Complok

Photos from Ajujaht's post

Photos from Ajujaht's post

Yes, we did it🎁💪🥳🎊

Ajujahi superfinalistid: lootsime, et ei pääse võistlema

Ajujahi superfinalistid: lootsime, et ei pääse võistlema Kuigi nüüdseks on "Ajujahi" kolme parima jõudnud Complokist saanud rahvusvahelise potentsiaaliga idufirma, siis algul lootsid firma kaasuasutajad Maarja-Liisa Soe ning Mari-Liis Kurg, et nad ei osutu valituks ega pea astuma "Ajujahi" võistlustulle.

Photos from Edtech Estonia's post

AJUJAHI EELVIIMANE SAADE 🚀
Eelviimases saates uurime põhjalikumalt Ajujahi finaliste ehk TOP 3 tiime - miks peaks just üks või teine meeskond tänavuse Ajujahi võitma?

Pane 👍 kui sinu arust on kindel võitja juba selgunud! 🤩

Ja ära unusta lülituda ETV lainele neljapäeva õhtul kell 22:05!

Rahapesu tõkestamine haridustehnoloogiaga. #1 Mari-Liis Kurg ja Aivar Paul by EdTech Estonia Podcast

Avame telgitaguseid, kuidas me sattusime Ajujaht TOP3 hulka!

Rahapesu tõkestamine haridustehnoloogiaga. #1 Mari-Liis Kurg ja Aivar Paul by EdTech Estonia Podcast Rahapesu ei tähenda ammu enam vaid ümbrikupalka, rahakohvritega lennujaama hiilimist ega ka krüptorahaga tegutsemist Internetis. Aga millised on konkreetsed väljakutsed rahapesu tõkestamisel Eestis? Miks on see teema oluline ka mittepankurite jaoks ning kuidas saab siinkohal aidata finantsharid...

Kes peaks võitma?

Ajujahi finaalis püüavad kopsakat peaauhinda kolm idufirmat

😉💫🤞🏼🏆

Ajujahi finaalis püüavad kopsakat peaauhinda kolm idufirmat Eile õhtul valis Ajujahi žürii välja viimase superfinalisti, kes jätkab võistlemist 30 000 euro suuruse auhinnaraha nimel. Võitja selgitatakse välja 8. detsembri õhtul ETV otse-eetris.

Püsige lainel 🦄

AJUJAHT 5. SAADE 🚀
Sel nädalal viiakse läbi Ajujahi teine play-off, kus kolmikuna pannakse omavahel võistlema finantsmaailma koolitav Complok, Maasikarobot ehk Pickitwise ja aktiivsust premeeriv äpp FitSphere.

Kes neist saab "pileti" ehk pääseb otsejoones Ajujahi finaali?
Vaata juba neljapäeva õhtul kell 22:05 ETVs! 🤩

Võistlustules jätkavad Ajujahi üheksa parimat

🥳🤞🏼

Võistlustules jätkavad Ajujahi üheksa parimat Eile õhtul valis Ajujahi žürii 20 saatesse pääsenu seast välja üheksa tugevaimat meeskonda, kes jätkavad võistlemist 30 000 euro suuruse auhinnaraha nimel.

It's official! Complok is among the TOP9 teams in Ajujaht! 🤩
What have we been up to, and how are we finetuning the business model to serve our customers in the best possible way? See the 3rd episode of the Ajujaht TV show. It calls for a celebration! Cheers! ✨

I can't describe how nice it is to meet your customers in Lisbon during the websummit and get their live feedback for the digital courses.

Thank you, team, 🥳 according to their CEO -Hannes, our training was super useful and significantly helped to form the legal environment. They will definitely use Complok's digital courses in the future and recommended adding functionality to the platform so that employees from one organization could share their best practices while learning.

Food for thought, for sure and it’s seems trending🥳

We are looking forward to growing together with our customers and supporting one another on the path to achieving our missions and learning all the way by getting feedback.

You can meet the Swapin team during today at booth B222

Ajujaht 2022, Hooaeg: 8, Episood: 1 | Jupiter | ERR

Nii on, tasub hoida pöidlaid🙌

Ajujaht 2022, Hooaeg: 8, Episood: 1 | Jupiter | ERR Ajujahi lennukooli on 15. hooajal vastu võetud vaid kõige paljutõtavamad kodumaised iduettevõtted, kelle ideede lennukust ja meeskonna lennuvõimet hakkavad hindama ettevõtlusmaastiku kõige säravamad astronaudid. Esimeses saates saavad 20 meeskonda võimaluse Tallinna eelvoorus särada või m...

