Sally Redmon

Sally Redmon

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The words to express how wonderful Sally and Deidtra are just don't exist!! From the very beginning they answered every question I had and calmed me when I would start to panic! Although my file was very difficult, they never gave up and never slowed down!! I had a very bad experience before with another mortgage company and was very hesitant on trusting another one. These two gave me all the confidence to continue moving forward and now I OWN my house!! Thank you so much ladies!!
Was neat seeing your name on my Texas 10 Series bib yesterday!

Educating, Encouraging and Empowering people in the areas of Home Finance and Personal Growth.

Operating as usual

05/08/2022

Happy Mother's Day!!

May your day be filled with so much love and blessings! 🥰

05/06/2022

The FHA Chenoa Fund gives you the ability to purchase a home with No Money Down.

*as low as 600 Credit Score
*3.5 and 5% assistance
*no First Time Homebuyer Requirement
*non-occupying borrowers are permitted

Call me today for more information @936-828-7499

NMLS #176514
Corp NMLS# 176514
Equal Housing Lender

05/05/2022

Wondering what the Housing Market Update in Montgomery County is looking like? Here is a snapshot for the month of April.

05/04/2022

"If your dreams about tomorrow only require the abilities you have today, you haven't dreamt yet. Feeling inadequate about a goal isn't a sign to stop. It's a sign that something will stretch you beyond who you are today. Use discomfort as confirmation, not discouragement." @jonacuff

Taking 8 weeks off of FB and Insta were the best 8 weeks I have had in a REALLY long time. Keep Dreaming Friends!!!

02/16/2022

**The Doctor (Home Loan) is IN!!!**

*Medical Resident
*Medical Doctor (MD)
* Doctor of Dental Medicine (DMD)
*Chiropractor DC
*Doctor of Veterinarian Medicine (DVM)
*And MORE

Give me a call or send me a text today for more information at 936-828-7499!!

02/15/2022

**HOT TOPIC: Interest Rates**

How are increasing interest rates affecting buying power and affordability?

A 1% increase in rates over time is significant as you can see in the illustration.

It is important to understand that we are in an increasing rate environment and reports are saying we will be through 2024.

Let me guide you through the Home Loan process. Reach out to me via call/text @936-828-7499 and let’s go over your unique situation as you seek to purchase your Dream Home.

02/01/2022

New Month, New Start, New Goals…

What is one thing you have set out to accomplish this month?

01/31/2022

What if I told you, not every Mountain is worth climbing?

Brendon Burchard says, “High Performers, want to know that their efforts align with something important, that their work is significant, and that their lives are creating a legacy and feeding a larger purpose.”

Last day of the month…do you need to reset and realign your goals?

#

01/28/2022

“The only impossible Journey is the one you never begin.” Tony Robbins

What is something you’ve wanted to do, but just haven’t taken the first step?

Start your own business, run a marathon, start a new career, buy your first home, take a trip, what is it? Most importantly, what’s holding you back?

Decide today, then take the first step towards it and see what happens!!!

Happy Friday!!!

01/27/2022

Wait…WHAT???? You speak Spanish??!!!!

I guess having a maiden name of Guerrero, doesn’t tip people off 😂.

Funny, even my husband did not believe I spoke Spanish when we met 🤷🏽‍♀️.

If you’re in need of someone that Speaks Spanish to walk you through the Home Loan Process, estoy aqui para servir.

Llameme Hoy! Call me today!
936-828-7499

01/26/2022

Mortgage insurance lowers the risk to the lender.

Mortgage Insurance is required on Conventional Loans, if the down payment is less than 20% down.

FHA has two types of Mortgage Insurance: Upfront and Monthly. The Upfront Mortgage Insurance is rolled into the loan and the monthly is paid out as part of your monthly payment. Unless 10% is put down, you will have mortgage insurance for the life of the loan. A 10% down payment would allow for only 10 years of Mortgage Insurance.

VA loans have no Mortgage Insurance.

USDA loans have declining mortgage insurance. As the loan balance decreases, the Mortgage Insurance decreases.

For more information, reach out to me at 936-828-7499. Let me guide you through the Home Loan Process!

01/25/2022

Having a “Zero” credit score does NOT automatically disqualify you from purchasing a home. Down payment requirements are as little as 3.5% down for FHA and a minimum of 10% down for Conventional Loan.

For more information, give me a call or text me at 936-828-7499.

Let me guide you through the Home Loan process today!!

01/24/2022

Growth is uncomfortable, messy, full of struggle and intense feelings, which are all necessary for transformation.

Change begins with you, not your external circumstances. Whatever situation you are in requires YOU to grow. You are the common denominator in every situation you are in. YOU have the power to change. Start from the inside out, your Future Self will thank you!!

