01/09/2025
Hello, dear friends! ๐
Tax season is just around the cornerโare you ready? ๐ค What strategies can help you save on taxes and set aside more for your future? In the U.S., paying more taxes isnโt a badge of honorโit often means thereโs room for better planning. ๐ก
Think about it: why does Warren Buffett pay less tax than his secretary? Why do business owners pay less tax than employees? Is it because they earn less? Of course not! ๐ผ The wealthy invest time and money into learning and planning, focusing on tax strategies that work for them.
Meanwhile, many of us are caught up in the daily grind, using all our energy at work, leaving little time to plan for ourselves. ๐โโ๏ธ๐ฆ But what happens when layoffs or setbacks come? Are we truly prepared? We pour our time and effort into building someone elseโs dream while neglecting our own. When we look back, will we regret not starting earlier?
Why not take charge of your future now? ๐ Spend time learning and preparingโitโs an investment in YOU. The decisions you make today can shape your tomorrow.
๐ Mark Your Calendar:
๐
Thursday, January 9, 2025
โฐ Time: 8:00 PMโ9:15 PM CST
๐ Topic: Tax-Saving Strategies for 2025
Speakers: ๐งโ๐ซ Jim Shi / ๐ฉโ๐ผ Kate Xie, CPA (Certified Public Accountant)
โ
Join Zoom Meeting:
๐ https://us02web.zoom.us/j/83127450422
Meeting ID: 831 2745 0422
Passcode: available upon confirmation
Take this opportunity to learn and empower yourself. Your future self will thank you! ๐
01/05/2025
Financial Literacy Crisis! ๐ก Go Educate MeโAbundance Mindset Needed!
๐ Poor money habits and instant gratification hurt not just individuals, but our entire society.
๐ A nation drowning in debt and a generation lacking financial wisdom cannot thrive.
๐ Wealth without wisdom? Thatโs a curse, not a blessing.
We canโt rely on โGoFundMeโ to fix our future. Itโs time to act! Join our financial literacy campaign to build an abundance mindset and fight poverty mentality in one of the wealthiest countries on Earth.
Letโs create a future of empowered, educated individuals who know how to thrive financially. ๐
Do you think knowing less costs more? How can we solve the problem?
01/03/2025
๐ Wake Up and Save the Future: A Call for Financial Education ๐
We live in one of the wealthiest countries, yet many are trapped in stress, living paycheck to paycheck. ๐ณ๐ธ Commercials tempt us to spend money we donโt have, fueling a debt-driven culture that feels like chains around our necks. โ๏ธ
็ไบๅฟงๆฃ๏ผๆญปไบๅฎไน โ "Adversity leads to growth, while complacency breeds failure."
Poor money management, lack of self-control, and instant gratification are not just personal issues; they threaten the foundation of our society and the next generation. ๐ ๐ถ
A country burdened by debt cannot thrive. ๐ A generation without financial wisdom cannot prosper. ๐ Wealth transfer without wisdom is not a blessingโitโs a curse.
The time to act is NOW. โฐ Letโs prioritize financial literacy, instill responsibility, and empower individuals to make better choices. Together, we can secure a brighter future. ๐๐
Wake Up. Act Now. Secure the Future. ๐๐ช
01/03/2025
๐ Wake Up and Save the Future: A Call for Financial Education ๐
We live in one of the wealthiest countries, yet many are trapped in stress, living paycheck to paycheck. ๐ณ๐ธ Commercials tempt us to spend money we donโt have, fueling a debt-driven culture that feels like chains around our necks. โ๏ธ
A Chinese proverb from Mengzi ็ไบๅฟงๆฃ๏ผๆญปไบๅฎไน โ "Adversity leads to growth, while complacency breeds failure."
Poor money management, lack of self-control, and instant gratification are not just personal issues; they threaten the foundation of our society and the next generation. ๐ ๐ถ
A country burdened by debt cannot thrive. ๐ A generation without financial wisdom cannot prosper. ๐ Wealth transfer without wisdom is not a blessingโitโs a curse.
