05/06/2026
FINANCIAL LITERACY 101 (tsebo ea chelete)
๐ฑ Seed. โณ Time. ๐พ Harvest.
Peo. Nako. Kotulo.
Soohle bophelong se latela methati ena.
Kotulo (Harvest) kantle ho peo(seed) ke ho utsoa.
Peo (Seed) kantle ho nako (Time) ke ho hloka mamello.
Peo (Seed) e sa fetoheng kotulo(harvest) ke ts'enyo.
Re batla ho kotula empa ha re batle ho lema, le ho ema ha ntho tsa rona li hola.
Many people want the harvest, but few are willing to plant the seed and wait through the growing season.
O batla chelete (profits/harvest)? Tsetela tsebong (forex short course e nkang two months)!
R 100 ha e tlo ba R 1,000 kantle le h**e ebe ho bile le ntho e rekisitsoeng.๐ธ
Tlohella pryamid scheme e tlo lula e oela hobane e ipapisitse le h**e naa ho ntse ho join batho ba bakae, le h**e naa ho ntse ho reinvest batho ba bakae. HA HONA LETHO LE REKUOENG, LA REKISOA.๐
Forexeng o ka reka crude ๐ข ๐ช ha o utloa h**e Usa ๐บ๐ธ le Iran ๐ฎ๐ท ntse li tseka, eaba ha oli e nyoloha ๐oa etsa profit๐ธ. Kapa o ka e rekisa ha o utloa h**e li lokisitse litaba mme oli e tlo theoha๐ (oa etsa profit). ๐ฒ๐ธ๐ฐ๐ท๐ต
Re reka๐ le ho rekisa๐ lichelete tsa lihana๐ฑ ho latela naa li tlo nyoloha kapa li theoha mme ha re nepile re etsa profit. ๐๐ฐ๐บ
Ha e hloke o bo tsoa likolong, re tlo o ruta naa e sebetsa joang๐๐๐ฑ๐ฐ๐ต๐๐ท o tsebe ho etsa chelete habobebe o ipenyetsa phone ๐ฑ kapa computer ๐ฅ
5851 3969
05/06/2026
Active Income vs Passive Income
Ke h**e naa chelete eo o e tholang, o e thotse o sebelitse (active) kapa ho sebelitse chelete eo o neng o e tsetetse naa (passive). Ha re e manolla taba ena re e bitsa 4 quadrants, e leng mekhoa e 4 eo ho etsoang chelete ka eona lefats'eng
1. Employee ke h**e o hiruoe, o oa khola.ka lebaka la lihora tseo o li sebelitseng. Ha o sa sebetsa ha o na khola. Selemo le selemo lithloko lia nyoloha empa moputso o nyoloha hanyane o qetella o khangoa ke likoloto kapa o tlameha ho phela bophelo boo o itimang lintho ka lebaka la h**e chelete e felloa ke matla. (Inflation)
2. Self Employed o lekhooa ke oena ea ikhirileng, o sebetsa khoebong ea hao. Ena e monate chelete e tla ho oena o bosso empa e luba kah**e monga eona hangata ha a khole o ikoala moya o holisa khoebo. Chelete e teng ase ea hae ke ea khoebo, mme e lula e feta matsohong a hae. Ha hoka etsahala phoso ea bokulo kapa khoebo ea hloka tlatsetso, khoebo e ea oela kaha ele khoebo e ipapisitseng le liqeto tsa motho a le mong. Khoebo tsemona tse qalang, ha o nahana li tsitsitse ese oele re sala re ipotsa naa ho etsahetseng.
3. Big business ke khoebo tse hahuoeng ka boqhetseke tse nang le tsamaiso e hlakileng. Ho haha system tseno ho thata ho hloka mamello le batho ba hloahloa. Potso ea bohlokoa e botsoang h**e re be sure motho o na le big business keh**e naa monga khoebo a ka tsamaea 6months eaba khoebo e ntse sebetsa hosena mathata a letho. Khoebo e etsa chelete.
4. Investor ke motho ea rekileng li share khoebong tse nang le tsamaiso e hlakileng (management and systems). Mona beng ba khoebo ba putsoa ka li dividends le interest mme ba ja ba sa sebetsa, ebile ba saka ba stresseha keh**e naa khoebo e tla tsamaea joang kaha ho na le tsamaiso e hlakileng e shebaneng le eona.
Summary o rutiloe ho sebeletsa chelete, ha o oa rutoa ho sebelisa chelete hantle h**e e tsebe ho u sebeletsa. Ke nako ea ho ithuta ho sebelisa chelete e o sebeletse.
Re o ruta h**e naa chelete e sebetsa joang (financial literacy) le h**e naa forex (Foreign Exchange) ke eng, e ka o etsetsa chelete joang eleh**e o seke oa tse'pa chelete ea mokholo fela kapa ea spaza sahao. U hloka ho ba le mehloli e meng e hlakileng ea chelete.. e tla o patala hantle.
Short course ea Forex e teng(two months), ke R 1,000. Kamora ho rupeloa o se o ka iketsetsa bonyane R 1,000 khoeli le khoeli. HA E HLOKE O BE O TSOA LIKOLONG TSE PHAHAMENG!!
