IIPM

IIPM 1973-2017
Instagram.com/iipm.in

Dare to Think Beyond! The Indian Institute of Planning & Management
http://iipm.edu IIPM's Alumni:
8.

Ten Key reasons to choose IIPM, the world's largest Entrepreneurship School and the world's most followed educational institution on Facebook!

1. Lead by an Internationally acclaimed Management Guru: www.arindamchaudhuri.com
2. Ranked No.1 in Global Exposure, here is why: http://www.iipm.edu/iipm-global-partners/
3. Ranked No.1 in Intellectual Impact, here is why: http://www.iipm.edu/iipm-think-tank/
4. Ranked No.1 in CSR, here is why: http://www.iipm.edu/social-initiatives/
5. IIPM's incredibly superior Industry Interface: www.planmanconsulting.com
6. IIPM Placements which are the highest in the country: http://www.iipm.edu/iipm-placements/
7. Unique Programmes: http://www.iipm.edu/iipm-programmes/
9. IIPM Rankings and Awards: http://www.iipm.edu/rankings/


and lastly must perhaps most importantly

10. IIPM's "Philosophy", that can be best described through the article "Why IIPM's Course is superior to other programs" written by Dr. Malay Chaudhuri (more about him http://www.iipm.edu/founder-director-inner/), Founder Director, IIPM & Author of the Best Seller ‘The Great Indian Dream' : http://www.iipm.edu/iipm-philosophy/

With AI Here to Take Away Your Jobs, It’s Time to Make Survival of the Weakest the Top PriorityWhy India Must Prepare fo...
23/09/2026

With AI Here to Take Away Your Jobs, It’s Time to Make Survival of the Weakest the Top Priority

Why India Must Prepare for the Age of Universal Basic Income, Health & Education

By

For centuries, the social contract rested on a simple bargain: work, earn, survive. Technology is beginning to change that, and India—along with the rest of the world—has to take the possibility seriously before events force the issue.

AI is here, and most of yesterday’s education will soon be useless and replaceable. Millions across the world are expected to lose their jobs, and the fear of a looming recession is absolutely genuine. The combination of economic uncertainty, artificial intelligence and a changing structure of work is serious enough for governments to design responses now rather than wait for a crisis. India has particular reason to do so. Hundreds of millions of people ultimately depend on finding and keeping paid work. AI is already reaching occupations that earlier waves of automation left relatively untouched, including skilled and non-routine work. The IMF estimates that about 26 per cent of Indian workers are in occupations with high AI exposure, with roughly 12 per cent in roles where displacement risk is especially pronounced.

The question is not whether every exposed job will vanish. It is what happens to society when growth can be produced with fewer human beings. That is the point at which welfare itself has to be rethought.

The Industrial Revolution destroyed occupations and created others. The computer revolution did the same on a larger scale. AI may differ in degree because it can substitute for parts of cognitive, creative, administrative and professional work, not only physical labour. The ILO has warned that AI adoption, weak investment and other structural pressures are making decent work harder to expand. Its 2026 assessment puts the global jobs gap at around 408 million people. That does not mean 408 million jobs are about to disappear. It means the world already has a vast mismatch between people who need productive opportunities and the opportunities available. AI could widen that mismatch in some fields even as it generates large productivity gains in others.

The paradox is sharp: firms can become dramatically more productive while millions of individuals become more insecure.

That will not so much be a failure of technology as a failure of how its gains are distributed.

This is why the case for a universal basic income, health and education becomes stronger. The premise is straightforward: people should not have to earn the right to survive. Work can still provide income, purpose and dignity. Survival itself should not depend on a job. If ten people can one day produce what a hundred once produced, it is not enough to tell the remaining ninety to look elsewhere. Some will find new work; some will not. When society can generate abundance with less labour, the better question is why technological progress should leave people poorer rather than freer.

Universal Basic Income is not merely another poverty scheme. It is a possible social contract for an economy in which employment is less predictable. A genuine UBI would provide every person with a cash floor without requiring them to prove poverty, unemployment or moral desert.

The World Bank describes it as a universal, unconditional transfer and notes potential advantages in coverage, reduced exclusion errors, less stigma and greater security, while also stressing unresolved questions of cost, inflation, financing and its relationship with existing programmes.

India has already debated the idea at the highest level. The Economic Survey 2016–17 treated UBI as conceptually attractive because of its universality, unconditionality and respect for individual agency, while flagging fiscal and administrative difficulties. Under the assumptions used then, a transfer large enough to bring poverty close to 0.5 per cent was estimated to cost about 4–5 per cent of GDP. That conversation needs to be reopened, this time with AI and automation in the foreground. The issue is no longer only how to abolish poverty. It is how to guarantee economic security when work itself may become less secure.

