All lovejoy real estate and activities
Operating as usual
Is this a sign of the market cooling off? I think so, which would be nice if you're looking to buy a home.
Mortgage Applications Drop to Pre-Pandemic Levels The decline, which suggests a slowdown in buyer demand, occurred even as mortgage rates also fell.
FOR SALE - 1011 Michelson Lane Allen TX 75002 - Lovejoy Homes Realty
Immaculate & UPDATED 3 bed & 2 bath ranch-style home with in-ground pool located in a quiet, wooded neighborhood in the exemplary Allen ISD. Located near Watters Creek for premium restaurants and shopping. Also near jogging trails & city parks.
This is good news. I have been noticing the trend the last few weeks. March was madness where we were getting 30-50 offers with offers over $100K on every home. It is still a good time to sell, but we are getting closer to a healthier market.
Housing Moving Past Pricing Peak, But Inventory Still Low House hunters may soon see fewer bidding wars and fewer competing offers far above asking price, economists predict.
FOR SALE - 11 Lombardy Terrace #Benbrook TX 76132 by #Lovejoy #Homes #Realty - SPECTACULAR 4 bedroom, 3.5 bath custom home with an amazing outdoor living area on an oversized lot in a limited access neighborhood with large trees. Spanning over 3,025 sq ft, this home offers two spacious living rooms, formal dining & a wet bar. Custom gourmet kitchen with SS GE profile kitchen appliances; induction cooktop, double oven, microwave, oven warming drawer & granite countertops. A backyard paradise offers large entertaining spaces with an outdoor kitchen & a custom swimming pool & spa in a very quiet & private backyard. High-efficiency heat pump HVAC systems. Easy access to I-20, I-35 & Chisholm Trail. Minutes to Country Day Private School, #TCU, downtown #Fort #Worth & DFW Airport. Contact Cameron Choate Shane Tein Don McGrath Tarek Patterson for more information.
Smashing records !!! Home sales and prices in Austin Round Rock continued to break records in May, as the median price jumped 42% and home sales skyrocketed 48% year over year. Are you ready to sell or buy? Our expert @boonetbp Tarek Patterson Tarek Patterson in greater Austin is ready to help you. He just listed a home and got multiple offers & just executed an amazing contract for our clients. #austin #realestate #lovejoy #homes
SPECTACULAR West Plano 3 bedroom, 2.5 bath home located in a quiet cul-de-sac & backs up to 2.5 miles of walking trails, soccer
field, basketball court & park in the EXEMPLARY Plano ISD. This gorgeous home offers a spacious family room, hardwood floors,
plantation shutters throughout the house, an open kitchen with stainless steel appliances, granite oversized island & countertops &
a gas cooktop. Spacious master with hardwood floors & crown molding. Master bath with California shower, marble & limestone.
Minutes from tollway, Willow Bend Mall, Shops at Legacy, Toyota Stadium, major employers, & restaurants. #plano #forsale #lovejoy #homes #realty #Toyota
Are you looking to move to Austin, Texas? Here is the perfect home to start your journey. One-story home (4BR/3BA/3GA) in the Belterra sub-division. Close to shopping, with schools in the highly sought-after area in Dripping Springs ISD. Contact Tarek Patterson Cameron Choate Realtor at Lovejoy Homes Realty Shane Teien Don McGrath for your private showing. #austintexas #forsale #lovejoy #homes #realty
Recent data points on housing are showing the red hot market is cooling. Maybe, it is time to sell your home and make a big profit? #selling #lovejoy #homes
Pending home sales pummeled The lack of affordable homes continues to dog house hunters.
Is it or not a bubble? What are you guys think?
‘This Isn’t a Bubble’ Buyers may be showing concern that the market is overheating. But economists say this isn’t 2006, despite the skyrocketing prices.
