Nono Solutions

10 Lessons from the book
"HOW TO GROW YOUR SMALL BUSINESS" 📚
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1. Entrepreneurship is not for the faint of heart. It takes grit, determination, and a willingness to fail over and over again before you finally succeed.

2. Your customers are the lifeblood of your business. Without them, you have nothing. So, always make sure you're delivering value and exceeding their expectations.

3. Don't try to be everything to everyone. Instead, focus on your niche and become the go-to expert in that area.

4. Hiring the right people is critical to the success of your business. Look for individuals who share your values and have the skills and experience you need to take your business to the next level.

5. Invest in your own education and development. The more you learn, the more you'll be able to grow your business.

6. Keep an eye on your finances. Always have a solid understanding of your cash flow and expenses, and be prepared to make adjustments as needed.

7. Marketing is key to growing your business. Make sure you have a solid marketing plan in place and that you're tracking your results so you can make informed decisions about where to invest your resources.

8. Never stop innovating. Always be on the lookout for ways to improve your products and services, and stay ahead of the competition.

9. Building a successful business takes time, patience, and hard work. Don't give up when things get tough. Keep pushing forward, and you'll eventually achieve the success you're looking for.

10. Remember that your business exists to serve your customers, not the other way around. Keep their needs and desires at the forefront of everything you do, and you'll be well on your way to building a thriving business.

I want to write a review SSE/ENEGE investiment in PNG. Read and make you own assessment before investing..

IT MIGH BE A SACM OR A BLESSING DURING THIS HARD TIMES WE ARE LIVING IN.

1. Promises of High Returns with Little Risk
Investment platforms that promise unusually high returns with minimal or no risk are often suspicious. While you’ve seen some returns from your initial K100 investment, if they keep encouraging upgrades or re-investments with the promise of higher returns, it’s a classic red flag.
2. Pressure to Upgrade or Invest More
Scams typically try to upsell investors after a small initial success. If you’re feeling pushed to upgrade frequently or increase your investment, that’s often a tactic to extract more money from investors.
3. Unclear or Limited Information on Business Operations
Legitimate investment firms are transparent about their business model, revenue generation, and leadership. If there’s a lack of verifiable information on how the platform generates returns or who runs the company, it’s a cause for concern.
4. No Regulatory Oversight or Licensing
In PNG, legitimate investment platforms must be licensed or registered with relevant authorities. If SSE/ENEGE doesn’t have registration details, regulatory oversight, or hasn’t been endorsed by credible financial bodies, that’s a major warning sign.
5. Difficulty Withdrawing Funds
A common feature in scam investments is a delay in withdrawal requests or outright denial when larger sums are requested. If withdrawals are only honored up to a certain amount, or they seem reluctant to let investors cash out, it’s a critical warning sign.
6. Overly Positive Reviews and Lack of Negative Feedback
Scams often have fake reviews or endorsements to gain credibility. Look for independent reviews and feedback, especially any detailing negative experiences or issues with the platform.
Final Advice:
If you suspect the platform might be too good to be true, it’s wise to be cautious with further investments. Sharing your insights could help others in PNG evaluate their investments with caution, particularly in platforms like SSE/ENEGE that show multiple red flags.

What psychology says about a normal person?

✍🏻 You don't need to explain yourself to anyone. Start living for yourself, never live just to impress others.

✍🏻 Comfort zone will destroy your life. Life starts at the end of comfort zone.

✍🏻 Your family and friends can only support you, you have to do it yourself.

✍🏻 Happiness doesn't come from sleeping, relaxing and hanging on social media.

✍🏻 True happiness comes when you give your best in life.

✍🏻 The less people you chill with, the less bu****it you have to deal with.

✍🏻 Life is too short to become angry and to seek for revenge to those who did you wrong. Just let it go.

✍🏻 It's never too early or late to do the things you have always wanted to do.

✍🏻 None really cares unless you are rich, beautiful and popular, at least not forever.

✍🏻 Readers are leaders. Never stop reading.

✍🏻 No matter how much we try, some situations are never in our control.

✍🏻 Don't believe everything you hear and see. Be curious, question them.

✍🏻 It is not necessarily important to know who likes you and who doesn't. What really matters is how you see yourself.