Income is not sufficient. A monthly cash transfer that leaves a household ruined by cancer, heart disease, an accident or major surgery is not security. Healthcare has to be the second pillar. Universal Basic Health means essential care without financial catastrophe. The World Bank estimates that some 4.6 billion people worldwide still lack essential health services and that about two billion face severe hardship because of medical spending. In India, a single serious illness can wipe out decades of family savings. If AI and automation eventually raise productivity significantly, part of that dividend should be converted into longer, healthier and more secure lives—not simply more luxury for those who already have it.

The third pillar is education, and in an age of AI that cannot mean merely placing children in classrooms. It has to mean lifelong access to quality education and reskilling. The system must prepare people not for one occupation but for a working life in which occupations appear and disappear. If the skills the economy demands change every few years, education cannot stop at 18, 21 or 25. Citizens will need to learn, unlearn and relearn. That is why education should be treated as infrastructure, not charity.

A civilisation should be judged not only by the wealth it creates but by what happens to the weakest person when the system shifts. My principle of “Survival of the Weakest”, which I elaborated in my book The Great Indian Dream, inverts the familiar Darwinian phrase. A society possessing extraordinary technological and economic power should use it so that those with the least control over events are not crushed by them. AI should not become another mechanism for shifting wealth from labour to capital. It should become a way of turning productivity into human freedom.

That raises the hardest practical question: who pays? A universal floor cannot rest on slogans. It requires revenue, which means a serious look at taxation. If AI, automation, intellectual property and concentrated ownership allow a relatively small number of firms and individuals to capture a rising share of gains, tax systems designed for a labour-intensive economy may no longer be adequate. The aim need not be to punish wealth. It is to ensure that extraordinary returns made possible by public infrastructure, an educated workforce and shared institutions contribute enough to keep society stable. Progressive taxes on income, capital gains, wealth, inheritance, property and economic rents all belong in the discussion. Those who capture the largest gains from a highly productive economy can reasonably be asked to contribute a larger share towards the floor that keeps the economy itself from fracturing. That is insurance as much as redistribution.

Money transferred to people living close to the edge is also more likely to be spent. A person at the top of the distribution cannot consume ten thousand times as much food, clothing or basic care as someone struggling to survive. That additional demand becomes income for shopkeepers, farmers, manufacturers, transport workers, doctors, teachers and other service providers. Well-designed social protection can therefore support domestic demand. Both the World Bank and the ILO have pointed to broader gains from such systems: lower poverty, stronger human capital, higher productivity and better protection against shocks.

Waiting for a collapse before building a safety net would be short-sighted. Social systems, tax reforms, hospitals and schools all take years. People who lose their livelihoods cannot wait years for a solution to be invented. Preparation has to come first.

India should therefore open a national argument about a progressively designed basic income; universal essential healthcare; high-quality education that continues through adult life; AI literacy and reskilling; stronger protection against unemployment and disability; ways of sharing productivity gains from automation; and tax arrangements capable of financing a social floor without becoming unsustainable as the nature of work changes.

The highest achievement of capitalism and technology should not be that an algorithm makes a billionaire richer by replacing ten thousand workers. It should be that those ten thousand people can live better because society has become far more productive. The promise of AI is not only that machines will do more of the work. It is that human beings may eventually have to do less work merely to survive. That prospect is frightening if the gains accrue only to capital. It can be liberating if they are shared.

The choice is political, economic and philosophical. India and the world should start making it now.

Universal Basic Income, Universal Basic Health and Universal Basic Education are not charity, nor are they an excuse to stop working. They are the possible foundations of a society in which technological progress produces security, freedom and a measure of happiness rather than redundancy.

If machines become capable of extraordinary abundance, the decisive question will no longer be how many jobs we can create. It will be how we ensure that every human being shares in the abundance civilisation has produced. That, more than how high the strongest can climb, is a better measure of progress: how securely the weakest can live.



India is now ranked near the bottom for Academic Freedom. At  , we broke the shackles in 1973 and gave our students the ...
22/09/2026

India is now ranked near the bottom for Academic Freedom. At , we broke the shackles in 1973 and gave our students the Freedom to Learn & Think.
By

At IIPM, Academic Freedom was the top priority. That’s why we could teach subjects that weren’t taught elsewhere or, at best, were adopted years after we did. That’s why, by 2004, all our campuses were WiFi-enabled, our students had a 1:1 computer ratio before any other institute in the country, and a 1:1 global exposure ratio that no institute has matched till date. And that’s why we never applied for AICTE recognition and made it clear that those interested in it need not apply.