Terevisioon | Värsked ajalehed | ETV | ERR

Ajujaht will be aired as of tonight!

Terevisioon | Värsked ajalehed | ETV | ERR Lehti sirvivad Comploki kaasasutajad Maarja-Liisa Soe ja Mari-Liis Kurg.

💸 COMPLOK LEARNING x TOP 20 💸

Kuidas tuvastada ära rahapesu ja mida sellisel juhul teha? 🤨
See on küsimus, millele teab vastust iga finantssektoris töötav isik, kes on läbinud Ajujahi järgmise TOP 20 tiimi e-õppe kursused!

Millega Complok Learning tegeleb? 🔑
Complok Learning on kõik-ühes rahapesuvastane veebipõhine koolitusplatvorm finantsasutustele, mis muudab teekonna läbi AML-i reeglite ja määruste sujuvaks.

💡 Finantsasutustel on raskusi professionaalse veebipõhise AML-koolituse pakkuja leidmisega, kuna turul napib rahapesu tõkestamise koolitustega tegelevaid eksperte.

Ambitsioonist tulvil tiimi eesmärk on pakkuda oma e-õppe platvormi kõigile finantsasutustele üle kogu maailma.
Pane 👍 kui oled tiim Complok!

whoop-whoop

⚡️ sTARTUp Day x Ajujaht ⚡️
Suurim startup festival sTARTUp Day on selleks aastaks lõppenud. Suured tänud korraldajatele - veetsime vinged 3 päeva oma valdkonna sõprade ja kolleegidega!

Ühtlasi avanes Ajujahi meeskondadel võimalus kohtuda ühe ja ainsa Patrick Flesneriga, et vestelda ettevõtte juhtimisest ja kasvust. Algselt 1-tunniseks peetud kohtumisest sai märkamatult 1,5 tundi täis teadmisi ja inspiratsiooni. 🤩

Lisaks osalesid meie suurepärased meeskonnad Filaret, FitSphere , Complok ja MYCEEN startup pitchimisvõistlustel ja esitlesid potentsiaalsetele investoritele oma ainulaadset ettevõtet.

Tšeki ka Ajujahi Instagrami kontot 👉 https://www.instagram.com/ajujaht/ ja vaata highlights storydest järele, kuidas tiimidel tegelikult läks! 😜

How e-Resident crypto companies can comply with new regulations

How e-Resident crypto companies can comply with new regulations Webianr with Q&A on what is happening in the Estonian crypto regulations field

Russia's brutal aggression on Ukraine has triggered the imposition of a wave of new financial sanctions on Russian politicians, high-level officials, state-owned entities, financial institutions, and oligarchs and their assets. Henri Vaher, an AML expert at Complok, takes a closer look at how sanctions are being bypassed and what to do about it.

The oligarchs have already started seeking ways to evade sanctions by transferring their ownership to their relatives, cronies, and other front persons.
For example, Alexei Mordashov transferred his holdings to his wife. Andrey Melnichenko ceased his beneficial ownership in gigantic companies SUEK and EuroChem in one day. Such rapid changes in beneficial ownership do not sound plausible at all. There is a lot of room to suspect that the change has been only formal without any shift in person actually controlling the company.

Anyone who considers continuing transactions with the company that belonged to a sanctioned person until very recently, takes a massive risk of violating the financial sanctions. And therefore not only breaks the laws but also indirectly support Russia's ability to continue the brutal war and killing of civilians in Ukraine.

It is times like this that make you think and reflect upon your everyday work. What is the real importance of what you are doing? What is the mission behind your thoughts and actions? What are the values you are standing for?
Combating money laundering and increasing compliance awareness are not just words nor alone standing processes but important elements of the bigger picture. They are part of the measures for democratic countries to stop illegally obtained money from entering the financial system. Just like sanctions are a substitution for armed forces in the war, a means to an end. And right now, the end goal is to stop Russia on all levels.
We at Complok have the knowledge, partners, and tools to help implement the AML practices and the sanctions.
Feel free to reach out to us if you or your company needs advice on how to ensure that you are following sanction lists and how to screen your customer data. This is the least we can do. So that the sanctions would function and have the effect we all are hoping for.
Because we believe that the people of the 21st century are outgrown violence and war.

We're happy to participate in Newchip Accelerator's March Online Demo Week, on March 21-25, 2022 and showcase our All-in-one online AML training platform. 🎉🎉🎉

Newchip hosts a week-long online conference that combines the best expert-led panels with a global startup portfolio demo showcase every two months.

The conference is free and open for investors, potential partners, and new entrepreneurs – we invite you to join us! 🙌

👉 Drop us a message, and we're happy to provide you with the details!

