https://www.facebook.com/1132887963248918/

Anneth Bun-as Yoon, Geoje (2026)

26/08/2026

🇰🇷 THIS IS HOW MUCH A COMPANY ACTUALLY PAYS FOR ONE EMPLOYEE IN KOREA

Let’s use a monthly gross salary of ₩2,500,000 as an example.

👤 EMPLOYEE’S SALARY

Gross salary: ₩2,500,000

Approximate employee deductions:

🔹 국민연금 (National Pension): ₩118,750
🔹 건강보험 (Health Insurance): ₩89,870
🔹 장기요양보험 (Long-Term Care): ₩11,810
🔹 고용보험 (Employment Insurance): ₩22,500
🔹 소득세 + 지방소득세: approximately ₩40,000–₩50,000

💵 Estimated take-home salary: approximately ₩2,207,000–₩2,217,000

But the company also pays its own share of the employee’s insurance.

🏢 COMPANY’S ACTUAL MONTHLY EXPENSE

🔹 Gross salary: ₩2,500,000
🔹 Employer’s 국민연금: ₩118,750
🔹 Employer’s 건강보험: ₩89,870
🔹 Employer’s 장기요양보험: ₩11,810
🔹 Employer’s 고용보험 contribution: approximately ₩28,750
🔹 산재보험 (Industrial Accident Insurance): approximately ₩17,500–₩50,000, depending on the industry

💰 Company’s monthly cash expense: approximately ₩2,767,000–₩2,799,000

If we also include the company’s future 퇴직금 obligation:

🔹 Monthly severance reserve: approximately ₩208,333

✅ REAL TOTAL EMPLOYMENT COST: approximately ₩2,975,000–₩3,007,000 per month

This means that even if an employee’s gross salary is ₩2,500,000, the company may actually spend approximately ₩3 million every month for that one employee.

The employee does not receive the entire ₩2.5 million because their portion of the insurance and taxes is deducted. At the same time, the company pays separate employer contributions on top of the employee’s gross salary.

These are estimated 2026 figures. Actual insurance premiums, income tax and employer expenses may differ depending on dependents, tax-free allowances, workplace size and type of industry.

23/08/2026

🚨🚨 PAALALA SA MGA “K-POP” WORKERS SA KOREA! 🚨🚨

Kapag sinabi ng boss ninyo na “WALA KAYONG 퇴직금(TWEJIKUM/SEVERANCE PAY),” mas mabuting huwag muna kayong makipagtalo o maningil habang nagtatrabaho pa kayo roon—kase

⚠️ Maaaring i-report kayo ng employer anumang oras. UNAHIN ANG KALIGTASAN!

✅ Umalis muna nang ligtas sa company bago maningil.

✅ Siguraduhing hindi nila alam ang bago ninyong tirahan.

✅ Itago ang lahat ng ebidensiya:

📌 1. Bank records

📂 The rest of the following evidence can make your case stronger, kung mayroon:

📌 2. Payslips

📌 3. Envelopes, kung cash ang ibinigay

📌 4. Attendance records at work schedules, kung mayroon

📌 5. Messages o conversations with the boss, kung mayroon

📌 6. Pictures at videos habang nagtatrabaho, kung mayroon

💰 Kapag ligtas na kayo at nakalipat na, saka ninyo pormal na hingin ang twejikum at iba pang hindi nabayarang sahod o benepisyo.

⚖️ Kapag ayaw pa rin kayong bayaran, bumalik o makipag-ugnayan sa amin. Handang tumulong ang ating lawyers at legal affiliates upang suriin ang inyong ebidensiya at gabayan kayo sa tamang proseso.

📍 Foreigners Consulting Center

👩‍💼 Anneth Bun-as

23/08/2026

🚨🇰🇷 SEASONAL WORKERS SA KOREA: 2 LEGAL NA PARAAN LANG!

✅ 1. FAMILY INVITATION (F2, F6, F5, korean citizen)
Sa pamamagitan ng qualified family resident sa Korea at may approval ng Korean municipality. Hindi lahat ng visa holder ay puwedeng mag-invite.