Finally, the world is waking up to what we said since 1973!

India’s academic freedom is restricted. Oops, not restricted, but now “severely restricted.” Scholars at Risk’s Free to Think 2026 report and the Academic Freedom Index put the country’s score at 0.14 on a 0–1 scale — down from 0.16 in 2024, 0.38 in 2022 and 0.41 in 2015. That places India in the same band as Hong Kong, Indonesia, Pakistan, the West Bank and Ukraine. China & Afghanistan sit lower, in the “completely restricted” category. Over a decade, academic freedom fell in 50 of 179 countries; India is among the worst. V-Dem data shows the 2025 score is the lowest for India since 1900, below even the Emergency years. Pakistan, Iraq, Sudan, Syria & Yemen scored higher.

India recorded 42 of 382 documented attacks on scholars, students & campuses between July 2025 and June 2026 — the highest national tally. The central government has expanded control over university governance, vice-chancellor appointments and academic priorities.

The report identifies the as a primary instrument: looser qualifications for VCs and removal of the 10% cap on contract faculty, accelerating the casualisation of teaching.

A handful of examples will give an idea:
• Jamia Millia Islamia suspended professor Virendra Balaji Shahre for an exam question asking students to discuss “atrocities against Muslim minorities.”
• Jammu and Kashmir banned the sale, distribution and possession of 25 books on the region’s history, including works by recognised scholars on enforced disappearances.
• TISS Mumbai and Jamia took action against students for peaceful gatherings, including a memorial for G.N. Saibaba.

Campus clashes between ABVP and left-leaning student groups, along with police intervention at protests, complete the picture.

A country that claims civilisational depth now sits near the bottom of the academic freedom rankings — a measure of whether universities can actually think freely.

Yes, again I say,



NB. Many will immediately scream about AICTE & UGC wrt IIPM. For the uninitiated, it’s important to share that IIPM won all its cases against AICTE — right up to the Supreme Court of India. The same was the case with UGC — they lost in the High Court & never appealed. Everything else you read is fake.

Why I’m an Antinatalist — and why each time a young life is lost, especially through poor upbringing, my conviction only...
21/09/2026

Why I’m an Antinatalist — and why each time a young life is lost, especially through poor upbringing, my conviction only grows

has not had a child. did, but put them first. asked why anyone should.
— By

The deaths of my brother at nineteen and my nephew at eleven—whom I tried to raise as I have raised my own son—changed how I see existence. Their lives ended in pain and left lasting grief. I do have a son and a daughter-like niece, both of whom I love infinitely and have given my life’s best to raising. But those losses have led me to antinatalism: the view that it is morally wrong to create new sentient beings.

That view is not a claim that existing people should die, or that life has no value for those already here. It is a judgment about the act of bringing someone into existence in the first place.

David Benatar’s asymmetry states the core case. Pain is bad when it occurs; its absence is good even if no one experiences that absence. Pleasure is good when it occurs; its absence is not bad for someone who never exists. Creating a person guarantees exposure to illness, loss, aging, disappointment, and death. Non-existence deprives no one. Existence imposes risks no potential person can refuse.

Suffering is not an accident of unlucky lives. Evolution selected for survival, not contentment. Negativity bias makes pain register more strongly than pleasure. Homelessness, ill health, poverty, abuse, disease, war, and mental anguish are common, not exceptional. Even relatively secure lives end in decline and death. Reproduction forces another consciousness into that life without consent.

Add to all that poor upbringing—one of the harms that can be seen coming and is still imposed. A child can be created by people who lack the time, money, stability, or care that child will need. Early death and wasted youth are not only the work of chance or illness; they also follow neglect, absence, and lives started without the means to protect them. Each such loss makes the original decision harder to defend.

Parents often describe children as a gift, as if it’s a car or something non-living. The gift is a living being that cannot accept or decline the terms: possible catastrophe, certain loss, certain death. Creating a child for the parent’s fulfilment is not the same as acting in the future person’s interest. Consent cannot be obtained. That gap is ethical, not merely emotional.

We talk about consent for everything; strangely, that’s not even thought of when it comes to bringing another life onto earth.

Environmental cost adds a further reason, not the primary one. The moral claim would still stand if resources were abundant, because the individual created is still exposed to unchosen harm.

Of course, antinatalism does not require existing people to end their lives. It is forward-looking: reduce harm for those already here and stop creating more. Love for my son does not cancel the fact that bringing him into a world of loss was a decision whose costs he did not choose. I now regard that decision as one I would not repeat, because the one who isn’t born isn’t missing out on anything.