What might such a combination of numbers mean?
A number of our clients? Not yet, but we are definitely moving towards it 😊
We are happy to say this number represents a training licence we were granted.
Come and learn with us! Profound AML and compliance courses on Complok's all-in-one online training platform are ready for you and your team. See more: https://www.elearning.complok.eu/

is a gift! 🎁 And the positive one adds a level to motivation to provide the best training experience ever! The whole team of Finrax took Anti-Money Laundering & Counter Terrorism Financing E-course and we're happy to say, they got a lot of value out of it. Thank you, Kristina Gutmann & the team.
Regular training is critical to maintaining high-level competence on AML and topics. Contact us & get your team certified as well!

Kurioosne: enamus maailma krüptoäridest on registreeritud Eestisse

Did you know that 55% of the virtual office providers in the world are registered in Estonia? There are 381 valid activity licenses for virtual currency services. The main concern related to VASPs is unmanaged risks, and they aren't often operating in accordance with the law.

📩 Contact us for consultancy or training! We are happy to provide tailored solutions to fit your needs related to -assets and everything else.

https://www.aripaev.ee/uudised/2022/01/23/enamus-maailma-kruptoaridest-on-registreeritud-eestisse

Kurioosne: enamus maailma krüptoäridest on registreeritud Eestisse Rahapesu andmebüroo värske raporti kohaselt on enamus maailmas tegutsevatest virtuaalvääringut pakkuvatest ettevõtetest registreeritud Eestis. Neil on miljoneid kliente ning käive ulatub 20 miljardi euroni. Samas toob järelevalve välja, et sektoris tegutsevatel ettevõtete on riskid maandama...

Money Laundering and Terrorist Financing Prevention Act draft takes VASPs under discussion

The first reading of the draft on the Money Laundering and Terrorist Financing Prevention Act (MLTFPA) in takes place this Wednesday. Several amendments regarding virtual assets service providers (IDPs) are under discussion. Our expert Merit Leib has made a brief overview of the main new positions and changes that the updated act will most probably cover.

https://www.complok.eu/post/money-laundering-and-terrorist-financing-prevention-act-draft-takes-vasps-under-discussion

Money Laundering and Terrorist Financing Prevention Act draft takes VASPs under discussion The first reading of the draft on the Money Laundering and Terrorist Financing Prevention Act (MLTFPA) in Estonia takes place on 26.01 where several amendments regarding virtual assets service providers (VASPs) are under discussion. Here is a brief overview of the main new positions and changes unde...

Why are virtual currency service providers seen risky from AML perspective?

Close to 55% of all virtual currency service providers in the world were registered in over the past couple of years. A deep dive into the research data provided by Estonian FIU shows the significant shortcomings of applying due diligence measures. As a result, there is a high risk that anonymous virtual currencies will be used for criminal purposes, including money laundering and terrorist financing. Complok's AML expert Mari-Liis analysed the research paper and highlighted the main key findings in our recent blog post.
https://www.complok.eu/post/why-are-virtual-currency-service-providers-seen-risky-from-aml-perspective

Why are virtual currency service providers seen risky from AML perspective? Numbers show that almost 55% of all virtual currency service providers in the world were registered in Estonia (based on the research provided by Estonian FIU). The implementation of due diligence measures by most Estonian licensed service providers has proven to be significantly insufficient and th...

Estonia to introduce new and stricter law for Virtual Asset Service Providers

will be one of the first countries in Europe to regulate Virtual Assets Service Providers (VASPs) and comply with FATF Travel Rule requirement. The amended Estonian Money Laundering and Terrorist Financing Prevention Act (MLTFP Act) is currently in the consultation phase and the aim is to target all VASPs who are operating in Estonia (including both: exchanges and ). When the law is passed , and some other services will also fall under the category.

Read more from our latest blog post: https://www.complok.eu/post/estonia-to-introduce-new-and-stricter-law-for-virtual-asset-service-providers

Estonia to introduce new and stricter law for Virtual Asset Service Providers Estonia will be one of the first countries in Europe to regulate Virtual Assets Service Providers (VASPs) and comply with FATF Travel Rule requirement. The amended Estonian Money Laundering and Terrorist Financing Prevention Act (MLTFP Act) is currently in the consultation phase and the aim is to ta...

Happy endings and best wishes for 2022!

Sincerely Yours,
Complok Team

Wishing you the most wonderful time over the holidays and
a successful & productive New Year filled with great adventures and new knowledge! ✨🎅🎄💫📚

How is the 5th package of sanctions to Belarus influencing financial institutions' work?