The time to act is NOW. โฐ Letโs prioritize financial literacy, instill responsibility, and empower individuals to make better choices. Together, we can secure a brighter future. ๐๐
Wake Up. Act Now. Secure the Future. ๐๐ช
01/03/2025
๐ Wake Up and Save the Future: A Call for Financial Education ๐
We live in one of the wealthiest nations, yet too many are trapped in debt, stress, and living paycheck to paycheck. ๐ณ๐ธ Commercials push us to spend money we donโt have, creating a debt-driven culture that feels like chains around our necks. โ๏ธ
At EarlyBird Financial Empowerment, we believe the key to breaking this cycle lies in our youth. By teaching financial knowledge, discipline, self-control, and an abundance mindset rooted in generosity, we can create a new generation equipped to thrive and give back. ๐ฑ๐ก๐
็ไบๅฟงๆฃ๏ผๆญปไบๅฎไน โ "Adversity sparks growth; complacency leads to downfall." Letโs empower our youth to grow into leaders who manage money wisely, build wealth with purpose, and uplift their communities. ๐ ๐ถ
The future depends on what we teach today. Letโs make financial literacy the cornerstone of a brighter, stronger America. ๐
Wake Up. Act Now. Secure the Future. Together. ๐๐ช
12/23/2024
The New Yearโs Bell: A Message of Perseverance and Hope
The New Yearโs bell is about to ring, heralding a new chapter. ๐ Perhaps you are standing at the starting line of your dreams, quietly navigating the uncharted path ahead. ๐ค๏ธ You may have endured countless unnoticed nights, steadfastly learning ๐, striving for self-improvement, yet the results you hope for still seem distant. ๐
Mocking voices may echo around you, doubting your aspirations and dismissing your choices. ๐คจ Yet, you persist, refusing to abandon your journey. ๐ช This message is dedicated to you, the dreamer who remains resolute. ๐
Do you know? On the road to success, three laws silently guide and protect you: ๐ฑ
๐ชท The Lotus Law
The growth of the lotus is nothing short of a miracle. โจ On the first day, it is but an inconspicuous bud; ๐ฑ by the 15th day, its coverage of the water surface remains minimal. But on the 30th day, the pond is fully covered with its leaves. ๐๏ธ Its growth is a quiet accumulationโevery bit of effort and learning, no matter how insignificant it seems now, will one day culminate in a transformative breakthrough. ๐ก
๐ Believe in yourself. Every moment of time and energy you invest will become the foundation of your future bloom.
๐๐ฆ ๐ชฐThe Cicada Law
A cicada spends 17 years buried underground, silently waiting for the right moment to emerge and take flight, ๐ถ singing its triumph to the world. ๐ Most of its life is a period of quiet preparation and reserved strength. ๐ฐ๏ธ When the time comes, its song resonates across the skies. โ๏ธ
๐ Every ounce of perseverance you exhibit today is building towards your eventual emergence. ๐ Those seemingly silent days are, in fact, the most critical groundwork. ๐ชด
๐ The Bamboo Law
The growth of bamboo is awe-inspiring. ๐ณ For four years, its height barely changes, as it devotes all its energy to deepening its roots. ๐ In the fifth year, it grows at an astonishing rate of 30 centimeters per day. ๐ Arenโt you experiencing a similar phase?
๐ The deeper the foundation, the greater the growth to come. Those who mock you simply cannot see the strength you are building beneath the surface.
12/18/2024
EarlyBird Financial Empowerment Nonprofit Presents a Tax-Saving Workshop
๐ฏ Don't Miss the 2024 Year-End Tax-Saving Secrets! ๐ก
๐ฐ Are you working hard all year just to pay the IRS, or are you building a brighter future for your family? With the right tax-saving strategies, you may avoid leaving money "on the table."
Join us for the Year-End Tax-Saving Sprint!
๐ Date: December 19, 2024
โฐ Time: 8:00 PM CST
๐ฅ Location: Online Zoom Meeting
๐ Register Now: https://us02web.zoom.us/meeting/register/tZUvceuvrT0qHtT5XpzrKduX3Xf8-pqvjJA_
Registered participants will receive exclusive tax planning tips for 2024!
๐ค What will you gain from this workshop?
โ
Discover hidden tax strategies to boost your refund ๐
โ
Uncover overlooked credits and deductions ๐ต๏ธโโ๏ธ
โ
Learn how to avoid common mistakes that cost you money ๐ก
๐ Special Guest Speaker:
Stella Xu, Certified Public Accountant (CPA)
๐ผ A seasoned expert with over 20 years of tax planning experience!
๐ Who should attend?
๐ Families looking to maximize savings
๐ Small business owners optimizing their financial management
๐ Individuals who want to reduce stress and save money on taxes
๐ง Donโt let your money slip away! This free workshop will transform how you approach taxes!
๐ Limited spots available โ Act now!
Click our link and learn more!
https://earlybirdfinempower.com/
12/10/2024
๐ What is an Emergency Fund? ๐
An emergency fund is a savings account set aside to cover unexpected expenses, like:
๐ Car repairs
๐ฅ Medical bills
๐ Home maintenance
๐ผ Job loss
Itโs your financial safety net to prevent debt during tough times.