Optimism about life often functions as a social habit, but it has no rational basis. Natalism is promoted because groups need new members, not because each new member is thereby done a favour. Even if some lives look net-positive after the fact, the risk of severe harm is enough to make creation unjustified under a precautionary standard.

I respect that Salman Khan, knowing his lifestyle and work, has not fathered a child. I also respect that Shah Rukh Khan did father children and, despite time and pressure, treated that responsibility as binding. One declined to create a life he could not put first. The other created lives and then accepted the cost of putting them first. Both answers take the child’s dependence seriously. Neither, however, answers the prior question: whether the child should have been created at all.

That question was asked plainly when a young Amitabh Bachchan, frustrated by struggle, said to his father, Harivansh Rai Bachchan, “आपने मुझे पैदा ही क्यों किया?” The next morning, his father left him a poem, Nayi Leek. Its point was honest: he had no answer, because his own father had not asked him, nor had the father before that. Life, he wrote, is struggle without prior consent. His challenge was to cut a new path—ask your sons before giving birth to them, or start again. His later summary was that life offers no excuses: you fight the struggle or surrender to it while you live.

was correct in that conclusion. The chain of birth has never rested on consent, and those already alive must still meet the day.

Amitabh was more correct in the question. The absence of an answer is not a licence to repeat the act. No one has the right to give birth to another sentient being on an earth where there is no guarantee of happiness, healthy living, shelter, or equality. A potential child is not owed existence. No one is harmed by remaining uncreated. The question stands; the custom does not answer it.

Amitabh Bachchan Shah Rukh Khan Salman Khan

AI must be allowed in exams. It’s the teachers and institutions that need to upgrade instead of expecting students to re...
19/09/2026

AI must be allowed in exams. It’s the teachers and institutions that need to upgrade instead of expecting students to remain backward.
—By

An IIT student committed su***de because he was caught using AI during an exam. What a shame for IIT again. The specific reason I changed IIPM’s tagline, which I created in 1994, from “Dare to Think Beyond IIM” to “Dare to Think Beyond IITs & IIMs” by 2004 was that I believed the rot starts with the shameful, inhuman, and shocking su***de rates at the IITs. All students who have attended my classes and lectures around the world know how critical I have been of the IITs and their su***de rates. To see another life lost, and for something so irrelevant, is sad and indefensible.

AI should not merely be encouraged and adopted. It must be allowed in examinations—especially higher and professional exams. Not so that students can skip learning, but so that they can learn better, and so that we stop testing yesterday’s skills.

For centuries, exams have measured memory, reproduction under pressure, and unaided answers to standardised problems. They have also ruined childhoods, intelligence, and EQ.

That world is gone. Doctors, lawyers, engineers, journalists, teachers, and administrators will work with AI beside them. Designing questions around what AI does better, faster, and cheaper is not an exam. It is the inability of teachers & institutions to keep up with the times and upgrade.

The harder question is: if AI can supply the answer, what should we examine?

Exams need to pose real-world questions, and students need to be graded on whether they can frame the right problem; separate truth from nonsense; interrogate an AI output instead of accepting it; use AI to discover something new or solve something that has not been done before; add judgement, context, and ethics; connect unrelated ideas & decide when there is no clean answer; challenge the machine and own the consequences; and show what they contributed.

That is an examination worth sitting.
Those are the abilities that matter.

Students are not becoming “lazy or dumb.” Nor are they cheating.

Assessment systems are too archaic. We cannot preserve obsolete formats because redesigning curricula, pedagogy, and degrees is inconvenient.

Good institutions have done this before. In 1989, we had open-book exams for multiple subjects at IIPM. Calculators were allowed long before that. And the Investment Analysis & Portfolio Management exam that I took as a student in 1991 was on a computer. We allowed books, calculators, and computers instead of pretending they do not exist. AI now deserves the same honesty.

The purpose of education is not to hide technology. It is to use it and to know what to ask, what to believe, what to reject, what to create—and what to do with the answer.

Tomorrow will not be decided by yesterday’s teachers and institutions. Neither should our examinations be.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​




NB. At IIPM, till 1994, not only did the intellectual giants who taught regularly smoke their pipes, ci**rs and Charms, but even students were allowed to smoke inside the classrooms during examinations. I changed this for healthier reasons.

>>Let’s cut the crap. AI is one of the greatest tools humanity has ever built.
17/09/2026

>>Let’s cut the crap. AI is one of the greatest tools humanity has ever built.

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