5851 3969
27/05/2026
SGK le GNT ๐ฃ
Pyramid scheme tse ncha tseo ekang le li tonetse mahlo.
Ke bone batho ba ikotla lifuba kah**e ba tlo li joina fela (ntse ba tseba li tlo oela) ๐ฌ
Ka sala ke hlolletsoe ke sebete sa ho riska nthong eo re tsebang phelehetso ea eona. ๐ฌ๐ฌ๐ซก
Hobaneng le sa ithute forex๐๐๐ฐ la etsa chelete e tsoang mehloling e sa tlo cha ??๐ฑ
Kapa le utloa eka training ea two months e ngata, empa o tloba le tsebo e tla o fa chelete lifetime?๐ค
Aecona! Ha re tlohelleng ho iketsa ma pre school, re etseng li investment tse nkang hantle ka hloohong. ๐ค
Wake up
5851 3969
23/05/2026
The government is not going to help you. Help yourself !
15/05/2026
Risk management. ๐ฌ
"Serious" Farmers buy expensive hybrid seeds, fertilisers and seeds for only one thing; Harvest.๐พ
They understand that farming is risky๐, but they try by all means to get the most out of the money they spend๐.
That is risk management at it's best. ๐ฏ
Risk management ๐๐๐is everywhere, but we tend to ignore๐ค it when it comes to the most serious issue; "money"๐ค
Investing in forex markets๐๐ธ๐คณ is the same. You plant money, and try your best to get the most harvest (profit)๐๐ต๐ฒ๐ธ out of it.
Here's how we do the risk management in forex โฏ๏ธ
Lot size;
Movement o monyane kahara li mmaraka o tsamaise chelete e kae kahara account ea hao.
0.01 e tsamaisa 1cent
0.1 e tsamaisa 10 cent
1 e tsamaisa one dollar.
Ha lot size e le nyane, chelete e tlo lieha ho eeketseha, empa e tla o thusa ha o jowa h**e chelete e ska tsamaea kaofela.. ka ho panya hoa leihlo.๐ U se u ntse u utloa naa ha lot size e le kholo naa ho tla etsahalang.
Risk to reward
Mona re re naa ho beha 1dollar paneng o lebelletse dollar tse kae.โ๏ธ
Risk to reward ea 1:3
E bolela h**e o beha paleng 1dollar o lebelletse 3dollars.
Ebe o trader ha 10 mohlala,
Ha 3 o oa wina
Ha 7 o oa jowa.
Sena se bolela o lahleheloa ke 1dollar, tse 7 (7dollars)๐
O thola 3dollars tse 3 (9dollars)๐
Ka mantsoe a mang, o tlabe o nale profit ea 2dollars (9dollars-7dollars).๐ธ
Hele naa o oa utloa naa o fuoe monyetla o mokae oa ho fosa, fela ebeo o ntse o thola profit? ๐ค
Hona hee ke risk management e phethahetseng.๐ค
Tlohella ho joina li pryamid scheme (tsw lilang li oela ka lichelete tsa batho ebe ba sala ba maketse), tloho thupelong ea forex ๐คณ๐๐๐ฒ๐ต๐ทo tsebe ho etsa chelete moo o tlabe o na le taolo e phethahetseng ka chelete ea hao.
Li insurance company li isa chelete eo o ba patalang khoeli le khoeli kae? (Forex)๐ฑ
Li banka ha o tsetela chelete li e isa kae? (Forex)๐ฑ
Yes! Hahona mohlang ho tla thoe forex e oele, ke mmaraka oa lefats'e oa chenchisano tsa lichelete tsa linaha. Ha o qala o reka naheng e ng'oe fela o se o entse forex (Foreign Exchange).
Letsatsi le letsatsi ho matha bo 8 "Trillion" dollars ๐ธ ๐ต ๐ฒ
O tlabe o na le monyetla oa ho nka lefupunyana cheleteng e kaalo letsatsi le letsatsi (bophelo ba hao kaofela)
Fee ea short course e nkang 2 months ke R 1,000 (online classes available).
Ha o hloke Maths le lithuto tsa sekolong ๐ค๐.
Ha o tlo bala libuka, o tlo practice (ka ho ipenyetsa fono eahao letsatsi le letsatsi) ๐ซก๐คณ
Ha osole stara mona etlabeka o motho oa mohlolo, ea iketlang... kanthe o tlabe o ile oa practice ho laola risk. "Risk Management" ๐ทโ๏ธ๐ต
Ho bobebe hakaalo.
5851 3969
09/05/2026
Horrible bosses
Some people are not employees.
They are emotional support animals for toxic bosses.
And if you have ever worked under certain human beings, you know exactly what I mean.
Your contract says:
Designer.
Accountant.
Assistant.
But spiritually?
You are managing somebodyโs unresolved anger issues full time.
You sleep peacefully at 11pm then suddenly:
โHello?โ
โYes boss?โ
โDid you send that file?โ
Sir.
It is midnight.
