Pera at Pamilya

One of the most basic money management principle I always mention is this: Distinguish wants from needs.

Most of the time, what we want isn’t what we need. And if we’re honest, we’ve been given far more than we actually need. We need food, clothing and shelter. We want everything else.

So how do we find joy when we can’t get what we want? Contentment is contingent on our attitudes, not our bank statements. If we’re always looking to make more money, gain more resources and acquire more wealth for ourselves, we’re not using money how God designed it to be used.

Money is a tool to provide for our needs, to provide for the needs of others and an opportunity to give back to God as an act of worship. By giving to God, we’re declaring that we don’t find our satisfaction in money, but in Jesus. Jesus is the one who provides for us. Loving money more than God leads to pain, letdown and sin. But when we trust God will provide for our needs, we can find our contentment in Him.

Money will run out, but God is a generous giver who is with us through everything, no matter what. He provides for us, above and beyond what we expect. When we trust and obey Him with our money and our lives, we receive His rich love and the transformation it creates in us.
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"But godliness with contentment is great gain"
- 1 Timothy 6:6

RIP Kobe! 🙏😟

NBA superstar Kobe Bryant killed in helicopter crash Retired NBA superstar Kobe Bryant died Sunday morning in a fatal California helicopter crash that killed four others, CNBC has confirmed.

Filipino expat workers: Ignore OWWA, then face dire consequences Pay your $25 biennial fees online or via app now

May 10 years old ka bang anak?
Gusto mo siyang magkaron ng magandang future?

Just by saving and investing of 88 pesos per day for only 7 years it will give him/her 9.1 Million Retirement Fund and Healthcare Fund at age 60.

10 - 60 years old can apply to this kind of Saving Plan.

For more information, send us a message!

OFW nakaipon ng 1M pesos matapos mag diet, iwasan ang online games, at sigarilyo Marami sa atin ang gusto talagang makaipon para may maipundar na mga pag-aari ngunit hindi lahat ay magaling magdisiplina sa sarili at agad na nakakaipon. Pero, ang OFW na ito ay sinikap na iwasan ang mga bagay na makakasama sa kanyang katawan para maka-ipon. Si Neil Ryan Lorenzo ay nagshare kung pa...

Boarding on Flight 2020 has been announced......

Hope you have checked in only the best souvenirs from 2019 in your luggage....

The BAD and SAD moments if carried, must be thrown away in the garbage bins upon arrival .......

The flight will be 12 months long.
So, loosen your seat belts, jingle and mingle.

The stop-overs will be :

✳Health,
✳Love,
✳Joy,
✳Harmony,
✳Well-being
✳Peace.

Refueling will be at
👍Giving
👍Sharing
👍Caring.

The following menu is offered and will be served during the flight.......

✅ Cocktail of Friendship,
✅ Supreme of Health,
✅ Grating of Prosperity,
✅ Bowl of Excellent News
✅ Salad of Success,
✅ Cake of Happiness,

All accompanied by bursts of laughter...
But remember, you will enjoy these meals and the journey better if you talk, share, smile and laugh together. Sitting silent will make the flight seem longer.

Wishing you and your family 👪 an enjoyable trip on board flight 2020💥✨🏃👫💌💍☔⛄🌊🌈🌁🌴🌹🌷🍀

Me: Sir, ang ganda ng car mo, top of the line ah!

Sir: Oo, 18K monthly binabayad ko (amortization)

Me: I'm sure insured ang new car mo boss. 🙂

Sir: Ay oo naman, required yan pag kumuha ka ng brand new car sa casa.

Me: ah, ganun po ba? kumuha ka din insurance nyan? para saan daw po yun?

Sir: Oo, para kung ano man ang mangyari, magasgasan o maaksidente eh may sasalo ng gastos. Mahirap na, buti na yung ready tayo.

Me: Maganda nga yan sir, eh Ikaw ba Sir, insured ka din ba? paano kung ikaw o ang family mo ang sakay sa maganda mong car sa oras na hindi inaasahan? May sasalo din ba ng gastos para sa iyo?

Sir: “Ang lakas lakas ko pa pinapatay mo na ako.”

Me: Para saan po ba ang seatbelt, airbag at spare tire ng sasakyan? Nilagay yang mga yan dahil alam ng designer na hindi natin masasabi kung kailan tayo mapapahamak, tama po ba sir?

Sir: (Natulala at napaisip na lang)

Friends, kung yun ngang kotse natin na wala namang financial responsibility para sa atin pag nawala tayo o magkaron ng hindi inaasahang pangyayari sa atin eh insured, bakit tayo na breadwinner ay hindi?

Alam mo bang pwede kana magstart with 18k annual premium? Insured kana, may Investment ka pa. Isang buwan lang na hulog mo sa sasakyan mo yon.

As part of my advocacy, I will make sure na kapag nawala ka, hindi matitigil sa byahe ng buhay ang iyong pamilya. I’d love to be you and your family’s seatbelt, airbag, and spare tire against life’s uncertainties.

(Credit to the owner)

10 money resolutions to help you fix your finances in 2020 From paying down credit card debts to setting up an emergency fund and more, here are 10 goals for the year ahead

If you want to be a millionaire, start thinking like one Your earning potential doesn't start with your job — it begins with your mindset.

“If you took all the money in the world and divided it equally among everybody, it would soon all be back in the same pockets.”
- Jim Rohn

You don't suddenly learn how to handle money by amassing more of it. Reason why a lot of lottery winners lose it all.

Financial literacy is not a side effect of wealth. Wealth is a side effect of financial literacy.

Invest in yourself. Keep learning, keep growing. It will soon pay off.📉📊📈

Life is so short.. sometimes, people prepare for the future too much that they neglect to enjoy the present..