▬▬▬▬▬ஜ۩۞۩ஜ▬▬▬▬▬

📁 7 AI tools to increase productive

1. Content ➝ writerly.ai
2. Presentations ➝ powermodeai.com
3. Videos ➝ flexclip.com
4. Meeting Summarizer ➝ tldv.io
5. Code ➝ codeium.com
6. Voice for Faceless Video ➝ cohesive.so
7. Spelling, Grammar ➝ quillbot.com

⭐️. You need a brand → page is free
⭐️. You need a design → Canva is free
⭐️. You need a website → Wix is free
⭐️. You need a store → Gumroad is free
⭐️. You need Scheduling → Calendly is free
⭐️. You need Automation → Zapier is free
⭐️. You need a Copywriter → ChatGPT is free
⭐️. Online meeting? → Google Meet is free

You can make excuses all you want. But at the end of the day, that's just an excuse

The Most Useful Websites and Web Apps "

💡archive.is — take a permanent snapshot of a web page that will exist forever even if the original page is gone.
💡autodraw.com — create freehand doodles and watch them magically transform into beautiful drawings powered by machine learning.
💡fast.com — check the current speed of your Internet connection.
💡slides.com — create pixel-perfect slide decks and broadcast your presentations to an audience of any size from anywhere.
💡screenshot.guru — take high-resolution screenshots of web pages on mobile and desktops.
💡dictation.io – accurate and quick voice recognition in your browser.
💡reverse.photos — upload an image and find similar pictures on the web.
💡copychar.cc – copy special characters and emojis that aren’t on your keyboard.
💡codeacademy.com – the best place to learn coding online.
💡noisli.com — ambient noises to help you improve focus and boost productivity.
💡iconfinder.com – millions of icons for all kinds of projects. Also try icons8.com and flaticon.com.
💡jotti.org – scan any suspicious file or email attachment for viruses.
💡wolframalpha.com – gets answers directly without searching – see more wolfram tips.
💡earth.google.com – explore beautiful cities, landmarks and orbit the world in 3D from the comfort of your browser.
💡unsplash.com – the best place to download images absolutely free.
💡videos.pexels.com — an online library of free HD videos you can use everywhere. Also see videvo.net.
💡invideo.io — make impressive videos and branded stories for Instagram, Facebook, and YouTube. Also see animoto.com and biteable.com.
💡semrush.com — Analyze your competitor’s website and discover who is sending them traffic.
💡zohosign.com — Sign documents online with legally binding e-signatures.
💡BUSINESS MIND- business mind telegram channel

Guidelines for people who wish to get SME loans
# # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # #
Many of the financial institutions, Micro Banks and Commercial Banks are offering SME loans at Competitive Rates. Below are some MUST REQUIREMENTS before you seek for a SME loan.

I have to write those again because many people are inboxing me the same question over and over.

1. IPA Certificate
Either it's a company or Business, it must be updated and current. Check to see if the business is renewed or the company has filed it's annual return. IT MUST BE CURRENT

2. IRC TIN
You must have a current IRC tin registered to your name for a business name or must have a Company TIN for Companies. Banks will require a Tax Statement to prove that you are a tax payer. You must lodge your tax returns every month for GST, Salary and Wages, Company Tax / Personal income tax. DO NOT BE AFRAID TO CONSULT IRC OFFICERS FOR YOUR TAX STATUES. THEY WILL TELL YOU EITHER YOU OWE IRC TAX OR NOT.

3. Active Bank Account
For every small to big businesses, An active Bank account is NECESSARY FOR A SME LOAN. These means that your business earnings were normally being transacted via your business account. Amount of money you deposit per month amounts to the Annual Turnover(ATO). The ATO gives the eligibility amount. Normally all lenders will require up to 1 year of business transactions.
Patience is Key! Build a strong business cash flow before asking for a SME Loan.

4. Equity
For almost all SME loans, Equity is a must. Equity is a percentage of the total amount you request required by you to deposit before SME loan is given. Different institutions have their own Equity percentage. Enquire with them before getting a loan.

5. Interest rate
Interest rate is something very important you must consider before requesting for a loan. Otherwise you might be repaying the doubled amount of loan you applied, asked for the interest and how much in total you are required to pay during the loan term.

Just like a p

Planning and Event Décor**: Plan and decorate special events such as weddings, birthdays, and corporate parties with personalized themes and décor.

56. Mobile Hair Salon: Provide hairstyling and grooming services at clients' homes, offices, or events for convenience and privacy.

57. Healthy Snack Vending Machines: Install vending machines stocked with nutritious snacks and beverages in schools, gyms, and workplaces.

58. Dog Walking and Pet Sitting: Offer dog walking services and pet sitting visits for pet owners who need help caring for their furry friends.

59. Craft Beer Bar and Taproom: Create a cozy bar atmosphere featuring a rotating selection of craft beers on tap from local and regional breweries.

60. Personalized Gift Shop: Sell customized gifts and keepsakes such as engraved jewelry, monogrammed accessories, and personalized home décor items.

