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Block Earner will become the first to offer bitcoin-backed home loans in Australia following a lengthy court case with the Australian Securities and Investments Commission (ASIC).

A rate cut next month is now almost certainly guaranteed.

Taxpayers can no longer claim deductions for interest charges imposed by the ATO.

"The ATO is basically saying, 'we don't want to be your bank anymore. We're not going to let you claim a deduction on [your debt]. Pay off the debt and get finance elsewhere,'" Belinda Raso, director and registered tax agent at Queensland-based accounting firm Tax Invest Accounting, told Australian Broker.

🇦🇺 RBA | RBA Keeps Cash Rate Unchanged at 3.85% Amid Uncertain Outlook

• Inflation continues to moderate following higher interest rates to balance demand and supply.• Baseline forecast indicates underlying inflation to moderate towards midpoint of 2-3% range.• Global economic uncertainty remains elevated, with potential adverse effects from trade policy developments.• Private domestic demand slowly recovering, but some sectors struggle to pass on cost increases to final prices.• Board maintains focus on price stability and full employment, awaiting more data to confirm inflation target of 2.5%.

Thirteen lenders now offer fixed home loans under 5%

"The Reserve Bank of Australia (RBA) is gearing up for a high-stakes cash rate call on Tuesday, 8 July, amid a new record high for Australian house prices.

RBA will cut the official cash rate, currently at 3.85%, to 3.60% when the board meets July 7-8. Market analysts estimate a 97% probability of a cut, and lenders appear to be positioning themselves accordingly. "

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Auction market hits 11-month high in clearance rates!

Australia is built on growth.

Perth continues to dominate the market and will continue to dominate in 2025 according to many real estate experts.

Major banks forecasts 4 cuts by early 2026.