JUST LISTED! 1404 Christine Dr Allen TX 75002 by Lovejoy Homes Realty
4 bedrooms | 2 bathrooms | 2,357 sq.ft. | EXEMPLARY Allen ISD
Contact [email protected] at #Lovejoy #Homes #Realty for a private showing or more information. #allenISD #houseforsale #1404ChristineDr #AllenTX
JUST LISTED! 436 Shady Valley Dr Allen TX 75002
SPECTACULAR 5 bedrooms | 4 baths | 3617 sq.ft. home in the EXEMPLARY ALLEN ISD! Recently updated home. Contact Don McGrath Cameron Choate Shane Teien Tarek Patterson at Lovejoy Homes Realty for a private showing or more information. #homeforsale #Lovejoy #allenISD #forsale
I am glad to see the research shows that we will get more inventory soon. It may be the perfect time to sell. Are you ready to sell? We here to help you.
Turning Owners Into Sellers Ten percent of owners plan to list their homes for sale this year, cresting to 26% in the next three years, a realtor.com® survey says.
OPEN HOUSE TWIN CREEKS in ALLEN: Saturday 2 PM to 4 PM
Address: 1300 Neches Dr Allen TX 75013
Price: Only $ 499,900 #twincreeks #allenisd #lovejoy #homeforsale
COMING SOON for sale #TWINCREEKS 1300 Neches Dr #Allen #TX 75013
SPECTACULAR #ALLENISD 3 bedroom, 3 bath custom home in the highly sought-after Twin Creeks golf community. Spanning over 3,100 sq ft, this home offers spacious two living rooms, office, game room, formal dining, & breakfast. Custom gourmet kitchen with double oven, gas cooktop, & luxury granite countertops with huge island overlooking the open living and dining room. Every detail carefully selected & quality crafted with a sweeping staircase & eye-catching millwork. The Master bedroom has an ensuite spa-like bath with a walk-in shower & a large closet. The Twin Creeks exclusive amenities include a clubhouse, pools, tennis, parks, trails, fitness center.
This is a good read for my investors about Extends Eviction Moratorium:
CDC Extends Eviction Moratorium - Collin County Association of REALTORS® The Centers for Disease Control (CDC) announced today that it is extending its nationwide eviction moratorium through June 30, 2021. The order was put into place Sept. 4, 2020, but has been challenged in court across numerous states and localities in the months since. In addition to the court challe...
Are you looking for a lot to build your dream home on the lake? This is the perfect opportunity to purchase this Belton Lake lot (approx 31,000 sq.ft.) on a secluded cul de sac. No HOA & No City Taxes. Amazing lake view. Currently, putting green on the lot. Full access to one of the best & cleanest recreational lakes in Texas for boating, fishing, swimming, camping, parks, and marinas. Contact Don McGrath [email protected] for more information.
#Prosper #Texas #lot for sale - Amazing opportunity to purchase approximately one-third of an acre (98 x 148) lot in the highly desirable Saddle Creek neighborhood of Prosper with Prosper ISD schools. Bring your own builder and design the home of your dreams. Minutes to shopping, dining, Preston Rd, and North Dallas Tollway. #Lovejoy #Homes #Realty Contact [email protected] for more details. Contact Billy Turner Cameron Choate Shane Teien Don McGrath for more information.
Wishing you and your family a very Merry Christmas! May it be filled with warmth, comfort, and good cheer.
The McGrath Family
Congrats to my little sister Nancy McGrath - EXIT Realty Associates making the top 20 of New Brunswick Canada.
propertyspark.com These are the best New Brunswick real estate agents on social media. Check out the full list of top agents!
FOR LEASE 1429 E Cherry Street Sherman TX 75090
Quiet & Nice Sherman one story home. 4 spacious bedrooms and 2 baths; nice dining room & living area; multiple living spaces; extra building in the back of the house for entertainment, a great backyard with an underground tornado shelter; large lot; extra storage; Great location and easy access to highway; Dog accepted; NO CAT; Great Neighborhood! #Lovejoy #Homes #Realty #ForLease Devin Squires
FOR LEASE 3723 State Highway 289 Howe TX 75459
Quiet & Gorgeous country living with easy access to city conveniences near West Sherman one-story home.; Well cared for cozy 3 bedrooms, 2 bathrooms home on over half an acre lot. Home offers roomy bedrooms, a spacious kitchen, and the master bedroom is separate from the other two bedrooms. An inviting, covered back porch is perfect for relaxing. Storage building with electricity in the backyard! Pet accepted case by case; Great Neighborhood! #Lovejoy #Homes #Realty #ForLease Yuriy Melnyk Marina Karamysheva
Congratulation to Billy Turner to sell 403 Seis Lagos Trail Wylie Texas 75098 in the Seis Lagos gated community. The DFW market is HOT with a lot of relocation to the great State of Texas. But, we are still underpriced compared to other large metropolitans which make Texas a great place to invest. Contact Don McGrath Billy Turner - Lovejoy Homes Realty Cameron Choate Shane Teien @Shaun Falzone, Realtor at Lovejoy Homes Realty Aaron Lane Garcia at #Lovejoy #Homes #Realty to get our free professional consultation.
