The Busy Woman's Guide to Money

If you are a small business owner - check out the latest video on my channel.

What is a SEP IRA account There are different ways for small businesses and the self employed to save for retirement. In this video I talk about what the SEP IRA account is and the a...

Learning about long term investing and how it’s different than trading can give you the confidence and power to get engaged in the investing decisions.

https://youtu.be/MWETPvrJH_I

Just launched my Youtube Channel and check out my video - This channel will have Investing Educational content and financial advisor interviews and more! I appreciate and subscribes, likes and comments! thank you

What are Alternative Investments What are Alternative Investments, what are the pros and cons of investing in this category. What types of investors invest in alternatives and what to watch...

Had a Great Conversation with Megan Bozzuto on the HERizons Podcast talking about Women and Wealth! The Episode Drops today! Women are on track to control over $30 Trillion in Assets by 2030.
And 45% of Married working Women earn the same or more than their spouse..... (pew research)

Yet, over 55% of all married women leave the investing decisions to their spouse because they think they are more knowledgeable.

Yet, Women live on average 5 years longer than men and 74% of divorced and widowed women learn during this stressful time in their lives that their financial stability is worse than they thought (UBS study) .....probably because they weren't involved in the financial decisions.......

Women deserve to get the financial knowledge they need to make decisions and be actively involved in their investing future.

I am a Speaker and partner with Financial Coaches and Advisors as well as offer educational courses on-line through my website www.DebraOhstrom.com that are Jargon Free and easy for everyone to understand.
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Which is your favorite??

IT's Officially LAUNCHED! So excited to share about this Collaboration with BIZLibrary. As part of their Expert Training Series, I have created a course for their Content Library to train their client's employees around the country.

A big Thank You to BizLibrary for this great opportunity and in including this important Topic on Financial Planning and Investing into your Library.

I am so happy to help educate employees in reaching their financial goals!

IT's Officially LAUNCHED! So excited to share about this Collaboration with BIZLibrary. As part of their Expert Training Series, I have created a course for their Content Library to train their client's employees around the country.

A big Thank You to BizLibrary for this great opportunity and in including this important Topic on Financial Planning and Investing into your Library.

I am so happy to help educate employees in reaching their financial goals!

IT's Officially LAUNCHED! So excited to share about this Collaboration with BIZLibrary. As part of their Expert Training Series, I have created a course for their Content Library to train their client's employees around the country.

A big Thank You to BizLibrary for this great opportunity and in including this important Topic on Financial Planning and Investing into your Library.

I am so happy to help educate employees in reaching their financial goals!

Don’t you want to be a part of the 83%.

Dm me to find out how I can help!

When inflation is high you may be better off investing over the long term than paying off low interest debt early.

Managing your health is similar to managing your wealth!

Building your physical strength takes protein and building your financial strength takes investing.

You deserve to be financially Strong!

Some people want to learn at their own convenience and some people want to talk to a person for immediate feedback. Sometimes both can work together.

What helps you??

Writing down your plan helps you get to your goals

Money is one of the Top reasons for couples to argue.

People have different hidden emotions around money and that impacts how they handle it.

Having real conversations about goals, values and beliefs can you build the life you want Together!

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If you want something to be better in your life then you need to do something different. Small steps toward your goals add up. Whether it’s your money or your health new actions get you there.

I created the MAPP system to give you the process to reach your money Goals.

Reach out and DM me to find out more

Dry January is now a Ritual and a whole Mocktail industry is there to help us get through it.

Some of us need Distractions such as RETAIL THERAPY! That is Bad for our Bank Accounts.

I HEREBY Declare a New Movement Called FRUGAL FEBRUARY!

Who is with me ??

IT"S OFFICIAL!! My Financial Workbook is Now on AMAZON!

Do you want a Workbook to get your MoneyGOALS on Track?

Do you want a Workbook to have Your Financial House together in ONE PLACE!

This Workbook can help you Build Your Plan and start Investing

Check out the link in my Bio or GO to my WEBSITE and check it out!

Money and your finances can be one of the top stressors in your life.

Imagine how it feels to know you are on the right track to building your nest egg and taking Care of Yourself!

Imagine if you knew what to expect with investing over the long term and how to handle downturns.

Imagine if you felt in control of your financial future and had the ability to help the ones you love financially whether that is your children or grandchildren.

Being in control and having confidence in your finances impacts your relationships and your health for the better.

That is why I created this Free Training to help you understand how to get started taking control of your financial future its on my website debraohstrom.com or the link in my IG Bio

Let me tell you about my sister.

