Arafat Ali

You can be a Billionaire but you can never pay back the favors upon you by your mother. Love your parents, you owe them a lot. you never prayed to have them but they may have prayed to have you. Mother the greatest gift of ALLAH. ❤️May Allah Bless our Parents more especially our Mothers Ameen

You should travel to see more,
Amezing view point, in West Pokot, Kenya

People are busy building good houses out there, while you at your agging time still waiting for your father's inheritance who don't want to die this soon😂😂😂😂😂😂

Qodobada heshiiskii 17ka Sebtembar 2020 oo manta mar lawad lagu aan sixiyay Golaha Shacabka ee Barlamanka Somalia ayaa sidan u qoran:

In Dowladda Federaalka ay magacawdo Guddi Doorasho oo heer Federaal ah kaas oo kaashanaya Guddi Doorasho oo heer Dowlad Goboleed ah.
In deegaan doorashooyinka Dowladaha Xubnaha ka ah Dowladda Federaalka laga asteeyo labo magaalo oo ah caasimadaha Gobollada oo ku dhisan yahay Dowlad Goboleed kasta.
In tirada ergada Xildhibaan walba u codeynaysa ay noqoto 101 ergo oo mataleysa beesha wadaagta kursigaas.
In xulista ergada ay iska kaashanayaan odayaasha dhaqanka, bulshada rayidka ah iyo Dowlad Goboleedka.
In qoondada haweenka ee 30% ah la ilaaliyo.
In Baarlamaanka heer Dowlad Goboleed ay soo doortaan Xildhibaannada Aqalka Sare.
In Xildhibaannada Aqalka Sare ee Soomaaliland ay soo doorataan ergo matasha oo wada jir ah.
In doorashada Xildhibaannada labada Aqal ee Soomaaliland ay ka dhacdo magaalada Muqdisho.
Qorshaha doorashooyinka dalka waxa uu bilaabanayaa 1-da Nofeembar 2020.
In sugidda amniga doorashooyinka ay ka wada shaqeeyaan hay'daha amniga ee Dowladda Federaalka Soomaaliya iyo Dowladaha Xubnaha ka ah.
Heshiiskan siyaasadeed waxaa loo gudbinayaa Baarlamaanka Federaalka si ay u meel mariyaa.
Madaxdu waxa ay adkaynayaan in xorriyadda hadalku ay tahay lama taabtaan sida ku cad Dastuurka KMG ah iyo Xeerka Saxaafadda ee dalka, sidaa darteed, waa in warbaahinta fursad loo siiyaa in ay si xor ah u tabiso goobaha ay codbixintu ka dhacayso, lagana fogaado wax walba oo ka hor istaagi kara gudashada masuuliyadda kaga aaddan doorashada.
Shirku waxa uu uga mahadcelinayaa Madaxda iyo bulshada Dowladda Galmudug sida ay u martigeliyeen shirarkii taariikhiga ahaa ee Samareeb 1-3. Sidoo kale, waxaa ammaan mudan shacabka iyo Maamulka Gobolka Banaadir sidii diirranayd ee ay usoo dhaweeyeen Madaxda Dowlad Goboleedyada iyo wufuuddii la socotay.
Waxaan bogaadinaynaa Madaxweynaha JFS Mudane Maxamed Cabdullaahi Farmaajo hoggaaminta kudhisan isku haynta dalka ee uu muujiyay muddadii ay wadahadalladu socdeen, isaga oo xoogga saaray in wadajir iyo wada-ogol lagu dhammeeyo arrimaha doorashooyinka dalka.
Ugu dambeyntii, Shirku waxa uu ku bogaadinaayaa Beesha Caalamka kaalinta muuqata ee ay ka geysaneyso dib u dhiska iyo horumarinta dowladnimada Soomaaliya.

DIFFERENCE BETWEEN OKOA JAHAZI AND FULIZA FROM ISLAMIC PERSPECTIVE.

OKOA JAHAZI is a credit service though the product name belong to Safaricom but other companies also have similar services, in this transaction, customers request for a credit in form of airtime amounting to for example 50/=but he will be given 45/= while he still repays at 50/=. This has no problem in Islam because what you are borrowing is not money but services and a seller is allowed to vary prices of goods & services when giving on credit or cash, same as the buyer. Eg a shopkeeper can tell you to take 1kg of wheatflour @20 on cash and @30 if it's credit, the amount can be considered as services fee or other name, so long as you are not borrowing money.

FULIZA is as well famous with Safaricom, it is also a service where you borrow certain amount of money through M-pesa to make purchases and later on repay with some extra amount on top. Exg you Fuliza 1000/= from Mpesa and repay @1020. This is Haraam and Ribba because what you borrowed is not goods & services but money and paid via the same which gets into the category of Ribbaa.
The following are the differences between the two:
1. Okoa Jahazi involves buying of services on credit and paid back inform of money which is legitimate. This is separate from buying/exchanging goods with goods which has different set of conditions.
2. Fuliza on the other side involves monetary value where you are borrowing money and paying back with money more than the credit.
3. Fuliza attracts some extra charges if failed to be paid on time which qualifies it to be Ribbaa.
As Imaam Beeyhaqi reported in his interpretation of this kind of usury :
" أي قرض جر منفعة فهو ربا"
Any lending arrangement which derives benefit is riba (Sunan al-Bayhaqi).

I advise my fellow brothers and sisters in Islam to be careful and abstain from this kind of Haraam transactions.
وألله أعلم.