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Today’s Legal Word of the Day: Bona FideBona FideAdjective / AdverbPronunciation: /ˌbəʊnə ˈfaɪdi/Origin: Latin — “In goo...
27/09/2026

Today’s Legal Word of the Day: Bona Fide

Bona Fide
Adjective / Adverb
Pronunciation: /ˌbəʊnə ˈfaɪdi/
Origin: Latin — “In good faith”

Meaning: A legal expression describing an act, transaction, intention or person characterised by honesty, sincerity and good faith, without fraud or improper intention.

In simple terms, bona fide means acting genuinely and honestly, rather than pretending, deceiving or pursuing a dishonest purpose.

In Nigerian law, the expression frequently appears in property transactions, contract law and commercial disputes. For example, a bona fide purchaser for value without notice is generally a person who acquires a legal interest in property for valuable consideration, in good faith and without notice of a relevant prior equitable interest.

However, merely claiming to have acted in good faith does not automatically establish the legal protection associated with being a bona fide purchaser. The relevant requirements must be satisfied.

Example:
The defendant maintained that he was a bona fide purchaser for value without notice, having paid for the property without knowledge of the claimant’s prior equitable interest.

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Today’s Legal Word of the Day: Force MajeureForce MajeureNounPronunciation: /ˌfɔːs mæˈʒɜːr/Origin: French — “superior fo...
26/09/2026

Today’s Legal Word of the Day: Force Majeure

Force Majeure
Noun
Pronunciation: /ˌfɔːs mæˈʒɜːr/
Origin: French — “superior force”

Meaning: An extraordinary event or circumstance beyond the control of contracting parties which, where covered by an applicable contractual provision, may excuse, suspend or otherwise affect the performance of contractual obligations.

In simple terms, force majeure refers to an unexpected event beyond a party’s control that may prevent them from fulfilling their contractual obligations.

In Nigerian contract law, force majeure commonly arises in commercial agreements, construction contracts, supply arrangements and other business transactions. Events such as floods, wars, pandemics or government restrictions may qualify where they fall within the contractual definition and satisfy the agreed conditions.

However, an event does not automatically excuse contractual performance merely because it is unexpected or makes performance more expensive.

The availability and consequences of force majeure depend primarily on the wording of the contract and the circumstances of the event.

Example:
The construction company invoked the force majeure clause after severe flooding made access to the project site impossible, seeking an extension of time under the agreement.

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25/09/2026

Lex non cogit ad impossibilia!

The law does not compel the impossible!

Today’s Legal Word of the Day: NovationNovationNounPronunciation: /nəʊˈveɪʃən/Origin: Latin — novatio, meaning “renewal”...
25/09/2026

Today’s Legal Word of the Day: Novation

Novation
Noun
Pronunciation: /nəʊˈveɪʃən/
Origin: Latin — novatio, meaning “renewal” or “making new.”

Meaning: A legal arrangement by which an existing contractual obligation is extinguished and replaced with a new obligation, contract or party, with the necessary agreement of those concerned.

In simple terms, novation means replacing an existing contractual arrangement with a new one, so that the old obligation is discharged and the new arrangement takes its place.

In Nigerian contract law, novation may arise where parties agree to substitute a new debtor, creditor or contractual obligation for an existing one. Unlike a mere assignment of contractual rights, novation can transfer contractual obligations and release the original party from future liability under the replaced arrangement.

However, novation generally requires the consent of all relevant parties. It is not enough for one party to unilaterally announce that another person has taken over their contractual responsibilities.

Example:
With the landlord's consent, the outgoing tenant, incoming tenant and landlord entered into a novation agreement, replacing the original tenant with the new tenant under the tenancy arrangement.

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TODAY’S CASE LAWORIENT BANK OF NIGERIA PLC v BILANTE INTERNATIONAL LIMITED(1997) 8 NWLR (Pt. 515) 37Court of Appeal of N...
24/09/2026

TODAY’S CASE LAW

ORIENT BANK OF NIGERIA PLC v BILANTE INTERNATIONAL LIMITED
(1997) 8 NWLR (Pt. 515) 37
Court of Appeal of Nigeria, Enugu Division | 1997. 

