Licayu IMG GROUP

A Long Term Healthcare Savings Program
HEALTHCARE+ INSURANCE+ INVESTMENT
(3-in-1 Saving Plan)

Kahit saan ka pang lupalop ng mundo, pwede kang makaavail dito. Fast, easy & hassle free!

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

For ages 10-40 ang minimum is Php 88.00 per day.
With FREE Annual Physical Exam
With FREE Dental Benefits
With Hospitalization Benefits of 50,000 per year / Hospital Room 700 per day
With Life Protection of 225,000 - 450,000
And Investment of 583,084 which is good as cash sa Maturity (at the 20th year)

For ages 41-50 ang minimum is Php 118.00 per day.
With FREE Annual Physical Exam
With FREE Dental Benefits
With Hospitalization Benefits of 50,000 per year/ Hospital Room 800 per day
With Life Protection of 270,000 - 540,000
And Investment of 699,701 which is good as cash sa Maturity (at the 20th year)

For ages 51-60 ang minimum is Php 147.00 per day.
With FREE Annual Physical Exam
With FREE Dental Benefits
With Hospitalization Benefits of 60,000 per year/ Hospital Room 900 per day
With Life Protection of 337,500 - 675,000
And Investment of 874,626 which is good as cash sa Maturity (at the 20th year)

Message us to know more about Long Term Kaiser Healthcare.

𝐌𝐚𝐥𝐚𝐦𝐚𝐧𝐠 𝐜𝐮𝐫𝐢𝐨𝐮𝐬 𝐤𝐚 𝐫𝐢𝐧 𝐚𝐭 𝐦𝐚𝐫𝐚𝐦𝐢𝐧𝐠 𝐭𝐚𝐧𝐨𝐧𝐠 𝐚𝐛𝐨𝐮𝐭 𝐈𝐧𝐭𝐞𝐫𝐧𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐌𝐚𝐫𝐤𝐞𝐭𝐢𝐧𝐠 𝐆𝐫𝐨𝐮𝐩 (𝐈𝐌𝐆).

𝐒𝐚𝐠𝐮𝐭𝐢𝐧 𝐧𝐚𝐭𝐢𝐧 𝐚𝐧𝐠 𝐅𝐀𝐐𝐬 𝐧𝐚 𝐧𝐚𝐬𝐚 𝐩𝐡𝐨𝐭𝐨:

𝙌: 𝘼𝙣𝙤 𝙗𝙖 𝙖𝙣𝙜 𝙄𝙈𝙂?
𝘼: The International Marketing Group’s (IMG) is to help everyone who wants to be financially literate, financially stable and of course help them achieve their financial goals. Our simple mission: No Family Left Behind.

𝙌: 𝙉𝙚𝙩𝙬𝙤𝙧𝙠𝙞𝙣𝙜 𝙗𝙖 𝙮𝙖𝙣?
𝘼: NO. IMG is NOT a networking or MLM company. IMG is a financial brokerage. It is a distributor of financial instruments from healthcare plans, insurance, mutual funds to real estate and many others. So as a broker, take note that IMG is not the manager of any of the products, rather they act as distributors.

𝙌: 𝙎𝙩𝙖𝙗𝙡𝙚 𝙣𝙖 𝙗𝙖 𝙖𝙣𝙜 𝙄𝙈𝙂?
𝘼: YES. It is because of this focus on education that IMG has gained several reputable endorsements. For instance, Bo Sanchez, an international motivational speaker and preacher has repeatedly endorsed IMG publicly in his seminars. Rex Mendoza, the former CEO of PhilamLife is one of IMG’s solid partners. Fitz Villafuerte, a very prominent financial blogger, is a financial advocate of IMG. There are countless many others that will gladly and proudly say that they are partnered with IMG.

𝙌: 𝙆𝙞𝙠𝙞𝙩𝙖 𝙗𝙖 𝙠𝙤 𝙙𝙞𝙮𝙖𝙣?
𝘼: As a new associate of IMG you have opened the door on an exciting future. Through the IMG opportunity, you can build your own business, be your own boss, and dream your own dreams.

IMG offers an excellent income opportunity, whether you're looking at the business as a twin career or a full-time commitment. With IMG's attractive compensation package, you can also take advantage of a number of incentives, including renewals, as well as participation in bonus pools and stock programs.

𝙌: 𝙎𝙖𝙛𝙚 𝙗𝙖 𝙥𝙚𝙧𝙖 𝙠𝙤 𝙙𝙞𝙮𝙖𝙣?
𝘼: If you decide to invest in IMG, you’re not really investing in IMG but with its product partners. If you bought PhilamLife life insurance, then you technically invested in PhilamLife, not IMG. If you bought real estate at Ayala Land or Vista Land, then you technically invested in Ayala or perhaps Vista Land, it is not IMG. This is just to set clear information about where your money goes.

