IMG Financial Educator

Bakit patok na patok si Kaiser Ultimate Health Builder?
🤔☀️
9 reasons why you should include to get Kaiser Ultimate Health Builder. ( this is a healthcare product, not a life insurance product )

✅ 1. SPECIAL ACCESS TO 800+ hospitals NATIONWIDE
🧘‍♂️⛹️‍♂️🚴‍♀️🏊‍♂️💆‍♀️
Kaiser planholders have access to 2000+ hospitals and 10,000 doctors nationwide.
DURING THE FIRST 7 YEARS, mayroon pang free annual physical exam, unlimited dental checkup, unlimited simple tooth extraction at simple dental procedures ( temporary filling, minor denture adjustments). Mayroon ding in-patient benefits, EXCEPT for pre-existing illnesses, critical illness at maternity.

✅2. COMPREHENSIVE HEALTH CARE BENEFITS
🚑🏨💊🏩🌡🔬🏥
Starting on the 8th year, may consumable outpatient and in-patient benefits for all ailments, including pre-existing diseases critical illnesses, and maternity.

✅3. HOSPITALIZATION BENEFIT
🏨🛏🛌🏩
As mentioned:
first 7 years, in-patient benefits EXCEPT pre-existing, critical illness and maternity.
After 7 years, in-patient AND OUTPATIENT benefits INCLUDING pre-existing, critical illness and maternity.

✅ 4. FAMILY ASSISTANCE
👨‍⚕️🏠🏡🙏♿️
in emergencies, use family assistance to ask Kaiser to vouch for emergency admittance of family member to hospitals.

✅ 5. LIFE INSURANCE COVERAGE
🤝👨‍👩‍👧‍👦💰🗂💵
Kaiser planholders have up to 4 way insurance benefit for 20 years or age 75, whichever comes first.
-- group term insurance*
-- waive of premium on death *
-- waiver of premium on total and permanent disability*
-- accidental death and dismemberment
*subject to underwriting

✅ 6. GUARANTEED CASH BENEFIT
📊📈💸💵🎯
For 13 consecutive years after the 7th year (hindi kailangan maghintay ng age 65) guaranteed health benefits (fund value) are given.
Unused health benefits accumulate with interest for 13 years. Health fund will continue earning interest after maturity.
Accumulated health benefits consumable anytime.
May guaranteed na 3 - 10% annual interest that you can use as your guaranteed steady income during retirement even after only 20 years. Hindi kailangan maghintay ng retirement age.
You also have the option to just leave it with Kaiser to accumulate.

✅ 7. LIMITED PAYING PERIOD
⏱⏳🕰⏰⏳
Kaiser Ultimate health builder has spot cash or 7 years paying period. Guaranteeed, no additional payments!
Pay only 7 years for pre-paid, consumable healthcare you can use till any age!

✅ 8. EARLY MATURITY
Convertible to cash anytime after 20 years.
Kung kumuha ka at age 10, maturity at age 30.
Hindi na kailangan maghintay ng 100 years old.

✅ 9. UNUSED HEALTH BENEFITS AWARDED TO BENEFICIARY.
if member passes away with unused health benefits, unused benefits are inherited by beneficiary.
If member passes away during paying period, beneficiaries are given the life insurance proceeeds, AND the fully paid plan is inherited by primary beneficiary

credits:

ADVANTAGES OF MUTUAL FUNDS (STOCK MARKET)

1. Lower Investment
- You can invest 20 pesos every month or every other month, or as often as you want.

2. Diversification
-Mutual Funds allow small Investors to take advantage of investment opportunities with a bigger interest and enable them to buy more types or unit of investment, instead of being limited to only one or few.

3. Convenience and Cost efficiency
- Mutual Funds take the stress away from small investors who want to invest in the financial markets. This is because MF are handled by competent and professional fund Managers who choose the right investment for them.

4.Principle of Compounding at Work
-The earnings of a Mutual Fund grow more when the value of the securities it owns increases. Compounding automatically takes place while the investments remain in the Mutual Funds.