LEGAL PRINCIPLE:
A valid contract requires a clear offer and an unconditional acceptance of its terms. Where a party responds to an offer by introducing different or additional terms, that response ordinarily constitutes a counter-offer rather than acceptance. Until the parties agree on the essential terms, no binding contract arises from the negotiations.

WHAT HAPPENED?
Bilante International Limited, a construction company, was awarded a road construction contract by the Anambra State Government. To finance the project, it approached Orient Bank of Nigeria Plc for a credit facility of ₦18 million.

The parties exchanged several letters containing proposals, counter-proposals and conditions for the proposed facility. The bank eventually made a definite offer requiring Bilante to confirm its acceptance by signing and returning a duplicate copy of the offer letter.

Instead of accepting the terms as presented, Bilante introduced further proposals. When the financing arrangement became disputed, Bilante sued the bank for breach of contract, claiming over ₦75 million in damages. 

WHAT DID THE COURT SAY?
The Court of Appeal held that the correspondence between the parties did not establish the alleged binding loan agreement.

The Court explained that acceptance must correspond with the terms of the offer. Where the person receiving an offer introduces new conditions or varies the proposed terms, the response constitutes a counter-offer requiring acceptance by the original offeror.
The Court also considered section 109(1) of the Contract Law of Anambra State, 1986, concerning compliance with a prescribed mode of acceptance.
Since Bilante had not accepted the bank's definite offer in the required manner, the Court found that the alleged contract had not been established. The bank's appeal was allowed in part. 

WHY THIS CASE MATTERS:
The decision remains an important authority on contract formation in Nigerian law, particularly in commercial transactions, loan negotiations, property transactions and business agreements.

It demonstrates that negotiations, correspondence and expressions of willingness to transact do not necessarily create enforceable contractual obligations.
For businesses and individuals, the distinction between an offer, acceptance and counter-offer may determine whether a party can successfully sue for breach of contract.

The decision also reinforces the importance of clearly documenting the final terms agreed upon by the parties before treating a transaction as concluded.

LAWYERSVIEW INSIGHT
Negotiating a deal is not the same as concluding a contract.

Before claiming that someone has breached an agreement, establish that a definite offer was made, properly accepted and that the parties actually agreed on the essential terms.

Know the law. Know your rights.

Today’s Legal Word of the Day: Ubi Jus Ibi RemediumUbi Jus Ibi RemediumLegal MaximPronunciation: /ˈuːbi juːs ˈɪbi rɪˈmiː...
24/09/2026

Today’s Legal Word of the Day: Ubi Jus Ibi Remedium

Ubi Jus Ibi Remedium
Legal Maxim
Pronunciation: /ˈuːbi juːs ˈɪbi rɪˈmiːdiəm/
Origin: Latin — “Where there is a right, there is a remedy.”

Meaning: A fundamental legal principle expressing the idea that where the law recognises a right and that right is violated, the legal system should provide an appropriate remedy for its enforcement or protection.

In simple terms, having a legal right means little if there is no means of enforcing it when someone violates it.
In Nigerian law, this maxim reflects the importance of access to justice and judicial protection of legal rights. Where a person's legally enforceable right has been infringed, the court may grant an appropriate remedy, including damages, an injunction, a declaration or another relief permitted by law.

However, the maxim does not mean that every grievance automatically gives rise to a successful lawsuit. A claimant must establish a recognised legal right, an actionable infringement and entitlement to the remedy sought, subject to applicable procedural and substantive requirements.

Example:
When the defendant unlawfully interfered with the claimant's property rights, the claimant approached the court seeking damages and an injunction, relying on the principle of ubi jus ibi remedium.

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Can your spouse claim a property you acquired before marriage?The simple answer is that a spouse does not automatically ...
23/09/2026

Can your spouse claim a property you acquired before marriage?

The simple answer is that a spouse does not automatically become a co-owner of property merely because of marriage. A house, land, business or investment acquired before the marriage will ordinarily remain the property of the person who acquired it. However, describing an asset as “premarital property” may not completely resolve the matter where payments, construction, improvements or other substantial contributions continued during the marriage.