𝙌: 𝘽𝙖𝙠𝙖 𝙨𝙘𝙖𝙢 𝙮𝙖𝙣?
𝘼: Let's answer this question by giving you some insights about International Marketing Group. IMG is one of the biggest and fastest growing financial distribution companies in the Philippines and in different countries for more than 17 years. IMG has established agreements with many of the leading companies like Manila Bankers Life, SunLife, DMCI, SMDC, UCPB Gen, PhilEquity and a lot more.

In addition, IMG has regular Kwarta Kusina Segment at Kape at Salita DZMM Teleradyo of ABS-CBN, every Saturday 5AM to 6AM in educating Filipinos on how to manage and grow their money in the right way.

𝙌: 𝘽𝙖𝙠𝙞𝙩 𝙠𝙖𝙞𝙡𝙖𝙣𝙜𝙖𝙣 𝙠𝙤 𝙥𝙖 𝙪𝙢𝙖𝙩𝙩𝙚𝙣𝙙 𝙣𝙜 𝙨𝙚𝙢𝙞𝙣𝙖𝙧 or Webinar?
𝘼: ”An investment in knowledge pays the best interest.” Instead of asking “HOW” to the person who posted about mutual fund, stock market, healthcare, insurance or any other products, you better ask if there is available seminar. You cannot just learn and understand everything with a very little information just by reading their responses – unless you really have no other way to go to a seminar.

𝙌: 𝙒𝙝𝙮 𝙙𝙤 𝙬𝙚 𝙡𝙤𝙫𝙚 𝙄𝙈𝙂?
𝘼: We love IMG because of its mission. IMG's mission is to help create wealth for families to make a difference for families so there will be NO FAMILY LEFT BEHIND.

We are Family At International Marketing Group and Giving people a chance is what we stand for. Whether you are an INVESTOR interested in planning more effectively for your family's financial future or an ENTREPRENEUR interested in starting your own business with a Proven System & Tools.

IMG believes in providing a path to help you realize your Dreams!
__________________________________

Message me for details😉

CREDIT THIS POSTING TO COACH BOBET

VUL (Variable Universal Life) ba ang KAISER UHB?

This past week, may dalawang nagtanong sa akin kung VUL ba ang Kaiser Ultimate Health Builder

Medyo nakakatawa ang tanong, pero baka nalito lang ang nagtatanong, kasi ang comparable lang ay ang rough description:
-- VUL is 2-in-1 life insurance + investment
-- Kaiser Ultimte is 3-in-1 healthcare + life insurance + investment

Specifically, ang Kaiser Ultimate ay 3-in-1 solution na:
-- healthcare "if you get sick"
-- life insurance "if you die too soon"
-- investment "if you live long"

Hindi comparable ang healthcare solution sa insurance solution.
Sa karamihan ng details, magkaiba sila:

1. Ang Kaiser Ultimate ay long term health care solution, na offered ng HMO company. Ang VUL ay life insurance solution na offered ng life insurance company.

2. Sa Kaiser, kapag sinabi na pay 7 years, ang ibig sabihin magbayad ng 7 years at SIGURADONG fully paid na. Sa VUL pag sinabi na pay 10 years, ang ibig sabihin, magbayad ng 10 years, at SIGURO bayad na. Maaring kailangan magbayad ng dagdag.

3. Ang Kaiser Ultimate ay may fixed contract price, at dahil maaaring maging fully-paid, nag-i-issue ng certificate of full payment. Ang VUL ay never napu-fully paid, kaya walang certificate of full payment.

4. Ang Kaiser after ma-fully pay, ay may SIGURADONG cash value hanggang hindi terminated. Ang VUL ay hindi napu-fully pay, at walang guaranteed cash value. SIGURO may cash value at maaaring maubos dahil sa insurance charges.

5. Ang Kaiser health fund ay may SIGURADONG growth na 3% to 10%, pero usually 10%. Ang VUL, walang guaranteed growth, minsan negative.

6. Sa Kaiser, SIGURADONG WALA nang fees at charges after 7 years. Ang VUL, SIGURADONG MAYROON insurance charges habambuhay.

7. Sa Kaiser, pareho lang ang bayad ng 10 year old sa 60 year old sa eligible plans. Sa VUL, mas mahal ang bayad ng 60 year old sa 0 year old. Sa 50 - 60 year old, baka mas murang life insurance ang Kaiser kaysa VUL

8. Ang Kaiser Ultimate, laging may healthcare, ang VUL usually walang healthcare.

Hindi talaga comparable ang Kaiser Ultimate at VUL.

