Eagle Mind

Application for Loan Moratorium (Summary)

Who can apply?
Everyone (B40-T20, SMEs)

What can be applied?
Housing loan, Credit Card Oustanding, Personal loan, Car Loan

Is it automatic?
No, you have to apply via self-declaration

Is there any supporting document needed?
No.

When to apply?
07/07/2021 on wards

How to apply?
Visit your bank, call or better, APPLY ONLINE

Link to my previous inforgraphic：
https://www.facebook.com/102205065407140/posts/120935866867393/
（list of banks' info under second photos）

Link on the Source: 👇👇👇

Please share out.
To help those looking for these info🙏

No Compound on the Interest Deferred in this 6 months loan moratorium All Bank's web page in this link~ Source: Bank Negara Malaysia

Covid-19 pandemic had causes many to suffer financially~
But at the same time, it can be served as a wake-up call to us on our financial position.
Do you have liquidity all these while?
Or a method to save before spend?

Let me know how do you manage your finance~

What the Covid-19 Pandemic taught us about Emergency Funds? 紧急备用资金 With English caption | 有中文字幕

This is requested by some~~
I guess this is my way of helping🏳️🏳️🏳️
by sharing knowledge (with supporting fact)
as I can't reach each and everyone of you~

My infographic (as of 30/06/2021) is still pending the Bank Negara on the 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐫𝐚𝐭𝐞 𝐨𝐟 𝐝𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐢𝐧𝐬𝐭𝐚𝐥𝐦𝐞𝐧𝐭𝐬..

[Update on 06/07/2021: No compounded interest on the 6-months interest deferred for this PEMULIH loan moratorium]

Information's sources in description box and comment section~

Hi all, just to update.. I mentioned before new videos will be uploaded on every Wednesday, 7pm

But, tonight's video will be postponed to weekend instead..

Very busy coping with full time work during this FMCO..

Thank you for your understanding..

But, I will keep up with relevant written articles from time to time..

Pemulih Stimulus Package announced on 28/06/2021

Key takeaways to take note~

I did not include the food basket to be given by the MPs,
as there is no clear guidelines on it...

See if you are benefited from this~

Original Content taken from https://swiy.io/PEMULIH2021

While waiting for the official news
on the extension (or not) of current FMCO.

LHDN made the another important announcement first.
The dateline for filing income tax ( Form B ) had been extended.

but take note this is 𝒐𝒏𝒍𝒚 𝒇𝒐𝒓 𝑴𝒂𝒍𝒂𝒚𝒔𝒊𝒂𝒏 𝒓𝒆𝒔𝒊𝒅𝒆𝒏𝒄𝒆 𝒘𝒉𝒐 𝒄𝒂𝒓𝒓𝒊𝒆𝒔 𝒐𝒖𝒕 𝒃𝒖𝒔𝒊𝒏𝒆𝒔𝒔 here in Malaysia~

Official Announcement from LHDN
https://swiy.io/extensionFormB

(中文在下方)
In early June, the government had announced that
the Home Ownership Campaign (HOC) 2020-2021
is extended til 31/12/2021.

So, what are the benefits exactly?
You can find out in the picture below~

But, do you know what are the cost & expenses in
owning a property in the first place?
check out the link in my last photo~

在刚刚的六月初，政府宣布了
HOC 2020-2021
延长至21年12月31日.

这到底包含了什么优惠呢？
你可以看看这系列的图贴~

但是，你知不知道拥有房屋
所包含的费用吗？
看最后一张图吧，链接在那里~

https://www.youtube.com/channel/UCvfpR91u5RPxFIQ6yBTMu1g?sub_confirmation=1
https://www.youtube.com/channel/UCvfpR91u5RPxFIQ6yBTMu1g?sub_confirmation=1
https://www.youtube.com/channel/UCvfpR91u5RPxFIQ6yBTMu1g?sub_confirmation=1

(中文在下方)
You may notice a lot of advertisements on:-
what property good to buy~
New project launching~
OPR is all time low, good time to get bank loans~
A lot of promotions / offer~

But in reality, many that I spoke to,
are facing financially difficulties and uncertainties;
and thinking how to sail through this period~

For you property owners,
if Real Property Gain Tax was one of your concern to sell,

NOW,
*There is an opportunity to sell with RPGT exemption
& regardless of your holding period~*

It is valid until 31/12/2021,
unless the Malaysia Government extends it~

I had summarized the most updated information on RPGT
Hope it is able to clarifies what are exempted
and how to reduce the chargeable tax rate.

Please refer to the video link at the end~

你可能看到很多广告介绍你：
什么新project可以买~
银行利息很低了，hoot9e~
买屋优惠多，送这送那的~

现实上是如此吗？
我身边的人大都想怎么样熬过这段时间

若你是屋主，
及收益税(RPGT)是你的顾虑，

现在，确实有豁免产业收益税的promo
不管你的住宅屋hold了多久
有效期至31/12/2021
除非我们的政府延长它~

你可以看看如下图片
我本身有简略了整个RPGT需要知道的事，
及什么支付可以拿来扣税的

Link : 链接在下方 （记得开中文字幕哦~）
https://www.youtube.com/watch?v=cY-RIJtRwEg
https://www.youtube.com/watch?v=cY-RIJtRwEg
https://www.youtube.com/watch?v=cY-RIJtRwEg