Why You Need It:
๐ก๏ธ Protects against financial stress
๐ณ Avoids using high-interest credit cards
โ๏ธ Keeps your long-term goals on track
How Much to Save:
๐ฐ Start small: $500โ$1,000 for immediate emergencies
๐ฐ Build up: 3โ6 months of living expenses for full security
Where to Keep It:
๐ฆ In a high-yield savings account
๐ Accessible but separate from your regular account to avoid spending it
๐ Example:
When Alexโs water heater broke, the repair cost $800. Instead of using a credit card, he used his emergency fund. This saved him from debt and high interest charges.
โ
Action Plan:
Open a separate savings account for emergencies.
Start saving $50โ$100 per month (or whatever you can afford).
Build it over timeโevery dollar counts!
๐ ๏ธ Build your safety net today for a stress-free tomorrow!
12/10/2024
๐ Day 1: What is Financial Wellness? ๐
Financial wellness means living without financial stress. Itโs about:
๐ธ Covering your needs
๐ก๏ธ Handling unexpected expenses
๐ Working toward long-term goals
It requires balance in:
โ๏ธ Spending
โ๏ธ Saving
โ๏ธ Investing
โ๏ธ Protecting your assets
๐ Example:
Emma earns $4,000 a month. She tracks her spending, saves 20% of her income, and has an emergency fund of $6,000. When her car needed a $1,200 repair, she used her emergency fund instead of a credit card. Emma is financially well-prepared and working toward a stress-free future!
โ
Action Plan:
1๏ธโฃ Write down what financial wellness means to you.
2๏ธโฃ Identify:
โ๏ธ Areas where you feel secure.
โ๏ธ Areas needing improvement.
๐ช Letโs take the first step toward financial independence today!
Quote
"Do not save what is left after spending, but spend what is left after saving." โ Warren Buffett
Recommended Reading
๐ "The Richest Man in Babylon" by George S. Clason
Timeless financial wisdom presented through simple, engaging parables.
๐ "The Psychology of Money" by Morgan Housel
Explore how mindset and behavior impact financial decisions and long-term success.
10/23/2024
Hi my dear friends, Iโm excited to share an amazing event for those looking to resolve video game and family time conflicts! ๐
Bobo, a true visionary, is dedicated to making a positive impact on children's lives. I know Bobo personally and he is more than a pediatrician. He is a mentor and a coach to many young men and women.
He cares deeply about their holistic wellbeing and wants to teach families how to maintain a healthy relationship with video games. This event is a great opportunity to learn practical strategies for balancing gaming and family time.
๐ฎ Unlock the Power of Gaming in Your Family! ๐ฎ
Are video games causing conflict in your home? Want to transform how your family interacts with gaming? Join the Family & Video Games Summit for expert tips on creating healthy gaming habits, improving communication, and making games a positive force for connection!
๐จโ๐ฉโ๐งโ๐ฆ For Parents & Gamers Alike ๐ฌ Learn about mental health, online safety, and more!
๐
Time: Oct 25th to 26th, 2024
๐ Join the Summit online with free tickets.
โ
๏ธhttp://www.gamewell24.com
Make gaming work for your family!๐
08/02/2024
๐คThis image titled "How The Wealthy Manage Money" contrasts traditional financial habits with those of wealthy individuals. It highlights key differences in income, taxes, spending, and investing strategies.
๐Traditional Approach:
- Income: Earn money from a job.
- Taxes: Pay taxes on earned income.
- Spending: Spend remaining money.
- Investing: Little or no investment.
๐Wealthy Approach:
- Income: Develop skills to solve problems, increasing earning potential.
- Taxes: Learn tax laws to legally minimize taxes.
- Spending: Spend well below their means to save more.
- Investing: Grow savings by investing in stocks, bonds, properties, business and etc.
โ
๏ธLesson:
Adopting these wealth-building habits can lead to greater financial security and growth. Focus on increasing income through problem-solving, minimizing taxes, controlled spending, and strategic investing to build wealth over time.
๐ค1. What changes could you make in your financial habits to align more with how the wealthy manage money?
๐ค2. How do you think learning and applying tax laws could affect your financial situation?
๐ค3. In what ways can spending below your means contribute to long-term financial stability?
๐ค4. How might investing in diverse assets like stocks, bonds, and properties change your financial future?
๐ค5. What skills could you develop to increase your earning potential and solve others' problems?