61. Mobile Farmers Market: Bring fresh produce, baked goods, and artisanal products directly to neighborhoods and communities with a mobile market.

62. Photography Studio and Portrait Services: Provide professional photography services for portraits, family photos, events, and commercial projects.

63. Antique and Collectibles Store: Curate a collection of antique furniture, vintage décor, and collectible items for enthusiasts and collectors.

64. Food Preservation Workshops: Teach classes on home food preservation techniques like canning, pickling, and fermenting for sustainable living.

65. Personalized Stationery and Gifts: Design and sell custom stationery, invitations, and gift items for weddings, parties, and special occasions.

66. Mobile Notary Services: Offer mobile notary services for legal documents, real estate transactions, and business contracts at clients' locations.

67. Creative Writing Workshops: Lead workshops and writing groups for aspiring writers to develop their skills and share their work with others.

68. Mobile Fitness Training: Bring personal training sessions to clients' homes, workpla

Certainly! Here are a few offline business ideas:

1. Boutique Fitness Studio: Specialize in niche fitness classes like aerial yoga, Pilates, or high-intensity interval training (HIIT) for a personalized workout experience.

2. Artisanal Food Market: Create a marketplace where local artisans can sell their homemade goods, such as cheeses, bread, jams, and pastries.

3. Mobile Car Wash Service: Offer convenient car washing and detailing services at customers' homes or workplaces, saving them time and effort.

4. Personalized Event Planning: Provide tailored event planning services for weddings, parties, and corporate events, focusing on unique themes and experiences.

5. Pop-up Shop: Set up temporary retail spaces in high-traffic areas to showcase products like handmade crafts, specialty foods, or trendy fashion items.

6. Indoor Adventure Park: Create an indoor facility with activities like rock climbing, zip-lining, and obstacle courses for thrill-seekers of all ages.

7. Pet Grooming Spa: Offer grooming services for pets along with additional amenities like daycare, training, and spa treatments for a pampered pet experience.

8. Vintage Clothing Store: Curate a collection of vintage and retro clothing, accessories, and décor items for customers who appreciate timeless style.

9. Health and Wellness Retreat: Host retreats focused on holistic health, including yoga, meditation, nutrition workshops, and outdoor activities in serene natural settings.

10. Personal Concierge Service: Provide personalized assistance to busy individuals and families, handling tasks such as grocery shopping, dry cleaning pickup, and appointment scheduling.

While both businessmen and entrepreneurs operate businesses, the key differences lie in their mindset, approach, and goals:

Businessman:

- Focuses on managing and growing an existing business
- Prioritizes stability, efficiency, and profitability
- Typically follows established procedures and protocols
- Seeks to minimize risk and maximize returns
- Often has a more formal and structured approach

Entrepreneur:

- Focuses on creating a new business or innovating within an existing one
- Prioritizes creativity, innovation, and scalability
- Willing to take calculated risks to achieve vision
- Embraces uncertainty and adapts quickly to changes
- Often has a more flexible and agile approach

Hypothetical situation:

Meet John and Alex, two friends who want to start a food business.

John (Businessman):
Opens a franchise of a established sandwich chain, following the proven business model and operations manual. He focuses on efficient management, cost control, and customer service.

Alex (Entrepreneur):
Creates a unique food truck concept, offering innovative fusion cuisine. He takes risks by experimenting with new recipes, marketing strategies, and events to build a loyal customer base.

In this example:

- John prioritizes stability and profitability, following a established formula.
- Alex prioritizes innovation and scalability, willing to take risks to achieve his vision.

While both approaches have merit, the businessman focuses on managing and optimizing, whereas the entrepreneur focuses on creating and innovating.

Future Trends in Artificial Intelligence 👇👇

1. AI in healthcare: With the increasing demand for personalized medicine and precision healthcare, AI is expected to play a crucial role in analyzing large amounts of medical data to diagnose diseases, develop treatment plans, and predict patient outcomes.

2. AI in finance: AI-powered solutions are expected to revolutionize the financial industry by improving fraud detection, risk assessment, and customer service. Robo-advisors and algorithmic trading are also likely to become more prevalent.

3. AI in autonomous vehicles: The development of self-driving cars and other autonomous vehicles will rely heavily on AI technologies such as computer vision, natural language processing, and machine learning to navigate and make decisions in real-time.

4. AI in manufacturing: The use of AI and robotics in manufacturing processes is expected to increase efficiency, reduce errors, and enable the automation of complex tasks.

5. AI in customer service: Chatbots and virtual assistants powered by AI are anticipated to become more sophisticated, providing personalized and efficient customer support across various industries.