✅ 2. MUNICIPALITY-TO-MUNICIPALITY
Dadaan sa opisyal na kasunduan o MOU sa pagitan ng Korean city/county at foreign local government. Ang recruitment, screening, allocation, at visa process ay pinangangasiwaan ng mga awtorisadong lokal na pamahalaan.

⚠️ MAG-INGAT SA SCAMMERS!

❌ “Through agency kami”
❌ “Sure visa—magbayad ka lang”
❌ “Guaranteed seasonal work”
❌ Walang pangalan ng Korean municipality
❌ Walang official contract at verification

🛑 Huwag basta magbayad! Walang private agency na maaaring gumawa ng sariling seasonal-worker program.

📌 VERIFY FIRST BEFORE YOU PAY!
Share this post para wala nang mabiktima. 🙏🇵🇭🇰🇷

18/08/2026

PARA SA MGA FREELANCERS, NON-GOVERNMENT EMPLOYEES, EPS AT E-7 WORKERS SA KOREA

Plano mo bang mag-retire sa Pilipinas pero gusto mong patuloy na makatanggap ng pension na galing sa Korea?

SAVE NOW, ENJOY A PENSION LATER!

Save around ₩350,000 a month and target at least ₩700,000 monthly pension upon retirement—depending on your chosen plan, retirement age, accumulated policy value, and official insurance illustration.

Bagay ito para sa:

✅ Freelancers at self-employed
✅ Mga walang government pension
✅ Private or non-government employees
✅ EPS workers
✅ E-7 visa holders
✅ Mga gustong mag-retire sa Pilipinas habang may retirement income mula sa policy nila sa Korea

Habang nagbabayad ka, protected ka na through death and disability benefits.

May PREMIUM WAIVER din kung magkaroon ka ng qualifying disability na at least 50%.

Ibig sabihin, hindi mo na kailangang bayaran ang mga susunod na premium. The insurance company will waive your future premiums while your policy and eligible benefits continue, subject to the policy terms and approval of your claim.

Ikaw ang magse-set kung magkano ang gusto mong ihulog. Depende ito sa target amount na gusto mong matanggap sa future. Kung mas mataas ang gusto mong pension, maaaring mas mataas din ang kailangan mong ihulog ngayon.

✅ Retirement-income option
✅ Death benefit
✅ Disability benefit
✅ Premium waiver for qualifying disability of at least 50%
✅ Guaranteed minimum surrender value
✅ Whole-life protection
✅ Contribution based on your future financial goal

Minimum commitment: 10 years.

IMPORTANT: Huwag i-cancel before completing 10 years. Kapag maagang kinansela ang policy, maaaring mas mababa nang malaki ang surrender value kaysa sa kabuuang premium na naibayad mo.

Maghanda para sa retirement habang pinoprotektahan mo ang sarili mo at ang pamilya mo.

Message me for a personalized computation based on your desired monthly pension.

※ Ang ₩700,000 monthly pension ay target amount lamang at kailangang kumpirmahin sa official personalized illustration. Ang actual pension ay depende sa premium, retirement age, accumulated policy value, interest rates, annuity option, at policy conditions. Ito ay private insurance retirement income at hindi Korean government pension.

24/07/2026

🚨 IMPORTANT NOTICE PARA SA MGA E-7 DIRECT HIRE! 🚨

🇰🇷 Sa mga naka-E-7 visa na direct hire:

❌ Kapag ayaw nang i-renew ng inyong company ang inyong employment contract, HUWAG AGAD UMALIS NG KOREA!

✅ Before your visa expires, apply for a change of status to D-10 (구직비자).

⏳ I-maximize ninyo ang period at renewal ng inyong D-10 visa.

⚠️ Hindi rin totoo na maaari kayong maghanap lang ng ibang company na kukuha sa inyo at basta na lang kayong makalipat.

✅ Puwede lamang iyon kung mayroon nang company na ready magbigay sa inyo ng contract—but you must exit Korea first and return immediately.