Section 72(1) of the Matrimonial Causes Act empowers the court, during matrimonial proceedings, to make a property-settlement order for the benefit of either spouse or the children of the marriage where the court considers the order just and equitable. This does not create an automatic 50:50 sharing formula. The court examines the particular circumstances of the marriage, the property concerned and the evidence presented by both parties.

In SUNMONU v SUNMONU (2021) LPELR-56002(CA), the Court of Appeal explained that the date on which a property was originally acquired may not always end the enquiry. Where the property was purchased before marriage but payment was completed during the marriage, or where substantial development occurred during the marriage, the contribution of the other spouse may become relevant when the court considers an appropriate settlement.

A contribution does not always have to be a direct payment towards the purchase price. It may include paying for building materials, financing renovations, servicing a mortgage or maintaining the household while the other spouse committed income to the property. It may also include substantial assistance to a spouse’s business where the profits from that business were used to acquire or develop the disputed property.

Nevertheless, marriage alone does not entitle a spouse to half of every property belonging to the other spouse. In AGUOLU v AGUOLU (2025) LPELR-80269(CA), the Court of Appeal reaffirmed that a spouse seeking a share of matrimonial property must establish the relevant contribution. The court will consider when the property was acquired, what each party contributed and what outcome would be just, fair and equitable.

It is also important to distinguish ownership from occupation. A court may permit a spouse and the children to continue living in the matrimonial home without transferring legal ownership of that property to them. An order granting possession or occupation is not necessarily an order making the occupying spouse a co-owner. The exact relief granted will depend on the pleadings, evidence and circumstances of the family.

Any spouse claiming an interest should preserve bank statements, transfer receipts, building invoices, mortgage records, messages concerning payments, business records and evidence from contractors or witnesses. Assertions such as “I supported my spouse” or “we built it together” may not be sufficient without credible evidence connecting that contribution to the acquisition, completion, preservation or substantial improvement of the particular property in dispute.

The practical lesson is that property acquired before marriage is not automatically available for equal sharing, but neither is it always completely insulated from consideration. Couples should properly document property contributions and obtain legal advice before selling, transferring, mortgaging or claiming an interest in disputed assets. Every case ultimately depends on its facts, the applicable marriage regime and the quality of the evidence before the court.

TODAY’S CASE LAWOJO v GHARORO & ORS(2006) 10 NWLR (Pt. 987) 173Supreme Court of Nigeria | 10 March 2006. LEGAL PRINCIPL...
23/09/2026

TODAY’S CASE LAW

OJO v GHARORO & ORS
(2006) 10 NWLR (Pt. 987) 173
Supreme Court of Nigeria | 10 March 2006. 

LEGAL PRINCIPLE:
A medical practitioner is not automatically liable for negligence merely because a surgical procedure results in an injury or an unexpected complication. The patient must establish that the practitioner failed to exercise the reasonable skill and care expected of a competent medical professional and that the failure caused the injury complained of.

WHAT HAPPENED?
Miss Felicia Osagiede Ojo underwent surgery at the University of Benin Teaching Hospital on 17 December 1993 after being diagnosed with fertility-related medical conditions.

During the operation, a surgical needle broke and a fragment was left inside her abdomen. The fragment was subsequently discovered through an X-ray, and she underwent another operation.

Ojo sued the doctors and the hospital management for medical negligence, claiming ₦2 million in damages. She also alleged that the operation had adversely affected her ability to conceive.

Her claim was dismissed by the trial court and the Court of Appeal, prompting her appeal to the Supreme Court. 

WHAT DID THE COURT SAY?
The Supreme Court dismissed Ojo's appeal and affirmed the decisions of the lower courts.
The Court held that the mere presence of a broken surgical needle in the patient's body did not, in the circumstances, conclusively establish medical negligence.

The doctors had provided evidence explaining how the needle broke, the efforts made to retrieve it and the subsequent medical steps taken.

The Court found that this evidence rebutted the inference of negligence upon which Ojo relied under the doctrine of res ipsa loquitur, meaning that the circumstances of an occurrence may themselves justify an inference of negligence.

Ojo had also failed to produce medical expert evidence sufficient to establish that the doctors' conduct fell below the required professional standard or caused the particular injuries alleged. 

