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Franzway

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Franzway, Education, 32/18-20 Naru Street, Chinderah.

Wealth & Borrowing Specialist
Helping professionals build long-term wealth through strategic lending and smarter borrowing decisions.
⭐140+ 5 Star Google Reviews
Book a strategy call ⬇️
https://linktr.ee/franzway

26/08/2026

𝗬𝗼𝘂𝗿 𝗹𝗼𝗮𝗻𝘀 𝗺𝗶𝗴𝗵𝘁 𝗯𝗲 𝘄𝗼𝗿𝗸𝗶𝗻𝗴… 𝗯𝘂𝘁 𝗮𝗿𝗲 𝘁𝗵𝗲𝘆 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝘁𝗼𝗴𝗲𝘁𝗵𝗲𝗿?

This client was making every repayment, on time. Nothing looked wrong.

But when we modelled where their current loan structure could take them long term, the potential outcome was surprising - becoming home loan free could eventually mean having to sell an investment property.

So we looked at the structure differently.

Not by finding extra money, but by looking at how the money they were already paying could potentially be better directed.

𝗦𝗮𝗺𝗲 𝗺𝗼𝗻𝗲𝘆. 𝗗𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆. 𝗩𝗲𝗿𝘆 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁 𝗽𝗼𝘁𝗲𝗻𝘁𝗶𝗮𝗹 𝗼𝘂𝘁𝗰𝗼𝗺𝗲.

Because a good loan structure isn’t just about your interest rate - it’s about where that structure is taking you.

If you’re a property investor and you’ve never looked at your lending this way, 𝗗𝗠 𝗦𝗧𝗥𝗨𝗖𝗧𝗨𝗥𝗘 and let’s have a look.

*General information only. Individual circumstances vary.

25/08/2026

𝗬𝗼𝘂𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗰𝗮𝘀𝗵 𝗶𝘀𝗻’𝘁 𝗺𝗲𝗮𝗻𝘁 𝘁𝗼 𝘀𝗶𝘁 𝗶𝗻 𝘁𝗵𝗲 𝗰𝗮𝗿 𝗽𝗮𝗿𝗸!

Tying up $65,000 in a business vehicle means that’s capital you no longer have available inside your business.

If you’ve held your ABN and been GST registered for 2+ years, financing your next vehicle may be simpler than you think.

The right finance structure could help you:

✔️ Keep working capital available
✔️ Preserve cash flow flexibility
✔️ Upgrade without draining your reserves
✔️ Keep your business moving

At Franzway, we can help finance utes, vans, light trucks and specialist business vehicles, with fast approvals and potentially minimal documentation.

We can also connect you with fleet discount providers to help you secure competitive vehicle pricing.

Purchasing or upgrading your vehicle?

𝗦𝗲𝗲 𝘄𝗵𝗮𝘁 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 𝗰𝗼𝘂𝗹𝗱 𝗹𝗼𝗼𝗸 𝗹𝗶𝗸𝗲 𝗯𝗲𝗳𝗼𝗿𝗲 𝗰𝗼𝗺𝗺𝗶𝘁𝘁𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗰𝗮𝘀𝗵.

Learn more or make an enquiry here:
https://franzway.com.au/need-asset-finance/

*Finance is subject to lender eligibility, credit assessment, terms and conditions.

24/08/2026

Confessions of an Ex-Banker 🏦 | The Upsell Machine | Episode 3

𝗧𝗵𝗲𝘆 𝗵𝗮𝗱 𝗮 𝗻𝗮𝗺𝗲 𝗳𝗼𝗿 𝘁𝘂𝗿𝗻𝗶𝗻𝗴 𝘆𝗼𝘂 𝗶𝗻𝘁𝗼 𝗮 ‘𝘀𝘁𝗶𝗰𝗸𝘆’ 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿.

Here’s what ‘share of wallet’ really means for you, and why the banks want more of it.

The more products you have with one bank, the more connected you become… and the harder it can feel to leave.

Want to make sure your banking and home loan setup is still working for you?

👉 Book a call with Franzway — link in bio.

21/08/2026

𝗬𝗼𝘂𝗿 𝗹𝗼𝗮𝗻𝘀 𝗺𝗶𝗴𝗵𝘁 𝗹𝗼𝗼𝗸 𝗽𝗲𝗿𝗳𝗲𝗰𝘁𝗹𝘆 𝗳𝗶𝗻𝗲 𝘁𝗼𝗱𝗮𝘆… 𝗯𝘂𝘁 𝗮𝗿𝗲 𝘁𝗵𝗲𝘆 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝘀𝘂𝗽𝗽𝗼𝗿𝘁𝗶𝗻𝗴 𝘄𝗵𝗲𝗿𝗲 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗯𝗲 𝗶𝗻 𝟭𝟬–𝟭𝟱 𝘆𝗲𝗮𝗿𝘀?

For many property investors, making the standard repayments on both their home and investment loans isn’t necessarily the most strategic way to structure their debt.

It’s not about paying more - it’s about making the dollars you’re already paying work smarter.

The right lending structure could help you prioritise your home loan, manage your investment debt strategically and put you in a stronger position to hold onto your properties long term.

