied also by the number of days you’ve been confined.
In the case of worst scenario where insured became terminally ill having a life expectancy of 6 months or less, a Palliative Care Benefit of 10% of the Face Amount will be given additionally to the insured. It is somehow a way of relieving the pain and stress caused by the illness.

✔ 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞
It also provide a guaranteed life insurance coverage until age 100 in case no major critical illness claim.