❗Kapag walang arranged company na kukuha sa inyo, it is not true na basta na lang kayo makakalipat.

📌 Know your options before leaving Korea!
📌 Plan first—do not exit immediately!

21/07/2026

🚨 ATTENTION ALL FILIPINOS IN SOUTH KOREA 🇰🇷🇵🇭

💔 Life can change in an instant.
⚠️ A serious illness, major surgery, accident, disability, or unexpected loss ay uubusin nya ang bulsa mo at bank account ng family mo. 😔

📢 Plus, magiging bida ka pa sa solicitation.
❗Don't wait until it's too late.

🛡️ Apply for SILBI BOHOM Comprehensive Insurance today.
Benefits may include:
✅ Hospital Expense
✅ Accident Protection
✅ Critical Illness
✅ Surgery Benefits
✅ Disability Benefits
✅ Death Benefits
✅ Funeral Assistance for Eligible Cases

💰 Affordable po para sa karamihan ng mga OFWs sa Korea.

⚠️ Ang NHIS (의료보험) ay discount lamang po sa hospital due to general illnesses at accident.

🏥 Kapag mamahalin na ang sakit,🔪 surgeries,💊 treatments,
maliit lang po ang tulong ng NHIS.

💸 Uubusin po nito ang laman ng bank mo.
💸 Uubusin din nito ang ipon ng pamilya mo.
🇵🇭 At kahit Embassy natin, hindi po makapagbigay ng malaking tulong dahil limited amount lamang ang assistance na maaari nilang maibigay.

⚠️ Bago ka magpadala sa Pinas, isipin mo rin ang sarili mo.
Karamihan sa remittance natin ay napupunta sa araw-araw na needs at wants ng pamilya.

Samantalang tayo ang nasa Korea na nagtatrabaho, tayo rin ang pinaka-exposed sa aksidente, sakit, at emergency.
💡 Insure yourself first.
💡 Build your savings in Korea.
💡 Protect your income.

Para pag-uwi mo ng Pilipinas, dala mo ang naipon mo at may sapat kang puhunan para makapagsimula ng sariling kabuhayan.
⚠️ Huwag po iasa sa iba ang buhay mo.
😔 Baka iwanan ka kapag ikaw na ang nangangailangan.
⏳ Too late na.
❤️ Protect Yourself
💰 Protect Your Savings
👨‍👩‍👧‍👦 Protect Your Family
📩 Message us today for a FREE Premium Assessment. See less

21/07/2026

💍 TNT na Nagpakasal sa Korean Citizen: K
ailangan Bang Umuwi?

Ang marriage to a Korean citizen ay hindi automatic na nagbibigay ng F-6 visa at hindi rin nito agad ginagawang legal ang status ng isang TNT.

❌ Walang automatic one-year extension dahil lamang sa marriage.

⚠️ Habang nananatiling TNT, tuloy ang overstay violation—meaning, maaaring patuloy na tumaas ang penalty...up to 30 million won.

📌 Karaniwang Proseso
1️⃣ I-register legally ang marriage sa Korean 주민센터, 구청 o 시청.
2️⃣ I-report ang marriage sa Philippine Embassy kung kailangan para mairehistro rin sa Pilipinas.
3️⃣ Mag-consult sa immigration lawyer bago mag-voluntary departure, lalo na kung matagal na ang overstay.
4️⃣ Ihanda ang F-6 spouse-visa requirements bago umalis ng Korea.
5️⃣ Ayusin ang overstay violation at sumunod sa instructions ng Immigration tungkol sa penalty at departure.
6️⃣ Mag-apply ng F-6-1 visa sa Korean Embassy sa Pilipinas.
7️⃣ Bumalik sa Korea kapag approved na ang visa.

🇰🇷 Puwede Bang Sa Korea Na Lang Mag-F-6?

