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🎯 We’re not just gaining knowledge, but we're surrounded by people who uplift, guide and grow with us.

🎯 Financial Education becomes a life-changing journey, opening doors to smarter decisions, stronger confidence, and a future built with purpose 💞

WArriors Team
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Shout out to my newest followers! Excited to have you onboard! Liezel Dela Cruz Felix, Marilou Montesa Mayor, Daniel Mapalo Ruiz, Reo Uzir, Jef Violeta

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𝗕𝗔𝗛𝗔𝗟𝗔 𝗡𝗔!
Mas masakit pa sa karayom ng swero ang makita ang total sa billing statement dahil lang naging kampante tayo sa bahala na.

𝗛𝗶𝗻𝗱𝗶 𝘀𝗮𝗽𝗮𝘁 𝗮𝗻𝗴 𝗣𝗵𝗶𝗹𝗛𝗲𝗮𝗹𝘁𝗵 𝗹𝗮𝗻𝗴 𝘀𝗮 𝗽𝗮𝗻𝗮𝗵𝗼𝗻 𝗻𝗴𝗮𝘆𝗼𝗻.
Kaya mahalaga na may dagdag kang coverage tulad ng Kaiser Ultimate Health Care bukod sa PhilHealth.

𝗡𝗔𝗥𝗜𝗧𝗢 𝗞𝗨𝗡𝗚 𝗕𝗔𝗞𝗜𝗧?

𝟭. 𝗟𝗶𝗺𝗶𝘁𝗲𝗱 𝗹𝗮𝗻𝗴 𝗮𝗻𝗴 𝘀𝗮𝗴𝗼𝘁 𝗻𝗶 𝗣𝗵𝗶𝗹𝗛𝗲𝗮𝗹𝘁𝗵
Ang PhilHealth ay may tinatawag na case rate — ibig sabihin fixed amount lang ang ibinabawas sa bill.
👉 Halimbawa:
Kung ang hospital bill mo ay ₱100,000, posible na ₱10k–₱30k lang ang mabawas.

Resulta: Malaki pa rin ang ilalabas mong pera.

𝟮. 𝗠𝗮𝘆 “𝗴𝗮𝗽” 𝗻𝗮 𝗸𝗮𝗶𝗹𝗮𝗻𝗴𝗮𝗻𝗴 𝗽𝘂𝗻𝗮𝗻
Dito papasok ang Kaiser Ultimate Health Care
👉 Siya ang sasalo sa natitirang gastos tulad ng:
✔ Room & board
✔ Professional fees ng doktor
✔ Laboratory at procedures

Goal: Mabawasan o halos wala kang ilalabas na cash.

𝟯. 𝗛𝗠𝗢 + 𝗟𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗵𝗲𝗮𝗹𝘁𝗵 𝗳𝘂𝗻𝗱 (𝗵𝗶𝗻𝗱𝗶 𝗹𝗮𝗻𝗴 𝗴𝗮𝘀𝘁𝗼𝘀, 𝗺𝗮𝘆 𝗶𝗽𝗼𝗻 𝗽𝗮)

Ang kakaiba sa Kaiser Ultimate Health Care:
✔ May healthcare coverage (parang HMO)
✔ May long-term savings component
✔ Pwedeng magamit sa future kahit hindi ka magkasakit

👉 Ibig sabihin: hindi lang proteksyon, may ipon ka rin para sa future health needs

𝟰. 𝗠𝗮𝘀 𝗽𝗿𝗲𝗽𝗮𝗿𝗲𝗱 𝗸𝗮 𝘀𝗮 𝗲𝗺𝗲𝗿𝗴𝗲𝗻𝗰𝗶𝗲𝘀
Kapag may sakit o emergency:
✔ Sa PhilHealth → may tulong pero limitado
✔ Sa Kaiser → may dagdag na safety net

👉 Resulta: hindi ka mababaon sa utang o mapipilitang mangutang

𝟱. 𝗣𝗲𝗮𝗰𝗲 𝗼𝗳 𝗺𝗶𝗻𝗱 𝗽𝗮𝗿𝗮 𝘀𝗮 𝗽𝗮𝗺𝗶𝗹𝘆𝗮
Hindi lang para sa’yo, kundi para sa pamilya mo:
✔Hindi sila mabibigla sa gastos
✔ Hindi mauubos ipon nyo
✔ May system ka na naka-ready

🔥 Simple Summary:
👉𝗣𝗵𝗶𝗹𝗛𝗲𝗮𝗹𝘁𝗵 = Basic support
👉𝗞𝗮𝗶𝘀𝗲𝗿= Full protection + health fund

Alagang Kaiser 💚 Alaga Ka kapatid ❣️

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🎯 Kabayan,
kung iniisip mo
yung future after
🌐
=> this is for you‼️

✅ =
⏩
ngayon + long-term growth na puwede maging retirement fund.
⏩
⏩

🎯 Isang plan, tatlong benefits. Gusto mo malaman magkano at paano mag-start?

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Financial Literacy
is the Key 🔑
💞
💝
🫶 ❤️
💙
💚

⏩ “What if an emergency happens—
are you truly prepared?” 😟💭 ⏩ Life is unpredictable, but your health, family’s future, and financial stability don’t have to be.
With Kaiser’s 3-in-1 Savings Plan, you can secure:
✅ – Get the medical support you need, when you need it ✅
– Protect your loved ones from financial burdens ✅ – Build long-term financial security for a brighter future Your family deserves peace of mind and financial freedom. Don’t wait until it’s too late—
start securing your future today!

✍️ Message me now and let’s make sure you and your loved ones are prepared for anything‼️
✍️ m.me/ginaruizmj 📱

Financial Literacy
is the Key 🔑

We are the International Marketing Group (IMG).

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Know how you can become your own money manager and financial educator!

✍️ Contact Me for free financial classes nearest you 📲
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