Message here👇👇👇
https://m.me/rlyn.dassun

m.me

𝐓𝐚𝐭𝐥𝐨 𝐋𝐚𝐧𝐠 𝐚𝐧𝐠 𝐌𝐚𝐧𝐠𝐲𝐚𝐲𝐚𝐫𝐢 𝐬𝐚 𝐁𝐮𝐡𝐚𝐲 𝐍𝐚𝐭𝐢𝐧:

1. What if you die too soon?

Ang Life Insurance ang aagapay sa pamilya mo sa mga pangangailang pinansiyal. Ito ang hahalili sa iyo bilang isang breadwinner ng pamilya.

2. What if you die too long?

Blessing na mahabang buhay ang ibibigay ng Diyos sa atin. Pero, paano mo ba pinaghandaan ang mga kaakibat na pangangailangan sa pagtanda? Investment tulad ng Mutual Funds ang dapat mong simulan sa kasalukuyan ng paunti-unti habang bata pa. Time is the best ally in investing.

3. What if you get sick at the middle?

Mahirap magkasakit lalo pa’t walang paghahanda. Dapat mayroong Healthcare Plan ang bawat isa upang ang investment na nilalaan mo sa pagtanda ay hindi magamit. Long-Term Healthcare ang dapat kunin dahil ito ay mag-aalaga sa kasalukuyan at maging sa pagtanda.

Lahat ng ito ay natutugunan ng Kaiser Ultimate Healthcare Plan na isang 3-in-1 Savings Program:
👉Life Insurance
👉Mutual Fund Investment
👉Lifetime Healthcare Support

📌Ang KAISER SAVING PLAN ay 20 years plan, meaning 7 years lang mag-iinvest and 13 years of waiting for the Maturity. I know matagal siya, peru ilang taon ka nang empleyado at ang nagdaan mong mga sahod ay hindi mo na makita.

📌Dito, meron kang benefits ng Long term Healthcare na pwede mong magamit kahit beyond 60 years old ka na. No traditional HMO will do this, only Kaiser will. Once nag-start ka ng Kaiser, automatic insured ka na ng Term Insurance.

➕ For ages 10-40 years old
Minimum premium is 2,647 per month
FREE Annual Physical Exam
FREE Dental (Linis, Bunot & Pasta)
Hospitalization Benefits of 50,000 per year
Life Protection of 202,500 - 405,000
And Investment of 524,776 which is good as cash sa Maturity (at the 20th year)

➕ 41-50 years old
Minimum premium is 3,529 per month
FREE Annual Physical Exam
FREE Dental (Linis, Bunot & Pasta)
Hospitalization Benefits of 50,000 per year
Life Protection of 270,000 - 540,000
And Investment of 699,701 which is good as cash sa Maturity (at the 20th year)

➕ 51-60years old
Minimum Premium is 4,412 per month
FREE Annual Physical Exam
FREE Dental (Linis, Bunot & Pasta)
Hospitalization Benefits of 60,000 per year
Life Protection of 337,500 - 675,000
And Investment of 874,626 which is good as cash sa Maturity (at the 20th year)

Mayroon pang other higher or lower plans.

For more information about kaiser plan please message me! 😊

When you join IMG, kasama na ang 1K worth of Soldivo Mutual Fund account na mayroong 4-digit number of shares.

If you continuously invest, it will become 5 digits to 6 digits and so on. We are on our way to 7 digit shares. Kahit hanggang 7 digit shares, you can already retire comfortably.
What if you have more? Sobrang yaman mo na!

Imagine if you have P1,000,000 shares.
As of today, the price per share ng Soldivo is less than P1.00 per share what if years from now P10 na per share?

Magkano na ang value ng P1,000,000 shares mo? 10 Million! 😱

If your 10 Million money is giving you an average 10% interest a year or that's 1M a year or 80K a month.😍

You can already retire comfortably because your money is absolutely working for you giving you 80K monthly.

Magkano minimum investment sa Mutual Funds?
👉Min. Initial = P1,000
👉Min. Additional = P500

👉Dahil less than P1.00 pa ang price per share ng Soldivo Funds, your P1,000 can buy more than 1,000 shares.

Lahat pwedeng mag invest sa Mutual Funds at yumaman.

Attend our FREE Financial Literacy Class to learn how to start building your wealth.
Messages me for more info

Ngbabayad ka ng St Peter Plan mo 900+ pesos monthly for 5 years diba? Kabaong lang yun 😁,

Pero pag IMG member ka 500 pesos one time payment lang may 50k life insurance kana na convertible sa memorial concierge pa 😊, Saan kapa! 😍




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