May exceptional or humanitarian cases kung saan maaaring pag-aralan ng Immigration ang domestic change to F-6 status, halimbawa:
🤰 Buntis ang foreign spouse
👶 May anak silang Korean citizen
🏥 May serious illness
⚠️ Imposible o lubhang dangerous ang pag-uwi
🆘 May ibang very strong humanitarian reason

Pero discretionary ito—hindi automatic right at hindi guaranteed. Immigration will decide based on the individual circumstances, length of overstay and supporting evidence.

🚨 Ano ang Dapat Asahan?
Kahit nabayaran na ang immigration penalty, hindi automatic na maa-approve ang F-6 visa. dapat maging prepared sa possibility of rejection, additional documents and reapplication.

Maari:
1. Ma-delay o ma-deny ang 1st application
2. Kailanganing mag-reapply kung kulang o mahina ang documents
3. Ma-interview nang hiwalay ang mag-asawa
4. Tanungin kung paano nagkakilala at paano nabuo ang relationship
5. Siyasatin kung genuine marriage o marriage of convenience
6. Humingi ng chats, photos, remittance at travel records
7. Suriin ang Korean spouse’s income, housing, crime records
8. Tingnan ang communication ability ng mag-asawa
9. Humingi ng medical at criminal-record certificates
10. Isaalang-alang ang haba at circumstances ng overstay
11. Magkaroon ng temporary entry restriction, depende sa immigration decision
12. Gumastos muli para sa documents, translations, apostille, travel at accommodation

📞 Kumonsulta muna sa immigration lawyer bago mag-exit para mabawasan ang nasasayang na oras, gastos at stress—at para maihanda nang maayos ang voluntary-departure at F-6 application strategy.

20/07/2026

💸 Mga nangutang na tinakbuhan ang inutangan.

Kahit walang formal contract o 차용증 (written loan agreement), maaari ka pa ring magsampa ng kaso sa Korean court.

📂 Ipunin ang ebidensiya:

✅ KakaoTalk, Messenger, text o voice messages

✅ Bank-transfer/deposit records

✅pangakong magbayad

✅ Partial payments, witnesses at demand letters

⚖️ Mga legal na paraan:

1️⃣ Magpadala ng 내용증명 (formal demand letter).

2️⃣ Mag-file ng 지급명령 (Payment Order). Kapag walang objection sa loob ng dalawang linggo matapos itong matanggap, maaari itong magkaroon ng bisa ng final judgment.

3️⃣ Kung ₩30 million o mas mababa, maaaring mag-file ng 소액사건 (Small-Claims Case).

4️⃣ Kapag nanalo ngunit ayaw pa ring magbayad, mag-apply ng 강제집행 (compulsory enforcement) laban sa attachable bank account, salary, housing deposit o property para court na mag-force sa kanya.

🚨 Kapag may final enforceable judgment at hindi pa rin nagbayad sa loob ng anim na buwan, maaaring hilingin sa korte na mailagay siya sa 채무불이행자명부 (Register of Defaulting Debtors).

⚠️ Kung marami siyang inutangan at pare-parehong kasinungalingan ang ginamit, maaaring indikasyon ito ng 사기죄 (fraud/estafa).

🛂 Kung F-6 visa holder ang nangutang, kung maging mas seryoso kung mapatunayang may fraud, criminal conviction o immigration violation... ay baka babalikan ka bayaran pag dawit na ang visa nya

17/07/2026

🇰🇷 File 108: Know Basic Korean Family Traditions and Daily Life

Before marrying a Korean and settling in Korea, understand that every Korean family is different.

🏡 Some families maintain strong traditional expectations.
🌱 Others are modern, independent and more flexible.

👵 Respect for Older Family Members

Korean families often place importance on age and seniority.

You may be expected to:

🙇 Greet older family members politely.
🗣️ Use respectful language and honorifics.
🍽️ Wait for the eldest person to begin eating.
🎁 Bring a small gift when visiting parents or relatives.
📞 Contact your parents-in-law on birthdays, holidays and important family occasions.

💡 You do not need to be perfect immediately.