Why are we discussing Excel sheets like we are doctors in an emergency room trying to save a patient?
And toxic bosses love midnight calls.
Not because work is urgent.
Because chaos gives them energy.
You will receive:
โCALL ME ASAP.โ
Now your heart is beating fast.
You think the company has collapsed.
Maybe hackers entered the system.
Maybe a client is suing everybody.
You call back nervously.
Then the boss says:
โJust reminding you tomorrow to wear official clothes.โ
Brotherโฆ
could this information not survive until morning?
Some bosses treat boundaries like personal attacks.
If you do not answer at 10:53pm, suddenly you are โnot committed to the vision".
What vision exactly?
Because from where employees are standing, the vision currently looks like stress with WiFi.
And the funny thing is toxic workplaces normalize madness so much that employees start developing survival tactics.
โDo not post WhatsApp status after 9pm, or he will know you are awake.โ
โMute the group but do not leave.โ
โBlue ticks off immediately after work.โ
โNever answer the first call. Let him think you are bathing.โ
Now look at grown adults strategizing like people hiding from loan apps.
And toxic bosses have emotional weather patterns.
If they are happy, the office breathes again.
If they fought at home, everybody is getting passive-aggressive emails with โKindlyโ written aggressively in capital letters.
Even lunch breaks become emotionally political.
You see someone carrying tea quietly like they are crossing a war zone.
And the saddest thing is many hard-working employees slowly lose confidence in these environments.
Not because they are incompetent.
But because constant tension mentally exhausts people.
Creativity dies.
People fear making mistakes.
Everybody becomes anxious.
You even find employees apologizing for existing.
โSorry.โ
โFor what?โ
โI do not know, but let me apologize early.โ
A healthy boss corrects mistakes.
A toxic boss creates trauma around work itself.
And honestly some employees do not need motivation seminars.
They need compensation for emotional damages.
08/05/2026
๐๐๐
The most critical part about forex, you loose money or you make money.
Big question is, how much are you risking, to get how much. Its called risk management.
Batho baa becha li odds tse nyahamisang, ba tlohella forex ea odd tsa 50:50. Up or down!
Ntle le mono ha o sebelisa XM mohlala, ha o deposit 10 dollars (R167) o fuoa 10dollars mahala. Sena se bolela o ba le 20dollars ea ho etsa chelete ka eona.
Ha o qala ho bula account o fuoa 30dollars mahala.
Naa hona le moo o fuoang monyetla o tje oa ho wina?
Tabeng ea ho jooa re sebetsa tjena, re deposit R 167 eleng 10 dollars, ebe target ke h**e e etsa 55 dollars eleng R922 rea withdraw. Sena se bolela h**e o ka blowa account ha 4 eaba khetlo la bohlano ha o wina o khutlisitse eo esale e jowoa.
Worse case scenario keh**e o fetola nthoena mochaello, eseng e o je. Ke ntho e bitsoang risk to reward, eleng ntho eo re o rutang eona.
Try forex
5851 3969
07/05/2026
O ea America o nkile R 16,770 today dollar e lekana le R 16.77 sena se bolela o loba le 1000 dollars.
Ebe ntho tseo o nolo li stock, li turu o khutla Friday dollar e lekana le R19.
Sena se bolela h**e chelete ea hao e tloba R 19,000 ha o e chencha. (Eleng h**e o na le profit ea R 2,230).
Joang?
Forex!
Forex ke ho reka le ho rekisa chelete tsa linaha ha li nyoloha kapa li theoha ka boleng.
Forex ke mmaraka o moholo oa lichelete tsa linaha, mme le oena o ka khona ho etsa chelete ka eona ha fela o thotse koetliso e nepahetseng.
Ha o hloke o ee America, o hloka ho ba le bank account, account ea broker (like sima ha o becha libolo) le app/software fonong kapa computerng eo o tlabe o reka o rekisa ka eona. Ha o entse profit o oa e withdraw ebe e kena ka bank account.
Re o o ruta sohle, seo o hlokang ho se tseba h**e o iketsetse chelete ka khoeli tse peli. 10% theory 90% practice. Fee ke R 1,000. Ha o le ready o ka khona ho trader le ka bonyane ba R 100, e ka o fang chelete e ngata kamokhoa oo tla batla.
Bua le rona re o thuse, forex ke khoebo e bonolo haholo ho e qala le ho e sebetsa kaha e hloka fono kapa computer mme e bula 24hours Matsatsing a 5 a beke.
Try Forex
5851 3969
06/05/2026
Gatekeeping ke ho koalla batho kantle ba se ke ba ba le monyetla oa ho etsa chelete. Nthoena eteng hoohle mo o eang, ba o koalla kantle ka puo pele eleh**e o se bele khahleho.
Forexng koano hona le puo ea teng, le li tools tsa teng, tseo re o rutang eleh**e o khone h**e o ka etsa chelete ka eona.
Thupelo ea two months e teng ke R 1,000 ha o hloke o be o rutehile, o hloka fela o be le thahasello ea ho etsa chelete.
Thupelo ke 10% theory 90% practice
5851 3969