5. Liquid Investment
- This means you can get your cash easily if you need it. Mutual fund shares can be sold ( redeemed ) and collected within seven days at the prevailing NAVPS.

6. No more tax and additional charges
- Mutual funds invest in stock and securities that are already subject to final withholding tax. Therfore, investors in MF are no longer subject to tax.
Regulated by the Securities & Exchange Commission

Let your Money Work for You instead of putting it sa Bank.

Message me for details!! 🙂

In preparing for your future, don't just save your money, rather make it grow.

Learn to invest the proper way. Message me.

WALANG SAYANG ANG PINAGHIRAPAN!!!

FACTS: Take note on this sa lahat ng masisipag sa business at trabaho.

❤️Kahit ikaw ang pinaka-magaling na Recruiter sa Networking Company...

❤️Kahit ikaw ang pinaka-magaling na Sales Agent sa Direct Selling at Real Estate...

❤️Kahit na ikaw ang pinaka-magaling na Insurance agent sa inyong company...

Kapag walang Vesting Rights, sa huli pwedeng masayang ang lahat ng pinaghirapan mo kung ikaw ay magretire na or kunin na ni LORD.

Hindi pwedeng ipamana ang lahat ng pinagpaguran mo. Tawag dyan Active Income... kapag nagresign, nagretire o mamatay bura na lahat ng meron ka sa company na pinagtatrabahohan mo.

♥Kaya ang nagustuhan ko sa IMG ay:
1. Walang Quota
2. May Vesting Rights
3. May income ang pamilya ko kung ako ay magretire or mamatay.
4. Mamanahin ng anak ko ang lahat ng meron ako ngayon sa IMG. Hindi masasayang ang lahat ng pinagpaguran ko.

If you want to know all of this just send a message.

Ctto....

WHEN IS THE BEST TIME TO PREPARE?

Kapag ba controllable pa na may magagawa ka pa na makapagsave for emergencies or uncertainties?

OR kapag andyan na at biglang dumating na yung unexpected event sa life natin tapos hindi na natin controlled yung pwedeng mangyari especially when it comes to financial matters?

Getting a Life Insurance for your family is not an additional EXPENSE, because this can provide for the family that we will leave.

For so many, their income dies with them.

Having a Life Insurance means being prepared for the unexpected.

TIME IS GOLD!

Alam ko na nababasa mo ang mga post ko about financial awareness & literacy.
Minsan ka na ring nag HOW, at minessage kita at binigyan ng introduction sa pagbuilt ng solid financial foundation, pero sineen mo lang ako.
After few months, isa ka na din sa nagpopost for fund raising😢 dahil sa isang karamdaman.

Pasensya ka na kung makulit ako. Concern lang po.
Accidents can happen anytime. Sickness can strike anytime. Kaya kami makukulit.
Hindi lang pera ang kailangan mo sa pagkuha ng insurance. Timing din.. timing na ikaw ay healthy pa at wala pang kahit na anong sakit.

ONE TIME LIFE TIME INVESTMENT ❤️

Gusto mong mag invest at matutunan paano mag invest sa Stock Market?
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Gusto mong magkaroon ng 100,000 accident Insurance?
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Gusto mong magkaroon ng 50,000 Life insurance hanggang age 60. For just 500 pesos, one time payment?
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Gusto mong magkaroon ng FREE Unlimited Check up.
Discount sa Laboratory pati Family member mo may discount din?
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Gusto ng malaking discount pag bumili ka ng Brand New car?
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Gusto mo ng discount pag nagpainsured ka ng sasakayan sa Non Life insurance?
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Gusto mo ng 2 libreng Eye glasses Frame sa isang taon?
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Gusto mong magkaroon ng Murang Life insurance na mataas ang coverage?
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Gusto mong magkaroon ng LONG TERM HEALTHCARE?
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Gusto mong matupad ang pangarap mo at pangarap mo sa pamilya mo?
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Gusto mong magkaroon ng calamity assistance na worth 50,000?
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Gusto mong mabago ang buhay mo?
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Ano ang hinahanap mo para gumanda ang buhay mo at Future ng pamilya mo? Makikita mo yan sa IMG.

Tara usap tayo 🙂