Expobook For Waec Neco Jamb and Nabteb

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2020 WAEC GCE COMMERCE VERIFIED ANSWERS

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COMMERCE OBJ
01-10: CABABADACD
11-20: CDBDADBCBB
21-30: DABAAACBCA
31-40: DABBBBCCBD
41-50: ACADDACCCB



(1a)

(i) Insufficient capital: African countries lack sufficient capital to cope with the expanding nature of business activities; the level of capital formation is low.

(ii) Political instability: Constant change of government and war has hindered investment in West-Africa. Foreign investors are afraid to invest in the sub-region.

(iii) Low savings: The culture of saving is very low in West Africa and Africa as a whole; hence there is no money for commercial transactions.

(iv) Low per capital income: Per capita income is very low. Majorly of people in this region are living below the poverty line. The low level of income leads to low purchasing power for the people.

(v) Lack of adequate commercial facilities: The various aids to trade, such as banks’, insurance, warehouses, and tourism are not well developed and this has greatly hindered commerce.



(1b)

(i) Oke’s school result could be a determinant to the type of job he could secure

(ii) Oke’s behavior or attitude is another factor.

(iii) His communication skills

(iv) Oke’s insight could determine the type of job he will get

(v) Creativity is another factor that can determine the type of job Oke could get



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(3a)

(i) Connect with your broker

(ii) Claim investigation begins

(iii) Your policy is reviewed.

(iv) Damage evaluation is conducted.

(v) Payment is arranged.



(3b)

[Pick any four]

(i) Provide safety and security:

Insurance provide financial support and reduce uncertainties in business and human life.



(ii) Generates financial resources:

Insurance generate funds by collecting premium. These funds are invested in government securities and stock.



(iii) Life insurance encourages saving....................

Done on 12/12/20