06/08/2024
๐โจ๏ธโจ๏ธMonthly Savings Needed for $1 Million by Age 65
Want to retire with $1 million? Here's how much you need to save each month, starting at different ages, assuming a 5% annual interest rate:
- โ
๏ธStart at Age 25: Save $690 per month
- โ
๏ธStart at Age 35: Save $1,254 per month
- โ
๏ธ Start at Age 45:Save $2,520 per month
- โ
๏ธStart at Age 55: Save $6,625 per month
๐Why Start Early?
The sooner you start saving, the less you need to save each month. Thanks to compound interest, your money grows more over time.
- Start at Age 25: Enjoy 40 years of growth, saving less each month.
- Start at Age 35: Save nearly double what you'd need if you started at 25.
- Start at Age 45: Monthly savings more than triple compared to starting at 35.
- Start at Age 55: Saving becomes extremely difficult, needing over $6,600 per month.
๐๐
๐Don't procrastinateโstart saving now! Early planning and saving make reaching your financial goals much easier. Secure your future today!๐๐๐
05/30/2024
Hi my dear friends.
Join Our Open Seminar on College Financial Aid!* ๐
It's graduation season, and we know how hard students work towards their future. ๐ As families attend different ceremonies, let's also focus on the next stepsโplanning for college!
Are you overwhelmed by the thought of college expenses? Do you feel like financial aid isn't for you, or that loans are your only option? It's time to rethink!
In this seminar, weโll explore how early planning and smart saving can significantly reduce the financial burden of college education. Learn from experts who will guide you through:
- Understanding different types of financial aid
- Tips for effective saving strategies
- The importance of starting early
- How to maximize financial aid opportunities
๐ก Planning ahead can make a world of difference! Join us to gain invaluable insights and set your family up for success. Let's ensure no student is left behind due to financial constraints.
Feel free to share this with anyone who might benefit from this seminar. Together, we can make college dreams a reality! ๐
5/30/2024 Thursday Evening Open Seminar
โฐ Time: 08:00 PM โ 9:15 PM CST
๐ Topic: What's new in Financial Aid and how to maximize it
๐ MC: Liwei McBain
๐ Presenters: Beige Chen/Jianmin
โ
Join Zoom Meeting
[https://us02web.zoom.us/j/83127450422](https://us02web.zoom.us/j/83127450422)
โ
Meeting ID:831 2745 0422
โ
Passcode:2024
05/16/2024
Curious about your Financial Intelligence Quotient (FIQ)?
It's time to elevate your financial IQ with FIQ, powered by WFG. This quick, five-question quiz is your first step towards building resilience and confidence in your financial decisions.
Here's a glimpse of what you'll discover:
โ
๏ธHow do you compare with others in managing unexpected expenses?
โ
๏ธAre you prepared for financial emergencies?
โ
๏ธWhat steps can you take to improve your financial health?
Ready to discover how financially resilient you really are? [Take the FIQ Quiz today and start building a more secure future!]
Click here to find more!
โ
๏ธhttps://lnkd.in/dWMc5qdk
04/24/2024
โ
McDonald's is renowned for its vast food and real estate empire, even though their offerings may not be the tastiest or healthiest.
โ
They've successfully associated their brand with happiness, a concept that resonates deeply with consumers.
โ
As advocates for financial literacy, our role is pivotal in helping others realize what financial freedom truly means to them and why it's crucial to maintain a healthy relationship with money.
โ
It's not merely about having moneyโit's about having the freedom to make choices, the ability to give generously, and the liberty to live fully.๐ค๐๏ธ๐
โ
World Financial Group (WFG) equips everyday individuals with the vital skills needed for managing money, complementing this education with mentorship and the opportunity to own a franchise for an initial registration fee of $125. ๐๏ธ๐
โ
This small investment has the potential to transform lives, offering middle-class Americans a pathway to becoming self-made millionaires through financial knowledge and strategies typically reserved for the wealthy elite.๐๐๐๐๐๐
โ
Many financial advisors may not invest time in those with minimal savings or deep debt, focusing instead on wealthier clients. However, our mission is different. We're here to support those who are struggling financiallyโthose who feel overlooked and left behind. We offer our hands and hearts to guide them.๐ค๐ค๐ค๐ค๐ค๐คโฅ๏ธโฅ๏ธโฅ๏ธโฅ๏ธ
โ
Join us on this journey. We've been in your shoes, feeling downtrodden, but were lifted up by the compassionate and professional financial literacy advocates at WFG who provided us with free financial consultations.๐
No family is left behind as we strive for financial freedom.๐๐
Remember, true freedom isn't achieved until you're financially free.
We're not just selling insurance; we're offering the keys to unlock financial independence, opening doors to dreams and goals.๐๐๐๏ธ๐๏ธ๐
Let's fight for financial freedom together!๐ช๐ค