01/21/2022

“Challenges make you discover things about yourself that you never really knew. They're what make that instrument stretch — what make you go beyond the norm.” — Cicely Tyson

Life has its own way of bringing challenges into your life. Why not set out to challenge yourself in an area you have never challenged yourself in before? Challenge yourself, not for the sake of accomplishment, but to get face to face with yourself and come out on the other side a stronger version of YOU!!

01/20/2022

What did YOU want to be when you grew up?

I’m aging myself by sharing mine 😂😂.

Life has a funny way of placing you right where you need to be.

Now, I help make people’s dream of HomeOwnership come True!

01/19/2022

Is saving for a down payment holding you back from taking the first step towards Home Ownership? Do not let it!! There are programs available that will help cover the Down Payment Requirement needed on some mortgages. 100% financing is also available.

Let me guide you through the Home Loan Process today! Reach out for more information. Call or text me @ 936-828-7499.

01/18/2022

🏆 10 Year Challenge🏆

🏆HomeBuyer Edition🏆

The National Association of Realtors, for accuracy, provided this information comparing rates from 2011 vs. 2021.

What are you waiting for? The time to buy is NOW!!

01/17/2022

Happy Martin Luther King’s Day!

01/14/2022

“When we work hard for something we don’t believe in, it’s called stress. When we work hard for something we believe in, it’s called passion.” @simonsinek

It’s the end of the week, check in with yourself today. Life is too short to be stressed.

01/13/2022

“When we are no longer able to change our situation, we are challenged to change ourselves.” Viktor Frankl

There’s no better way to begin a journey of growth and change than through reading, in my opinion.

Do you have a favorites list? A top 5 list?

Share it with me today!

01/12/2022

The time to buy is now! What are you waiting for?

Give me a call today and let me guide you through the mortgage process.

I’m only a call or text away at 936-828-7499.

01/12/2022

Too often, individuals focus on Interest Rate when presented with mortgage offers, but it’s important to focus on the total cost of your mortgage.

APR is an important term to understand before you commit to a home loan.

The APR factors in costs beyond just the interest rate, it’s important to pay attention to every expense. By doing this, it will help you make the best decision on the total amount you’ll pay for your home over time.

The APR will help you in comparing and choosing the best offer by mortgage lenders. The lowest Interest Rate may not mean the least expensive over all.

Let me guide you through the home buying process. I’m only a call/text away at 936-828-7499.

01/11/2022

According to NAR 2021 Report, First Time Buyers made up 31% of all homebuyers, the same as 2020.

It’s Your Time!! Let me guide you through the homebuying process. I’m only a call or text away at 936-828-7499.

01/10/2022

Is there an area in your life where you are feeling “stuck”?

If you pay close attention, there is physical clutter associated with it. Clear something out today. It doesn’t have to be a major overhaul, just something. Desk, Junk Drawer (everyone has at least one, right??), car, etc.

01/08/2022

What an amazing first week of 2022!!! Keep me in mind for all of your mortgage needs. If you are a Realtor/Builder I am here to serve you and your clients. Give me a shout this weekend, if you need anything @ 936-828-7499

What was your biggest win this first week of the year?

01/06/2022

The late Zig Ziglar was such an inspiration to me. I had the honor of attending one of his speaking engagements in Houston before his passing. To choose one quote from him is not easy because he was full of so much wisdom. But with that said, this one is the one I hold super close. It requires so much of me, I’m only human after all. Through the years, this quote has proven itself true time and time again. Though it does not come without sacrifice, it’s definitely worth living by.

Do you have a favorite Zig Ziglar quote?

01/05/2022

As you start your home search, a pre-qualification letter will serve as an initial gauge of your buying power. Be aware that a pre-qualification does not include a review of documents. To help avoid unexpected surprises, consider seeking a pre-approval before you fall in love with your dream home.

Let me guide you through the Mortgage Process. Call or Text me at 936-828-7499.

01/04/2022

Is buying a Home this year on your 2022 Goal List or Vision Board?

Do not let misinformation keep you from reaching out to find out what your HomeBuying Power looks like. You may be closer than you think!!

Let me guide you through the Mortgage Process today! Give me a call or send me a text at 936-828-7499.

01/03/2022

When asked the question by the late Larry King, "How do you deal with disappointment?" Lewis Howes said, "Be grateful for the things that don't work out along the journey because that is where the lessons are learned."

Don’t let the bumps along the journey through your year become a tombstone for your dreams. Allow each bump to slow you down long enough to learn the lesson it has for you in the moment. Make a decision today that you will continue on the journey towards your dream. Let every bump represent a defining moment along the path that will serve you and others in the future.


@lewishowes @larrykingnow

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