The situation in is escalating; the 5th package of sanctions was implemented on the Lukashenko regime for its human rights abuses.

17 high-ranking political officials and 11 companies (Belarussian national air company Belavia, hotels, tour operators etc) were added to the sanctions list.

Henri Vaher, Complok's expert, is looking into the sanctions from an anti-money laundering perspective, emphasising the role of the financial sector in discovering suspicious transaction schemes.

"It means that especially banks, payment institutions and other obliged entities must be ever more vigilant that their sanctions violation prevention controls and processes are strong enough to prevent not only the direct transactions with sanctioned persons but also other suspicious transaction schemes with major probability of circumventing the sanctions."

If you'd like to dive deeper into the topic of , or in general, contact us for online and/or classroom .



https://www.complok.eu/post/how-is-the-5th-package-of-sanctions-to-belarus-influencing-financial-institutions-work

How is the 5th package of sanctions to Belarus influencing financial institutions' work? The situation in Belarus is escalating; the 5th package of sanctions was implemented on the Lukashenko regime in Belarus for its human rights abuses and the instrumentalisation of migrants when transiting them to the borders of Poland and previously on the Lithuanian border. 17 high-ranking politica...

Eesti Pank ran an experiment to investigate the technological possibilities of a central bank digital currency based on blockchain

We better mark the 14th of July in our calendar because it is a date when the verdict about moving forward with the digital euro will be made. And to continue with a combination of 1’s and 4’s, then when it comes to numbers 1 and 4 then:

Tests made by Estonian Central Bank (Eesti Pank) together with technology company Guardtime found that payments made with blockchain technology used less energy than credit card payments by a factor of 1400, and less than Bitcoin payments by a factor of 14 billion.

Eesti Pank ran an experiment to investigate the technological possibilities of a central bank digital currency based on blockchain Eesti Pank working with the technology company Guardtime completed its research project into a central bank digital currency built on the technology used in the Estonian e-state. The testing showed that blockchain technology is sufficiently developed to support the construction of a payment system t...

Corporate e-learning brings compliance training to the next level

A very significant number of people - more than five million, according to Eurostat - are active in Europe’s financial sector. The regulation requires all of them to go through anti-money laundering training annually in order to prevent financial crime.

A customizable e-learning tool such as provided by Complok makes it relatively straightforward to keep your employees up to date with regulations and to get the new staff members certified, without burdening your team leads or HR department. You need a system that enables assigning quality to an unlimited number of employees and lets you retrieve an overview of the progress at any given moment.

👉 Read more from our latest blog post: https://www.complok.eu/post/corporate-e-learning-brings-compliance-training-to-the-next-level

Corporate e-learning brings compliance training to the next level Because of Covid-19 we all have become familiar with working and studying remotely. Today’s education system has quickly accelerated its acceptance of e-learning since the pandemic started. The size of the global market for e-learning is expected to show double-digit growth in the next five years,...

COMPLOK AML Premium Training for Crypto Related Companies MLROs | Complok

Hey, all the MLROs and people in the crypto field! We've moved our in-depth AML course online! Yes, you can still join no matter your physical location.

⏱ December 2-3, 2021
📍 via ZOOM

This training is designed especially for Crypto Companies that would like to comply with new AML Law requirements. It is comprehensive training for Crypto Companies' AML experts, MLROs and Board Members.

👉 See more and enrol: https://www.complok.eu/event-details/complok-aml-premium-training-for-crypto-companies-mlros

COMPLOK AML Premium Training for Crypto Related Companies MLROs | Complok This training is designed for Crypto Companies that would like to comply with new AML Law requirements. It is a comprehensive training course which contains 4 parts for Crypto Companies AML experts, MLROs and Board Members who would gain in depth knowledge.

U.S. to sell cryptocurrency worth $56 million after record seizure in BitConnect fraud case

Here's what is going on with the biggest cryptocurrency fraud ever charged criminally. In September, the SEC sued the founder of Bitconnect and its USA promoter in connection with a $2 billion fraud scheme. BitConnect is an online crypto lending platform that created a digital token, also called BitConnect, that could be exchanged for Bitcoin.

BitConnect attracted investors by offering 40 per cent monthly returns based on their trading strategy. However, instead of investing the money, they took the money by transferring it to digital wallets they controlled.

Now, the US government is selling $56 million of cryptocurrency recovered in the fraud scheme to begin to reimburse investor losses. Obviously, that's nothing compared to the $2 billion fraud.

U.S. to sell cryptocurrency worth $56 million after record seizure in BitConnect fraud case The Justice Department said the liquidation of the bitcoin and other cryptocurrency will reimburse victims from the BitConnect fraud.