Ask your husband to teach you the appropriate:

💬 Korean words and honorifics
🙇 Greetings and gestures
👨‍👩‍👧 Family customs
📅 Important family occasions
🍚 Korean Mealtime and Household Customs

Common practices may include:

🥢 Sharing several side dishes
🕐 Eating together at scheduled times
🍳 Helping prepare meals
🧽 Cleaning up after eating
👞 Removing shoes before entering the home
🧹 Keeping shared areas clean and organized
🍎 Separating food waste
♻️ Separating recyclable materials
🗑️ Disposing of general waste correctly

⚠️ These are household practices—not duties that automatically belong only to the wife.

Cooking, cleaning and family responsibilities should be discussed and shared fairly.

🎊 Important Korean Family Occasions

Learn about these important occasions:

🧧 설날 — Lunar New Year
🌕 추석 — Korean Thanksgiving
🕯️ 제사 — Ancestral memorial ceremony
🎂 Parents’ birthdays
💍 Family weddings
⚫ Family funerals
🥬 김장 — Preparing kimchi for winter
❓ Ask Before Marriage

Do not wait until your first Korean holiday to discover the family’s expectations.

Ask your husband:

🕯️ Does your family conduct 제사?
🙇 Am I expected to participate?
📅 How many family gatherings happen each year?
🍳 Who prepares the food?
🧽 Who cleans up afterward?
💰 Who pays for the food, gifts and other expenses?
⚖️ Are the work and expenses shared fairly?
✝️ Will my religious beliefs be respected?
✈️ Can we visit my family in the Philippines during holidays?
📱 Can I freely contact my family during important occasions?
❤️ Important Reminder: Respect Must Go Both Ways

Learning Korean customs shows respect, but marriage requires mutual adjustment.

The Filipino wife should learn about Korean culture. At the same time, the Korean husband and his family should respect her:

🇵🇭 Nationality and Filipino culture
🙏 Religion and beliefs
🍲 Food and dietary preferences
🗣️ Language and communication difficulties
👨‍👩‍👧 Relationship with her Filipino family
📞 Need to contact and support her family
🔐 Privacy and personal boundaries
😴 Right to rest
📚 Right to study
💼 Right to work
💵 Right to control her own earnings

🚫 Cultural tradition should never be used to justify:

Humiliation
Forced obedience
Financial control
Isolation
Verbal or physical abuse
Unequal treatment
✅ Learn the Culture—But Do Not Lose Your Identity

Cultural differences should be handled through patience, explanation and communication—not humiliation, control or forced obedience.

17/07/2026

🚩 File 107: Know the Warning Signs

Seek advice and assistance if your Korean husband or his family:

🏦 Wants to use your name for a loan, bank account or business
🛂 Orders you to surrender your passport or Residence Card
⚠️ Threatens to cancel your visa whenever you disagree
🚫 Says you are not allowed to work, study or meet other people
📱 Controls your phone, messages, passwords or social-media accounts
👨‍👩‍👧 Prevents you from communicating privately with your family
👊 Has been physically violent or sexually coercive
🔒 Monitors your movements or displays extremely controlling behavior
💸 Takes your salary or controls all your money
🤥 Pressures you to lie or submit false information to immigration
🆘 Do Not Ignore These Signs

Do not assume that marriage will automatically change controlling, dishonest or violent behavior.

Before continuing with the marriage:

🇵🇭 Contact a trusted Filipino community leader or support organization.
📸 Keep copies of messages, threats and money-transfer records.
☁️ Save evidence where your husband or his family cannot delete it.
📞 Tell someone you trust about your situation.
❌ Never submit false information or documents to immigration.
🚨 Call 112 if you are in immediate danger.
👩 Call 1577-1366 for the Danuri Helpline.

❤️ Love and marriage should not require secrecy, threats, violence, financial exploitation, isolation or the surrender of your legal identity.

✅ A Safe Partner Respects Your Questions, Documents, Money, Family and Freedom.

Anneth Bun-as Yoon

26/08/2026

23/08/2026

23/08/2026

18/08/2026

24/07/2026

21/07/2026

21/07/2026

20/07/2026

17/07/2026

17/07/2026

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