WHY THIS CASE MATTERS:
The decision is an important authority on medical negligence and the burden of proof in Nigerian courts.
It demonstrates that a patient who suffers complications following medical treatment may have a legal claim, but liability depends on establishing a breach of the applicable duty of care and the resulting injury.

Medical records, expert opinions and evidence concerning the treatment administered may be essential in determining whether the medical practitioner acted negligently.

The case does not give doctors immunity from liability for surgical mistakes. Rather, it emphasises that professional negligence must be established through the applicable legal and evidential requirements.

LAWYERSVIEW INSIGHT
A bad medical outcome is not automatically proof of medical negligence.

If you believe you have suffered injury through improper medical treatment, preserve your medical records, obtain an independent professional assessment and seek legal advice before commencing an action.

Know the law. Know your rights.

💡 DID YOU KNOW?A seller's “NO REFUND AFTER PAYMENT” policy does not automatically take away your legal right to return d...
23/09/2026

💡 DID YOU KNOW?

A seller's “NO REFUND AFTER PAYMENT” policy does not automatically take away your legal right to return defective goods or goods that do not match what you ordered.

WHAT DOES THE LAW SAY?
Under Section 122 of the Federal Competition and Consumer Protection Act 2018, a consumer may return goods and obtain a full refund in specified circumstances, including where goods purchased for a particular purpose communicated to the seller are found unsuitable within a reasonable time, or where goods that could not be examined before delivery do not correspond with their description or sample and are rejected within a reasonable time. 

Furthermore, Sections 131 and 132 of the Act protect consumers against defective, unsafe and unsuitable goods. Section 132(2) permits a consumer to return goods that fail to meet the statutory quality standards within three months of delivery, without penalty and at the supplier's risk and expense. The supplier must repair or replace the goods or refund the purchase price. 

IN SIMPLE TERMS:
Imagine ordering a brand-new smartphone online, only to receive a faulty device.

The seller responds:
“Sorry, we don't refund money after payment.”
That statement does not automatically defeat your rights under Nigerian consumer protection law.
Where the statutory conditions are satisfied, you may be entitled to an appropriate remedy notwithstanding the seller's general refund policy.

However, merely changing your mind about a product that is not defective does not automatically entitle you to a refund.

WHY SHOULD YOU KNOW THIS?
Many Nigerians purchase clothes, electronics, furniture, cosmetics and other products through Instagram, WhatsApp and online stores.
Before making a purchase, preserve the product description, payment receipt, seller's representations and relevant communications.

If the goods delivered are defective or materially different from what was agreed, promptly notify the seller and request an appropriate remedy.
Where the seller refuses to resolve a legitimate complaint, you may approach the Federal Competition and Consumer Protection Commission (FCCPC).

Remember: A business policy cannot automatically override a consumer's statutory rights.

LAWYERSVIEW | DID YOU KNOW?
Know the Law. Know Your Rights.

Today’s Legal Word of the Day: Volenti Non Fit InjuriaVolenti Non Fit InjuriaLegal MaximPronunciation: /vəˈlɛnti nɒn fɪt...
23/09/2026

Today’s Legal Word of the Day: Volenti Non Fit Injuria

Volenti Non Fit Injuria
Legal Maxim
Pronunciation: /vəˈlɛnti nɒn fɪt ɪnˈdʒʊəriə/
Origin: Latin — “To a willing person, no injury is done.”

Meaning: A legal principle under which a person who freely and knowingly consents to a particular risk may be prevented from recovering damages for harm arising from that risk, provided the legal requirements for the defence are established.

In simple terms, a person who voluntarily accepts a known risk may not be entitled to compensation if that particular risk results in injury.

In Nigerian tort law, volenti non fit injuria may operate as a defence to a negligence claim. However, merely knowing that an activity is dangerous does not necessarily mean that a person has consented to the risk or agreed to relieve another person of legal responsibility.

For the defence to succeed, the circumstances must establish genuine and voluntary acceptance of the relevant risk. Its application also depends on the facts and applicable law.

Example:
The defendant raised the defence of volenti non fit injuria, arguing that the claimant had voluntarily accepted the particular risk that resulted in the injury.

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