6. AI in agriculture: AI technologies can be used to optimize crop yields, monitor plant health, and automate farming processes, contributing to sustainable and efficient agricultural practices.

7. AI in cybersecurity: As cyber threats continue to evolve, AI-powered solutions will be crucial for detecting and responding to security breaches in real-time, as well as predicting and preventing future attacks

1.1Password for managing passwords.

2.PhraseExpress for text expansion.

3.makeMoney for make money

3.Freedom for blocking distractions

4.Coggle for mind mapping

5.TodoList for organizing to-do lists

6.Google Calendar for managing calendar

7.Microsoft OneNote for taking notes

8.Toggl Track for time tracking

9.Microsoft Lens for scanning documents.

10.Pocket for bookmarking articles to read later.

11.Loom for creating and sharing screen recording

THE BEST AI ASSISTANTS:

💡Gigapixel AI - Upscales images up to 600% without quality loss.

💡MoneyMake - Ai make money in your home.

💡Fireflies - easily record and search conversations

💡Murf - for text-to-speech.

💡Cortana - for reminders, notes, calendar management.

💡Google Assistant -Its translation and task automation

💡ELSA Speak -helping learners improve English.

BEST AI TOOLS FOR "CODING":

⁕ GitHub Copilot

⁕ Tabnine

⁕ Amazon CodeWhisperer

⁕ Replit

⁕ Android Studio

TOP 9 AI BUSINESS PLANNING ASSISTANTS

1. 15minuteplan.ai - Speeds up plan creation via an AI chatbot interface that works in 10+ languages. Just describe your biz and idea - AI does the writing. Integrates additions seamlessly. Downloadable Word doc.

2. Notion AI - Plugins directly into the Notion productivity platform. Rewrites, expands and adjusts to user tone automatically. Collaboration features let whole teams contribute to detailed strategic documents. Real-time edits and comments.

3. Beautiful AI - A presentation software that transforms plain text into visually stunning decks using AI. Loads of professionally designed slide templates to pick from. Effortless styling with custom presentation themes.

4. Wordkraft AI - Cloud-based writing assistant focused on optimization, authenticity and quality. Generates specialized content like tailored biz plans. Integrates with parent Wordkraft platform for team collaboration.

5. Bit AI - Interactive doc builder and writing tools to foster creativity and teamwork on strategic docs. Fully responsive wikis adaptable to any device. Private sharing protects sensitive information.

6. Simplified - All-in-one platform for marketing and planning tools. Business plan generator provides growth forecasts, investment advice. Highly customizable outputs to exactly suit user goals.

7. Upmetrics - A fully-featured web-based platform that guides users step-by-step to write outstanding plans. Generates sample plans, AI-written business plans and financial projections up to 7 years. Easy sharing and collaboration tools.

8. Plus AI - Focused on presentation generation, it integrates directly with Google Slides for editing. Outline feature auto-generates a basic structure from a brief biz description. Customizable slide-by-slide for a professional look.

9. Storydoc - Web app that uses AI to design clean, scroll-based multimedia presentations optimized for any device. Interactive slide builder allows complete customization. Well-suited for fundraising with call-to-action integrations

Top 20 Ai Chatbots💰💰

1. ChatGPT - Overall performance
2. Gemini - Creative prompts
3. Microsoft Bing AI - Online searches
3. Makemoney - online moneymaking
4. Lyro - AI customer service
5. Drift - Scheduling options
6. Ada - Multilingual support
7. Jasper Chat - Written content creation
8. ChatSpot - Creating reports and analysis
9. DialogFlow - Smooth connection with Google Cloud
10. Customers.ai - Social media communication
11. Snapchat My AI - Speaking to AI on Snapchat
12. GitHub Copilot - Code suggestions
13. Amazon CodeWhisperer - Coding autocomplete
14. Paradox - Recruiting
15. Infeedo - Anonymous chats for feedback
16. Wati - WhatsApp customer service
17. MedWhat - Virtual medical assistance
18. Kasisto - Finance functionalities
19. Personal AI - Adapting to your communication style
20. Replika - Having a companion to talk to

1. Lumen5 - Video Creation Platform.

2. Notey.AI - AI-Powered Content Generation Platform

3. Ripl - Social Media Advertising Tool.

3.Makemoney - Freelance in home.

4. VSCO - Photo and Video Editing App

5. Videoblog.ai - Convert YouTube to Blog

6. Revoicer - AI-powered Text-to-speech

7. Clevopy.ai - AI Content Creation Tools.

8. Notey.AI - AI-Powered Content Generation Platform