Most people treat finances like a report card. They only look at the numbers after everything’s already happened but money works better like a dashboard. It should help you answer questions like:
- Where is money leaking?
- Which income streams actually work?
- How long can I survive if income stops?
Looking back tells you what happened. Looking forward helps you avoid problems before they happen. Check out fincare.com.my to find out how you can better control your business!
Cikgu Rich
Personal Finance and Career Stuff for the curious Malaysian
Maeve Solutions: 202403225508 (003638984-A)
15/06/2026
Two seas from the same source of water.. but one is full of life and the other is dead. Scientists figured out why, and it changed how I think about money forever
Had a very disappointing experience with recently.
While queuing to checkin luggage, the staff told 8 of us that the flight was full and we couldn’t check-in anymore. This is despite us having paid for our tickets already! 😓
T&Cs states that web check-in is allowed up to 1 hour before the flight.. but according to the staff, web check-in closed the day before our flight, and my seat was sold to someone else 🙃 The staff were helpful to rush us to KLIA and bought MAS tickets for us, but the airline should have never let this happen in the first place!
Here’s the monthly cost to raise a baby in KL (As a T20 millennial)
RMX, # # # 💸💸
02/06/2026
Your parents negotiate RM0.50 off vegetables.
Then sign a RM150,000 car loan without blinking.
It’s not hypocrisy. It’s Mental Accounting. We apply different money rules to different “buckets.”
Pasar malam bucket: every sen counts.
Car bucket: what’s another RM10k lah?
Same money, but different rules
Every family NEEDS to do this at least once Highly recommend checking out M Selfie Studio!! They were so good at interacting with my 2 year old and getting her to smile.. which as you can see in the video is not an easy task
28/05/2026
Stop listening to the group chat full of donkeys 🫏 Happy investing!
21/05/2026
Singapore is getting too expensive. Malaysia is reaping the benefits.
19/05/2026
A degree in Philippines. A mop in Singapore. This TikTok trend is going viral for a reason; it forces us to ask uncomfortable questions about success.
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