I told you how I grew up with a single mom but I didn’t tell you that I have a sister that grew up with me in that environment.

When we were in our late 20’s and early 30’s she had VERY Different spending habits than I did. As a matter of fact she spent money like crazy on expensive spa outings, clothes, cars, you name it.

(Can you say Polar Opposite? )

I would constantly NAG her like crazy on how she was ruining her future and had horrible visions that I would end up needing to support her when we were in our 60s. Knowing I would be helping my mother was one thing but thinking I would need to take care of my sister too was way too much to handle.
I couldn’t get through to her and eventually gave up and shook my head on her spending.

Although, The ONE THING I never gave up on was making sure she put a healthy contribution into her 401K account and get her employer match.
Fast forward to our 50’s (20 Years Later) she had an epiphany that she had to get her finances in order since 65 was only 15 years away.

To her credit - she got rid of her expensive car, expensive apartment and paid off her credit cards in about 3 years. Being a single woman, she knew she had to figure this out and take care of herself.
The other good news is that when I talked her through it and we went over her 401k accounts she had accumulated Hundreds of Thousands of Dollars by automatically contributing, getting her match and investing the money over time!

If I can teach my sister how to set herself up for a good retirement than I can teach you too!

Don’t wait for paying down debt or any other reason. You need to start investing now in a really low fee easy way so you can have financial security when you need it.
Getting educated is the way to help you take action and trust yourself to make good decisions for your future.
That is why I created this webinar with Free Training on why it’s so important for you to start investing for you financial future. Check out the Link in my Bio or my Website DebraOhstrom.com
for the Free Training.

My Story.... I know I have a lot of new followers who don't know why I do what I do so I wanted to share why this topic is so Important to Me.

My parent’s were divorced when I was young and I watched my mother struggle with money as I was growing up. I saw how it impacted her decisions in other parts of her life whether it was in her relationships or her healthcare needs. There were times when she didn’t go to the doctor or dentist and these memories made lasting impressions on me.

That drove me to be very financially independent and I realized at a very young age that if I wanted to make good decisions and build a good life for myself, the first thing I needed to do was to have a strong financial foundation. I saw that path through education and I paid for my own college and eventually earned an MBA in Finance and the Chartered Financial Analyst designation. I also had student loan debt that I paid that off over time so I know what that feels like.

I have worked in the Financial Industry for over 27 years, at firms like Merrill Lynch, Morgan Stanley and Citi Private Bank in their New York offices. Throughout all this time, I see that women still aren’t being served well by the industry and with over 70% of all financial advisors being male, women are intimidated and don’t know who to trust.

I decided to bring my experience directly to you so you can have the confidence and clarity to achieve the financial future you desire.

That’s why I created this Free Training for you to learn why it’s so important now for you to get started taking control of your financial future. Check out my website to get the Free Training

Getting educated and growing your money is no longer a choice but is now a necessity . You know how Inflation is making everything more expensive and you won’t earn enough on a savings account to keep up.

This means achieving your money goals is harder than ever and you need to be informed and in control on how to make good decisions when it comes to your money.
Did you know that 74% of all divorced and widowed women find out their household finances were worse than they thought since they weren’t involved in any of the decisions. This doesn’t have to be the case anymore.

You don’t want to run out of money in retirement or become a burden to your children in your older years so the sooner you put your plan into place you can start achieving your money goals and build a secure financial future.

That is why I put together this Free Seminar on mastering your money so go to my website DebraOhstrom.com and register today.

One of the biggest problems I see is that many women think getting started investing is really complicated, and that they need to be a math expert and it takes a lot of money to get started.

Making a money plan and investing for the long term is so much easier today versus even ten years ago. Well, none of that is true anymore.

Did you know, that 83% of the people who put a financial plan in place, regardless of their income, feel better about their situation 12 months later!

You don’t need to pick your own stocks or be an expert when there are easy ways to invest in a basket of investments so your money grows over the long term in a way that is right for you and your goals.

That is why I put together this FREE training to help you understand that you can start investing with a small dollar amount every month and achieve a secure financial future.

This training is straight forward without all the financial jargon so you can learn to achieve your Money Goals in a way that fits your situation and lifestyle.

You can find this FREE TRAINING right on my website DebraOhstrom.com

Every Day is an chance to take a small step to reach your goals.

Small steps add up over time.

It's easier to focus on doing something new instead of cutting something out.

Start doing one small thing this Month to help you get to your money goals!

Wishing You a Magical 2023!!

Such a great talk with the Nutrient Sisters about Money.

Check out the episode

Small amounts can compound over time and make a big difference in your life down the road.