Emerging Credit Rating Limited (ECRL)

Happy Labour Day 1st May 2026!

অফিসের ব্যস্ততার মাঝে এক চিলতে রঙের ছোঁয়া! 🎨 সবাই মিলে মেতে উঠলাম ১৪৩৩-এর প্রথম উদযাপনে। বাঙালির চিরাচরিত সাজ আর একরাশ হাসিতে নতুন বছরের পথচলা শুরু হলো।

শুভ নববর্ষ ১৪৩৩

Saying goodbye to one great colleague is tough, but saying goodbye to two is even harder! Today we gathered at Emerging Credit Rating Ltd. to celebrate Md. AL Faisal Uddin and Faisal Alam, share some wonderful memories and wish them the absolute best on their next adventures. We will definitely miss your presence and teamwork around the office, but we are so excited to see what you both accomplish next. Here are a few glimpses from today's farewell!

Wishing the best of luck to Prosenjit Datta Biswa, ACCA, as he moves on to his next great opportunity! Thank you for everything you’ve contributed to Emerging Credit Rating Ltd. Cheers to your continued success in your new role!

The Asian Development Bank (ADB) is set to provide $1 billion in budget support to Bangladesh to help manage the economic pressures caused by the ongoing Middle East conflict. With rising global oil prices and supply chain disruptions affecting fuel import costs and foreign exchange reserves, this timely funding will play a vital role in maintaining macroeconomic stability. Expected between May and June, this assistance—alongside potential support from other development partners like the World Bank—will help stabilize the economy and ensure steady energy supplies during these challenging times.

Recent updates from the central bank reveal that the share of defaulted loans in the banking sector has risen to over 31% in the past year. This increase is largely attributed to the implementation of stricter, international loan classification rules, which now consider loans defaulted after 90 days of non-payment instead of 180 days.

While the numbers appear higher as previously hidden bad loans are exposed, Bangladesh Bank has also introduced policy support measures—such as faster write-off frameworks and restructuring options—to help stabilize the sector. Experts note that these transparency-focused reforms are a crucial step toward addressing past irregularities and restoring long-term health to the banking system.

Ahead of the upcoming Eid festival, Bangladesh has witnessed a remarkable 35.7% increase in remittance inflows. In the first 14 days of March alone, expatriates sent home $2.20 billion, up from $1.62 billion during the same period last year. This festive boost not only supports families gearing up for celebrations but also provides crucial support to the nation’s foreign exchange reserves. To help maintain these reserves, the central bank has enabled favorable rates, encouraging this strong inward flow of foreign currency.