A small change today could make a very big difference over time.

👉 Book a FREE 15-minute lending structure review with Todd:
https://calendly.com/todd-franzway/15min-phonecallwithtodd

15 minutes could change your next 15 years.

20/08/2026

𝗧𝗵𝗶𝘀 𝗼𝗻𝗲 𝗺𝗼𝘃𝗲 𝗰𝗼𝘂𝗹𝗱 𝘀𝗮𝘃𝗲 𝘆𝗼𝘂 𝘁𝗵𝗼𝘂𝘀𝗮𝗻𝗱𝘀 𝗮 𝘆𝗲𝗮𝗿!

𝗦𝗶𝗺𝗽𝗹𝗲: review your home loan every 12 months.

Rates change. Lenders compete. And staying loyal to the same lender doesn’t necessarily mean you’re getting their most competitive deal.

A home loan review could uncover a better rate, lower repayments or a loan that better suits where you are now.

And don’t wait for your bank to tell you there might be something better.

Your lending should be reviewed regularly to make sure it’s still working for 𝘆𝗼𝘂.

📩 𝗗𝗠 𝘂𝘀 “𝗥𝗘𝗩𝗜𝗘𝗪” 𝗮𝗻𝗱 𝘄𝗲’𝗹𝗹 𝘀𝗲𝗲 𝘄𝗵𝗲𝗿𝗲 𝘆𝗼𝘂 𝗰𝗼𝘂𝗹𝗱 𝘀𝘁𝗮𝗿𝘁 𝘀𝗮𝘃𝗶𝗻𝗴.

20/08/2026

💰 Got tax debt? It could be costing you more than you realise.

The ATO is currently charging 11.43% p.a. on overdue tax debts, compounded daily.*

If you have sufficient equity in property, there may be an opportunity to refinance your tax debt at a lower rate — potentially helping you:

✔️ Reduce interest costs
✔️ Improve cash flow
✔️ Get your tax debt under control sooner

Don’t let high-interest tax debt keep eating into your cash flow.

👉 Have tax debt and own property? Let’s see if there’s a better way to structure it. Get in touch with Franzway today.

*Terms & conditions apply. Subject to credit approval. Rates and eligibility criteria apply.

20/08/2026

We love hearing feedback like this!

Thanks Joel for trusting the Franzway team and for the kind words!

19/08/2026

𝗪𝗮𝗻𝘁 𝘁𝗼 𝗽𝗮𝘆 𝗼𝗳𝗳 𝘆𝗼𝘂𝗿 𝗵𝗼𝗺𝗲 𝗹𝗼𝗮𝗻 𝗳𝗮𝘀𝘁𝗲𝗿? 𝗬𝗼𝘂 𝗺𝗶𝗴𝗵𝘁 𝗻𝗼𝘁 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗽𝗮𝘆 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝗱𝗼𝗹𝗹𝗮𝗿.

Most property investors assume the answer is finding extra money to throw at their debt.

But what if the opportunity is in the money you’re already paying?

If you have a home loan and an investment loan, how that existing cash flow is directed can make a significant difference over the next 10–15 years.

Same total monthly outgoings. Different strategy. Potentially very different outcome.

𝗜𝘁’𝘀 𝗻𝗼𝘁 𝗮𝗹𝘄𝗮𝘆𝘀 𝗮𝗯𝗼𝘂𝘁 𝗽𝗮𝘆𝗶𝗻𝗴 𝗺𝗼𝗿𝗲. 𝗦𝗼𝗺𝗲𝘁𝗶𝗺𝗲𝘀 𝗶𝘁’𝘀 𝗮𝗯𝗼𝘂𝘁 𝗺𝗮𝗸𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗲𝘅𝗶𝘀𝘁𝗶𝗻𝗴 𝗰𝗮𝘀𝗵 𝗳𝗹𝗼𝘄 𝘄𝗼𝗿𝗸 𝘀𝗺𝗮𝗿𝘁𝗲𝗿.

📩 If this is new to you, send us a message and let’s map out what your current cash flow could actually be doing for you.

18/08/2026

𝗘𝘃𝗲𝗿 𝘄𝗼𝗻𝗱𝗲𝗿𝗲𝗱 𝗵𝗼𝘄 𝘆𝗼𝘂𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝘀𝗰𝗼𝗿𝗲 𝗿𝗲𝗮𝗹𝗹𝘆 𝘄𝗼𝗿𝗸𝘀?

Your credit score isn't about being perfect - it's about being consistent.

Small habits can have a big impact over time:
✔️ Check your credit score regularly.
✔️ Set up direct debits to align with your payday and cash flow.
✔️ Make every repayment on time, every time.

These simple steps can help build a stronger credit profile and put you in a better position when it's time to apply for a home loan.

If you're thinking about buying, refinancing or just want to understand how your credit score could affect your borrowing power, we're here to help.

📞 Get in touch with the Franzway team today.

17/08/2026

A bit of magic over the Franzway office this morning 🌈

Address

32/18-20 Naru Street
Chinderah, NSW
2487

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+61416114990

Website

https://linktr.ee/franzway

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