We have many buyers looking to purchase a home, but there are not enough homes on the market. Are you ready to sell your home like 10976 Caldwell Lane Fort Worth Texas 76179 by Lovejoy Homes Realty in 3 days? Congratulation to Cameron Choate making this happened. Contact Cameron Choate Don McGrath Aaron Lane Garcia Shane Teien Shaun Falzone Billy Turner at #Lovejoy #Homes #Realty
FOR SALE - 3124 Lazy Rock Lane Frisco TX 75036
#FriscoLakes by #DelWebb subdivision Active lifestyle 55+ community 2 bedroom, 2 bath upgraded home includes a relaxing sunroom Award-Winning, Del Webb active adult 55+, resort-style #golf course community with awesome amenities including tennis court, workout facilities, indoor & outdoor pools, library, and bocce ball! Contact Don McGrath Billy Turner Cameron Choate Shane Teien Shaun Falzone Aaron Lane Garcia #Lovejoy #Homes #Realty
3-ACRES in LOVEJOY ISD! SPECTACULAR 1-story 4 bedroom, 4 bath home with a backyard oasis perfect for entertaining! 220 Brookhaven Dr Lucas TX 75002 #LOVEJOYISD Contact Don McGrath Billy Turner - Lovejoy Homes Realty Cameron Choate Aaron Lane Garcia Shane Teien Shaun Falzone at #LOVEJOY #HOMES #REALTY #LUCASTX
COMING SOON – 1930 Blue Ridge Court Savannah Texas 76227 - Only $232,000
Beautiful 3 bedroom, 2 bathroom home in the family-friendly resort-style community of Savannah. Bright and open floor plan, featuring real hardwood floors, vaulted ceilings & spacious living area with fireplace. Fabulous kitchen with granite countertops & island and all stainless steel appliances. Multifunctional office and sunroom is an added bonus. Enjoy front and side covered porches and a two-car garage. Resort-style living community with unbelievable amenities: community pool, water park, huge water slides, fitness center, dry sauna, parks, playgrounds, tennis & basketball courts, soccer fields, hiking & bike trails, and private stocked lakes. A definite must see!! Contact Don McGrath Billy Turner Cameron Choate Aaron Lane Garcia Shane Teien Shaun Falzone at #Lovejoy #Homes #Realty
Lovejoy ISD Home – Coming Soon !!!
3 acres / 4 Beds / 4 Baths / 3709 sq.ft. / Built 2013 / Pool / Pond / Creek in Lucas Texas
Contact Don McGrath Billy Turner - Lovejoy Homes Realty Cameron choate #Lovejoy #Homes #Realty if you would like more information. #LovejoyISD
Do you or know someone that owns a Fort Myers – Cape Coral area home or condo, and is looking to rent it? I am looking for a six-month lease starting in December or January. I know lots of Canadian can’t cross the border and may want to rent it during this pandemic. #fortmyers #capecoral #realestate #canadians
How to grow your money #taxfree? I just sold another of my properties with a big profit, and I won’t pay a penny to Uncle Sam. Contact Don McGrath Cameron Choate Billy Turner Shane Teien Shaun Falzone Aaron Lane Garcia at #Lovejoy #Homes #Realty to start investing your #IRA #retirement #401K into self-directed IRA. My journey from poor to multi-millionaire. #Texas #Realestate
Are you waiting to purchase your new home or your next real estate investment? This time of the year, may be the best time to pull the trigger.
Here are some reasons mortgage rates could drop further this year
While the coronavirus pandemic has financially sideswiped millions of Americans, there is something of a silver lining: current mortgage rates are declining and homeowners and home buyers alike can save big.
Mortgage interest rates have hovered near historic lows for much of 2020 thanks to Federal Reserve policies designed to bolster the economy. If you're a prospective home buyer or a homeowner who's interested in a refinance loan, a rates drop can translate to significant savings (and lower monthly payments).
Here's a closer look at why the lower interest rates trend may continue this year.
Today's mortgage rates
According to Freddie Mac data for the week of October 22nd, mortgage rates are on a flattening trend, with very little change from the previous week.
30-year fixed-rate mortgage: 2.8%
15-year fixed-rate mortgages: 2.33%.
5/1 Adjustable Rate Mortgage (ARM) rate: 2.87%.
Year-over-year, mortgage rates are down 0.95 basis points for 30-year fixed-rate loans, 0.85 basis points for 15-year fixed-rate loans, and 0.53 basis points for 5/1 ARM loans. The current rate trend could be chalked up to a slowdown in the economic recovery.
RENT OR BUY? HOW THE FED'S MORTGAGE RATE CHANGES CAN HELP YOU DECIDE
Will mortgage rates keep dropping?
Here are some key reasons why you could continue to see below average rates for mortgages and refinance loans in the coming months:
1. Consumer debt is shrinking
2. Bank deposits are increasing
3. Adverse market fee delayed
4. The Federal Reserve is committed to keeping rates low
MORTGAGE RATES DROP, HOUSING MARKET REMAINS 'STRONG' AMID CORONAVIRUS CRISIS
1. Consumer debt is shrinking
One reason the mortgage rates decline could be here to stay for the short-term has to do with borrower demand. If Americans are inclined to borrow less, that could be an incentive to keep rates low to encourage new mortgages and other loans.
According to Federal Reserve data, total household debt declined for the first time since 2014 during the second quarter of 2020. Americans are making a dent in balances for credit cards, student loans, car loans and other debts, which may help curb mortgage rates through the fall.
2. Bank deposits are increasing
While Americans are paying off debts, they're also stashing more of their money in the bank. The Federal Deposit Insurance Corporation (FDIC) reported increased bank liquidity levels through the first and second quarters of 2020, with bank deposits increasing by more than $1 trillion.
That means banks have more capital to lend to borrowers who are looking to get a home loan right now. If you have a strong credit history and credit score, you could reap the benefits of that by cashing in on low mortgage rates.
3. Adverse market fee delayed
Earlier this year, the Federal Housing Finance Agency (FHFA) announced it would implement an adverse market fee on new mortgage refinance loans. While mortgage lenders are responsible for the fee, it's been suggested that the fee could be passed on to homeowners in the form of higher refinance rates. The Mortgage Bankers Association estimated it would increase the average cost of refinancing by $1,400.
The fee, which was set to take effect September 1, has been delayed to December 1, giving you more time to refinance your mortgage if you already own a home. That means banks have less incentive to raise mortgage rates until the fee takes effect.
4. The Federal Reserve is committed to keeping rates low
The Federal Reserve sets the federal funds rate doesn't affect conventional mortgage rates directly but banks can take their cue from the Fed when it comes to deciding whether to lower interest rates.
When inflation is low, as it is now, banks can cut mortgage rates to encourage borrowing. In an October speech at the National Association for Business Economics Virtual Annual Meeting, Fed chairman Jerome Powell reiterated his decision to keep the federal funds rate low for the time being. Earlier this year, Powell suggested that rates could remain low for at least another two years into 2023.
How to take advantage of low mortgage rates
With a mortgage rates decline likely to stick around for a while, that could be an opportunity to get a great deal on a home loan if you're tired of renting and ready to buy.
Contact #Lovejoy #Homes #Realty, if you would like to know more on the best place to purchase your next home.
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page for Mr. Phillips - Ford Middle School
The Home Run Club is a booster club that consists of parents, grandparents, alumni, fans and businesses within the area and supports the Eagles Baseball.
Eagle Edge is a student run school store that sells the official spirit wear of the Allen Eagles! We are a DECA Gold Level Certified SBE.
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